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Tata BSE Multicap Consumption 50:30:20 Index Fund

Q: What is the NAV of Tata BSE Multicap Consumption 50:30:20 Index Fund?

As of 05 Oct 2026, the NAV of Tata BSE Multicap Consumption 50:30:20 Index Fund is ₹9.18 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Tata BSE Multicap Consumption 50:30:20 Index Fund delivered?

Tata BSE Multicap Consumption 50:30:20 Index Fund has returned -8.92% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Tata BSE Multicap Consumption 50:30:20 Index Fund?

Tata BSE Multicap Consumption 50:30:20 Index Fund charges an expense ratio of 0.50% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Tata BSE Multicap Consumption 50:30:20 Index Fund?

Tata BSE Multicap Consumption 50:30:20 Index Fund's largest holdings are MAHINDRA & MAHINDRA LTD (5.5%), ITC LTD (4.6%), ETERNAL LTD (4.4%), TITAN COMPANY LTD (3.9%) and HINDUSTAN UNILEVER LTD (3.3%). Holdings are disclosed monthly and change over time.

Q: How risky is Tata BSE Multicap Consumption 50:30:20 Index Fund?

Tata BSE Multicap Consumption 50:30:20 Index Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 17.4% and its worst peak-to-trough fall in our sample was -17.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What is the benchmark of Tata BSE Multicap Consumption 50:30:20 Index Fund?

Tata BSE Multicap Consumption 50:30:20 Index Fund is benchmarked against the BSE Multicap Consumption 50:30:20 Index (TRI). Its alpha and beta on this page are measured against that index.

Q: Who manages Tata BSE Multicap Consumption 50:30:20 Index Fund?

Tata BSE Multicap Consumption 50:30:20 Index Fund is managed by Nitin Bharat Sharma and Rakesh Prajapati at Tata.

Q: How is Tata BSE Multicap Consumption 50:30:20 Index Fund taxed?

Tata BSE Multicap Consumption 50:30:20 Index Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Tata Mutual Fund · Best Index Funds

NAV

₹9.18

+0.68% 1D

as of 05 Oct 2026

This is the Direct plan of Tata BSE Multicap Consumption 50:30:20 Index Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

Compare SIP calculator

Performance

-8.92%absolute

52-week rangePrev NAV ₹9.12

Latest ₹9.18

Low ₹8.3547th percentile of its 52-week rangeHigh ₹10.13

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.

Performance—

Not enough Index Funds peers to rank yet

RiskHigh

Volatility 17.4% vs 12.3% category avg

CostAverage

0.5% expense vs 0.5% category avg

Consistency—

Not enough history for a rolling 3Y view

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

No standout strengths identified.

Concerns

More volatile than its Index Funds peers (17.4% vs 12.3%)

Key Metrics

Annual fee charged by the fund, already deducted from NAV

0.50%

Category 0.50%0.00%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

33.63

Category 22.23▲11.40

Excess return per unit of total volatility (rf = 6.5%)

—

Category 0.46

Scheme Info

Definitions

Plan

Direct · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

0.25% of the applicable NAV, if redeemed on or before 15 days from the date of allotment.

0.25%

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹100

Smallest one-time (lumpsum) investment the scheme accepts

₹5,000

BSE Multicap Consumption 50:30:20 Index (TRI)

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

02 Jan 2026

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-6.13%

Absolute return over the last 3 months (not annualized)

-5.25%

Absolute return over the last 6 months (not annualized)

+7.42%

Absolute return since 1 Jan of this year (not annualized)

-8.92%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

—

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

-8.92%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

17.35%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-17.42%

Benchmark ratios (vs Nifty 500 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 500 TRI

—

Sensitivity to Nifty 500 TRI moves; 1 = moves with the index

—

How much of the fund's movement Nifty 500 TRI explains

—

Excess return per unit of beta (market risk)

—

Active return over the benchmark per unit of tracking error

—

Annualized std dev of fund-minus-benchmark returns

—

Fund's share of benchmark gains in up months (100 = matches index)

—

Fund's share of benchmark losses in down months (lower is better)

—

Computed vs the Nifty 500 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Index Funds)

Period	Fund	Category avg.	Diff
1M abs	-6.13%	-3.92%	-2.21%
3M abs	-5.25%	-3.17%	-2.08%
6M abs	+7.42%	+5.90%	+1.52%
1Y CAGR	—	-0.08%	—
3Y CAGR	—	+9.25%	—
5Y CAGR	—	+8.29%	—

Category average across peers in Index Funds (376 of 381 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹90.00K

Current value

₹87.86K

Absolute

-2.38%

XIRR

-6.96%

Value vs. invested

ValueInvested

9 monthly installments of ₹10,000 into Tata BSE Multicap Consumption 50:30:20 Index Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

History points

185

Expense ratio

0.50%

AUM

₹43.25Cr

Portfolio turnover

30%

Exit load

0.25% of the applicable NAV, if redeemed on or before 15 days from the date of allotment.

