HybridDynamic Asset Allocation or Balanced AdvantageRegularGrowthHigh

The Wealth Company Balanced Advantage Fund

Q: What is the NAV of The Wealth Company Balanced Advantage Fund?

As of 05 Oct 2026, the NAV of The Wealth Company Balanced Advantage Fund is ₹9.60 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has The Wealth Company Balanced Advantage Fund delivered?

The Wealth Company Balanced Advantage Fund has returned -3.74% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of The Wealth Company Balanced Advantage Fund?

The Wealth Company Balanced Advantage Fund charges an expense ratio of 3.29% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of The Wealth Company Balanced Advantage Fund?

The Wealth Company Balanced Advantage Fund's largest holdings are 7.38% REC Limited 28-FEB-2029 (6.3%), 7.64% NABARD 06-DEC-2029 (4.2%), 7.04% SIDBI 09-FEB-2029 (4.1%), 7.57% Bajaj Finance Ltd 03-APR-2030 (4.1%) and ICICI Bank Limited (3.7%). Holdings are disclosed monthly and change over time.

Q: How risky is The Wealth Company Balanced Advantage Fund?

The Wealth Company Balanced Advantage Fund is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 10.1% and its worst peak-to-trough fall in our sample was -6.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What is the benchmark of The Wealth Company Balanced Advantage Fund?

The Wealth Company Balanced Advantage Fund is benchmarked against the CRISIL Hybrid 50+50 – Moderate Index (Total Return Index). Its alpha and beta on this page are measured against that index.

Q: Who manages The Wealth Company Balanced Advantage Fund?

The Wealth Company Balanced Advantage Fund is managed by Aparna Shanker, Umesh Sharma and Varun Nanavati at The Wealth Company.

Q: How is The Wealth Company Balanced Advantage Fund taxed?

The Wealth Company Balanced Advantage Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

The Wealth Company Mutual Fund · Best Balanced Advantage Mutual Funds

NAV

₹9.60

-0.02% 1D

as of 05 Oct 2026

This is the Regular plan of The Wealth Company Balanced Advantage Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

Compare SIP calculator

Performance

-3.74%absolute

52-week rangePrev NAV ₹9.60

Latest ₹9.60

Low ₹9.3631st percentile of its 52-week rangeHigh ₹10.14

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.

Performance—

Not enough Dynamic Asset Allocation or Balanced Advantage peers to rank yet

RiskHigh

Volatility 10.1% vs 8.4% category avg

CostHigh

3.3% expense vs 2.3% category avg

Consistency—

Not enough history for a rolling 3Y view

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

No standout strengths identified.

Concerns

Trails the Dynamic Asset Allocation or Balanced Advantage average on 1M/3M/6M
More volatile than its Dynamic Asset Allocation or Balanced Advantage peers (10.1% vs 8.4%)
High expense ratio (3.29%) vs the Dynamic Asset Allocation or Balanced Advantage average of 2.27%

Key Metrics

Annual fee charged by the fund, already deducted from NAV

3.29%

Category 2.27%▲1.02%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

29.00

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category 0.13

Scheme Info

Definitions

Plan

Regular · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

1% - If redeemed/switched out within 180 days from the date of allotment. Nil - if redeemed/switched out after 180 days from the date of allotment

Up to 1.00%

tiered — see the full terms

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹250

Smallest one-time (lumpsum) investment the scheme accepts

₹5,000

CRISIL Hybrid 50+50 – Moderate Index (Total Return Index)

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

19 Feb 2026

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-4.04%

Absolute return over the last 3 months (not annualized)

-4.34%

Absolute return over the last 6 months (not annualized)

+1.14%

Absolute return since 1 Jan of this year (not annualized)

-3.74%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

—

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

-3.74%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

10.15%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-6.39%

Benchmark ratios (vs Nifty 50 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 50 TRI

—

Sensitivity to Nifty 50 TRI moves; 1 = moves with the index

—

How much of the fund's movement Nifty 50 TRI explains

—

Excess return per unit of beta (market risk)

—

Active return over the benchmark per unit of tracking error

—

Annualized std dev of fund-minus-benchmark returns

—

Fund's share of benchmark gains in up months (100 = matches index)

—

Fund's share of benchmark losses in down months (lower is better)

—

Computed vs the Nifty 50 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Dynamic Asset Allocation or Balanced Advantage)

Period	Fund	Category avg.	Diff
1M abs	-4.04%	-3.04%	-1.00%
3M abs	-4.34%	-2.41%	-1.93%
6M abs	+1.14%	+4.46%	-3.32%
1Y CAGR	—	-0.75%	—
3Y CAGR	—	+7.57%	—
5Y CAGR	—	+7.09%	—

Category average across peers in Dynamic Asset Allocation or Balanced Advantage (up to 36 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹70.00K

Current value

₹68.21K

Absolute

-2.55%

XIRR

-9.77%

Value vs. invested

ValueInvested

7 monthly installments of ₹10,000 into The Wealth Company Balanced Advantage Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Recent changes

Expense-ratio, fund-manager, exit-load and minimum-investment changes we've picked up in the last 30 days.

