Bajaj Finserv Low Duration Fund
NAV history
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.
Not enough Low Duration Fund peers to rank yet
Volatility 0.7% vs 1.4% category avg
1.0% expense vs 0.8% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Less volatile than its Low Duration Fund peers (0.7% vs 1.4%)
Concerns
- High expense ratio (1.01%) vs the Low Duration Fund average of 0.81%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Risk (trailing 3Y)
DefinitionsBenchmark ratios
Not shown for Low Duration Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.
Fund vs category average (Low Duration Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.49% | +0.10% | +0.39% |
| 3M abs | +1.90% | +0.59% | +1.31% |
| 6M abs | +2.75% | +0.59% | +2.16% |
| 1Y CAGR | — | +1.53% | — |
| 3Y CAGR | — | +2.09% | — |
| 5Y CAGR | — | +2.02% | — |
Category average across peers in Low Duration Fund (up to 91 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹578.89Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
5 monthly installments of ₹10,000 into Bajaj Finserv Low Duration Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Bajaj Finserv in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Debt funds
Debt funds lend money to governments and companies and earn interest. They're generally steadier than equity funds; their risk comes from interest-rate moves and, for some, the creditworthiness of borrowers.
Frequently asked questions
What is the NAV of Bajaj Finserv Low Duration Fund?
As of 20 Aug 2026, the NAV of Bajaj Finserv Low Duration Fund is ₹1,028.51 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Bajaj Finserv Low Duration Fund delivered?
Bajaj Finserv Low Duration Fund has returned +2.75% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Bajaj Finserv Low Duration Fund?
Bajaj Finserv Low Duration Fund charges an expense ratio of 1.01% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Bajaj Finserv Low Duration Fund?
Its largest holdings are Others CBLO (20.6%), REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC (7.6%), HDFC BANK LIMITED CD 24FEB27 (7.4%), MUTHOOT FINANCE LIMITED 8.90 NCD 07OT27 FVRS1LAC (4.7%) and INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC (3.9%). Holdings are disclosed monthly and change over time.
How risky is Bajaj Finserv Low Duration Fund?
It is rated low to moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.7% and its worst peak-to-trough fall in our sample was -0.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of Bajaj Finserv Low Duration Fund?
Bajaj Finserv Low Duration Fund is benchmarked against the NIFTY Low Duration Debt Index A-I. Its alpha and beta on this page are measured against that index.
Who manages Bajaj Finserv Low Duration Fund?
Bajaj Finserv Low Duration Fund is managed by Siddharth Chaudhary and Nimesh Chandan at Bajaj Finserv.
How is Bajaj Finserv Low Duration Fund taxed?
Bajaj Finserv Low Duration Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.