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Bank of India Mutual Fund in 2026: by the numbers

Bank of India MF managed ₹17,978 crore in July–September 2026, 30th of 55, up 33.9% in a year. 25 Direct Growth schemes, ranked on 3-year returns.

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A bank building with stone columns

A mid-sized house, growing faster than the industry

Bank of India managed an average of ₹17,978 crore in July–September 2026, excluding domestic fund-of-funds: 0.21% of the industry's ₹87,21,848 crore and 30th of 55 houses on AMFI's quarterly figures. Its fund house page carries the same number.

Quarter Average AUM (₹ crore) Rank Share of industry
July–September 2026 17,978 30 of 55 0.21%
April–June 2026 15,446 30 of 51 0.19%
July–September 2025 13,428 30 of 48 0.17%
July–September 2024 10,336 31 of 44 0.16%
July–September 2023 4,915 28 of 41 0.10%

Assets grew 33.9% in a year, against 13.1% for the industry, and 16.4% in the last quarter. It is gaining share. A year ago it ranked 30th.

The shelf: 25 schemes

Bank of India has 25 schemes in Direct Growth: 14 equity, 6 debt, 5 hybrid. By average assets in July–September 2026:

Scheme Average AUM (₹ crore)
BANK OF INDIA SMALL CAP FUND 3,105
BANK OF INDIA FLEXI CAP FUND 2,876
BANK OF INDIA LIQUID FUND 1,895
BANK OF INDIA ELSS TAX SAVER FUND 1,404
BANK OF INDIA MULTI CAP FUND 1,292
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND 922

The three largest account for 48% of the assets we could match to a scheme.

How the equity and hybrid funds rank

Each fund is ranked against every Direct Growth fund in its AMFI category on three-year return, to 20 October 2026. Categories with fewer than eight funds with a three-year record are not ranked.

Fund Category 1 year 3 years 3-year rank in category
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND Sectoral/ Thematic 13.16% 20.13% 13th of 142
BANK OF INDIA SMALL CAP FUND Small Cap 25.21% 19.53% 4th of 26
BANK OF INDIA FLEXI CAP FUND Flexi Cap 6.55% 17.69% 1st of 36
BANK OF INDIA MULTI CAP FUND Multi Cap 7.29% 15.84% 6th of 23
BANK OF INDIA AGGRESSIVE HYBRID FUND Aggressive Hybrid 11.42% 15.55% 1st of 28
BANK OF INDIA LARGE & MID CAP FUND Large & Mid Cap 1.16% 12.22% 13th of 26
BANK OF INDIA ELSS TAX SAVER FUND ELSS −0.15% 11.31% 12th of 37
BANK OF INDIA LARGE CAP FUND Large Cap −0.52% 11.20% 6th of 30
BANK OF INDIA BALANCED ADVANTAGE FUND Dynamic Asset Allocation or Balanced Advantage 0.69% 8.58% 18th of 30
BANK OF INDIA ARBITRAGE FUND Arbitrage 6.23% 6.80% 25th of 27
BANK OF INDIA CONSERVATIVE HYBRID FUND Conservative Hybrid 2.00% 6.28% 14th of 17
Bank of India Banking & Financial Services Fund Sectoral/ Thematic – – –
Bank of India Business Cycle Fund Sectoral/ Thematic 1.05% – –
Bank of India Consumption Fund Sectoral/ Thematic −4.90% – –

Of the 11 funds ranked, 5 sit in the top quarter of their category over three years and 2 in the bottom quarter. The best placed is BANK OF INDIA FLEXI CAP FUND (1st of 36 in Flexi Cap, 17.69% a year); the lowest placed is BANK OF INDIA ARBITRAGE FUND (25th of 27 in Arbitrage, 6.80% a year).

What they cost

Fund Direct expense ratio Category median Difference
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND 0.99% 1.15% −0.16
BANK OF INDIA SMALL CAP FUND 0.81% 0.92% −0.11
BANK OF INDIA FLEXI CAP FUND 0.89% 0.96% −0.07
BANK OF INDIA MULTI CAP FUND 1.16% 0.96% +0.20
BANK OF INDIA AGGRESSIVE HYBRID FUND 0.86% 1.08% −0.22
BANK OF INDIA LARGE & MID CAP FUND 1.42% 1.08% +0.34
BANK OF INDIA ELSS TAX SAVER FUND 1.16% 1.07% +0.09
BANK OF INDIA LARGE CAP FUND 1.29% 1.08% +0.21
BANK OF INDIA BALANCED ADVANTAGE FUND 1.39% 1.02% +0.37
BANK OF INDIA CONSERVATIVE HYBRID FUND 1.18% 0.98% +0.20

12 of the 16 equity and hybrid funds with a published expense ratio (the table shows the first ten) charge more than their category's median in the Direct plan. Expense ratios come from the fund house's own disclosures and are already inside the returns.

Reading this

  • A fund house's size is not a quality mark. What matters to an investor is the fund they hold, against its own category.
  • Three-year ranks are a snapshot and move. A top-quarter rank today does not mean one next year.
  • Young funds lack a three-year record and are left out of the ranking, so the picture is of the older part of the shelf.
  • Returns are historical, computed from NAVs, and not a forecast. This is not a recommendation to buy or sell any fund.

For other houses, see the largest fund houses by AUM and the rank-change table.

Source: AMFI average AUM for July–September 2026; AMFI NAVs to 20 October 2026; fund houses' TER disclosures.

Frequently asked questions

How big is Bank of India Mutual Fund?

Bank of India managed an average of ₹17,978 crore in July–September 2026, excluding domestic fund-of-funds. That is 0.21% of the industry and 30th among 55 fund houses on AMFI's figures. Assets grew 33.9% in a year, against 13.1% for the industry.

Which Bank of India fund has the best 3-year record?

On Direct Growth returns to 20 October 2026, BANK OF INDIA FLEXI CAP FUND (1st of 36 in Flexi Cap, 17.69% a year).

Are Bank of India's equity funds cheap?

12 of the 16 equity and hybrid funds with a published Direct expense ratio and a category of at least five funds charge more than their category's median.

This is commentary on published data, not investment advice. WealthTicker is not a SEBI-registered adviser or distributor. Figures are WealthTicker’s own calculations from public data — AMFI’s fund NAVs and disclosures, NSE’s index and FII/DII files, and the fund houses’ monthly portfolios (how we calculate). They are as of the dates stated and can be revised by their source.

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