Expense ratio down: 3.35% → 3.29%
02 Oct 2026

History points

154

Expense ratio

3.29%

AUM

₹45.86Cr

Exit load

1% - If redeemed/switched out within 180 days from the date of allotment. Nil - if redeemed/switched out after 180 days from the date of allotment

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

29.0

P/B ratio

6.6

Avg market cap

₹1,86,021Cr

P/E & P/B are portfolio-weighted harmonic means across 39 of 48 equity holdings (61% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Dynamic Asset Allocation or Balanced Advantage

Compare all


The Wealth Company Balanced Advantage FundThis fund The Wealth Company · Regular · Growth	—	—	—	—	—	3.29%	₹45.86Cr
quant Dynamic Asset Allocation Fund quant · Regular · Growth	★★★★☆	-3.35%	+11.39%	—	—	3.00%	₹902.64Cr
Aditya Birla Sun Life Balanced Advantage Fund Aditya Birla Sun Life · Regular · Growth	★★★★☆	+3.36%	+9.86%	+8.32%	—	1.95%	₹9,211Cr
Baroda BNP Paribas Balanced Advantage Fund Baroda BNP Paribas · Regular · Growth	★★★★☆	+1.76%	+9.80%	+8.79%	—	2.04%	₹4,798Cr
ICICI Prudential Balanced Advantage Fund ICICI Prudential · Regular · Growth	★★★★★	+1.06%	+9.67%	+9.23%	—	1.56%	₹70,787Cr
HDFC Balanced Advantage Fund HDFC · Regular · Growth	★★★★☆	-3.14%	+9.66%	+12.25%	—	1.31%	₹1,04,783Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 98% of the equity sleeve priced.

Large cap54.4%
Mid cap18.4%
Small cap27.2%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity72.90%
Debt23.87%
Cash & Equivalents3.23%

which companies this fund invests in

As on 31 Aug 2026 · AMC disclosure

ICICI Bank Limited

3.68%

Billionbrains Garage Ventures Ltd.

2.80%

Divi's Laboratories Limited

2.38%

CG Power And Industrial Solutions Ltd

2.30%

Eternal Limited

2.29%

Ramkrishna Forgings Limited

2.26%

Tech Mahindra Limited

2.22%

SIDBI 27-OCT-2026

2.07%

Multi Commodity Exchange of India Ltd.

2.04%

Bajaj Auto Limited

2.03%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
Invesco India Large Cap Fund Invesco · Large Cap Fund	32.6%	★★★★☆	0.91%	+12.99%
Mirae Asset Flexi Cap Fund Mirae Asset · Flexi Cap Fund	31.3%	★★★☆☆	0.74%	+11.65%
Groww Large Cap Fund Groww · Large Cap Fund	30.9%	★★☆☆☆	1.69%	+9.30%
Aditya Birla Sun Life Multi Asset Allocation Fund Aditya Birla Sun Life · Multi Asset Allocation	29.7% of 69% equity	★★★★☆	0.67%	+15.40%
Baroda BNP Paribas ESG Best-in-Class Strategy Fund Baroda BNP Paribas · Sectoral/ Thematic	29.5%	—	1.15%	—
JM Large Cap Fund JM Financial · Large Cap Fund	29.4%	★★☆☆☆	1.19%	+9.54%
PGIM India Large and Midcap Fund PGIM India · Large & Mid Cap Fund	29.2%	★★★☆☆	0.89%	—
Bajaj Finserv Large Cap Fund Bajaj Finserv · Large Cap Fund	29.2%	★★★★★	1.19%	—

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-6.4%23 Feb 2026 → 30 Mar 2026
Fell over 35 days, back to the old high on 17 Apr 2026 — 18 days under water after the low.
-5.3%25 Aug 2026 → 05 Oct 2026
Still below that high — 41 days down, and no recovery yet.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

Fund size over time

Quarterly average AUM · AMFI

₹45.86Cr

April - June 2026

+119%

since January - March 2026

At or near its largest, ₹45.86Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

AMC Profile

The Wealth Company Mutual Fund is run by the asset management arm of the Pantomath Group, and was branded Pantomath Mutual Fund before its rename. It is one of the industry's newest houses.

Launched

17 Jul 2025

Total AUM

₹1,849Cr+42.5% QoQ

Avg AUM · July - September 2026

Website

wealthcompanyamc.in

Fund Managers

ASAparna ShankerStart date not disclosed

Role

CIO (Equity)

Education

MBA (Finance), PGD in Treasury & Forex Management, B.Sc., LLB

Experience

Over 32 years of experience in the Mutual Fund industry across various domains. From Apr 2022 to Jan 2025 Fund Manager, SBI Resurgent India Opportunities Fund From Sept 2012 to Mar 2022 Fund Manager, SBI ESG Fund (PMS), Amundi India Infrastructure Opportunities Fund (international mandate managed by SBI Funds Management) She has also worked with Unit Trust of India, Birla Global Finance and Sahara Mutual Fund in the past.

Funds managed (7)

All schemes Aparna Shanker runs →

USUmesh SharmaStart date not disclosed

Role

CIO – Fixed Income

Education

CA, CS, CFA

Experience

Mr. Umesh Sharma has over two decades of experience, including the last 14 years at Franklin Templeton Mutual Fund.. Prior to Franklin Templeton, he has worked at Invesco Mutual Fund, ICICI Bank, JM Financial Mutual Fund, and UTI Mutual Fund.

Funds managed (4)

All schemes Umesh Sharma runs →

VNVarun NanavatiStart date not disclosed

Role

Fund Manager – Fixed Income

Education

B.COM and Chartered Accountant

Experience

Credit rating of Large Corporate Group – Crisil Ratings Ltd (2022 – 2025) Credit rating of Large Corporate Group (SID) (EMEA) – Citi (2021 – 2022) (2018 – 2021)

Funds managed (3)

All schemes Varun Nanavati runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Aparna Shanker Umesh Sharma Varun Nanavati

Top holdings

ICICI Bank Limited Billionbrains Garage Ventures Ltd.Divi's Laboratories Limited CG Power And Industrial Solutions Ltd Eternal Limited Ramkrishna Forgings Limited Tech Mahindra Limited Multi Commodity Exchange of India Ltd.Bajaj Auto Limited ICICI Prudential AMC Ltd Dr. Lal Path Labs Ltd.CRISIL Limited

The Wealth Company in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

Run SIP calculator Add to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Balanced Advantage funds

Balanced advantage (dynamic asset allocation) funds move between equity and debt based on market valuations, adding more stocks when they look cheap and trimming when they look dear. The goal is a smoother ride.

Frequently asked questions

What is the NAV of The Wealth Company Balanced Advantage Fund?

As of 05 Oct 2026, the NAV of The Wealth Company Balanced Advantage Fund is ₹9.60 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has The Wealth Company Balanced Advantage Fund delivered?

The Wealth Company Balanced Advantage Fund has returned -3.74% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of The Wealth Company Balanced Advantage Fund?

The Wealth Company Balanced Advantage Fund charges an expense ratio of 3.29% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of The Wealth Company Balanced Advantage Fund?

The Wealth Company Balanced Advantage Fund's largest holdings are 7.38% REC Limited 28-FEB-2029 (6.3%), 7.64% NABARD 06-DEC-2029 (4.2%), 7.04% SIDBI 09-FEB-2029 (4.1%), 7.57% Bajaj Finance Ltd 03-APR-2030 (4.1%) and ICICI Bank Limited (3.7%). Holdings are disclosed monthly and change over time.

How risky is The Wealth Company Balanced Advantage Fund?

The Wealth Company Balanced Advantage Fund is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 10.1% and its worst peak-to-trough fall in our sample was -6.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of The Wealth Company Balanced Advantage Fund?

The Wealth Company Balanced Advantage Fund is benchmarked against the CRISIL Hybrid 50+50 – Moderate Index (Total Return Index). Its alpha and beta on this page are measured against that index.

Who manages The Wealth Company Balanced Advantage Fund?

The Wealth Company Balanced Advantage Fund is managed by Aparna Shanker, Umesh Sharma and Varun Nanavati at The Wealth Company.

How is The Wealth Company Balanced Advantage Fund taxed?

The Wealth Company Balanced Advantage Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.