P/E ratio

33.6

P/B ratio

6.9

Avg market cap

₹1,57,400Cr

P/E & P/B are portfolio-weighted harmonic means across 84 of 100 equity holdings (89% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Index Funds

Compare all


Tata BSE Multicap Consumption 50:30:20 Index FundThis fund Tata · Direct · Growth	—	—	—	—	33.63	0.50%	₹43.25Cr
ICICI Prudential NASDAQ 100 Index Fund ICICI Prudential · Direct · Growth	★★★★☆	+32.94%	+33.72%	+20.60%	—	0.63%	₹3,348Cr
Motilal Oswal S&P 500 Index Fund Motilal Oswal · Direct · Growth	★★★★☆	+24.33%	+27.72%	+18.70%	—	0.64%	—
ICICI Prudential Nifty Pharma Index Fund ICICI Prudential · Direct · Growth	★★★★★	+20.08%	+20.30%	—	39.44	0.51%	₹121.63Cr
UTI Nifty 500 Value 50 Index Fund UTI · Direct · Growth	★★★★☆	+3.94%	+20.03%	—	8.56	0.73%	₹729.68Cr
Motilal Oswal BSE Enhanced Value Index Fund Motilal Oswal · Direct · Growth	★★★★☆	-0.83%	+18.82%	—	7.75	0.55%	₹2,077Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap45.3%
Mid cap34.7%
Small cap20.0%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity100.14%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
ITI Bharat Consumption Fund ITI · Sectoral/ Thematic	54.1%	★★★☆☆	0.95%	—
Nippon India ETF Nifty India Consumption Nippon India · Other ETFs	50.8%	—	0.31%	+9.64%
SBI Nifty India Consumption Index Fund SBI · Index Funds	50.8%	★☆☆☆☆	0.43%	—
HDFC Nifty India Consumption Index Fund HDFC · Index Funds	50.8%	—	0.44%	—
Edelweiss Consumption Fund Edelweiss · Sectoral/ Thematic	50.4%	★★☆☆☆	0.95%	—
Axis Consumption Fund Axis · Sectoral/ Thematic	49.7%	★★☆☆☆	0.88%	—
Baroda BNP Paribas India Consumption Fund Baroda BNP Paribas · Sectoral/ Thematic	47.0%	★★★☆☆	0.95%	+8.64%
Aditya Birla Sun Life Consumption Fund Aditya Birla Sun Life · Sectoral/ Thematic	46.8%	★★★☆☆	0.97%	+7.62%

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-17.4%05 Jan 2026 → 31 Mar 2026
Fell over 3 months, back to the old high on 05 Aug 2026 — 4 months under water after the low.
-10.0%07 Aug 2026 → 01 Oct 2026
Still below that high — 2 months down, and no recovery yet.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

Fund size over time

Quarterly average AUM · AMFI

₹43.25Cr

April - June 2026

-11%

since January - March 2026

−₹3.53Cr

est. net flow, last quarter

Down +11% from its peak of ₹48.81Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

Tata Mutual Fund is run by Tata Asset Management, part of the Tata Group, and has been in business since 1995. It runs a broad line-up across equity, debt and hybrid, including several long-running thematic schemes.

Launched

29 Jun 1995

Total AUM

₹2,36,199Cr+3.4% QoQ

Avg AUM · July - September 2026

Website

tatamutualfund.com

Fund Managers

NSNitin Bharat SharmaStart date not disclosed

Education

MFM (Master’s degree in financial management), BAF (Bachelor of & Finance)

Funds managed (21)

All schemes Nitin Bharat Sharma runs →

RPRakesh PrajapatiStart date not disclosed

Education

B.Com

Funds managed (21)

All schemes Rakesh Prajapati runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Nitin Bharat Sharma Rakesh Prajapati

Top holdings

MAHINDRA & MAHINDRA LTD ITC LTD ETERNAL LTD TITAN COMPANY LTD HINDUSTAN UNILEVER LTD MARUTI SUZUKI INDIA LTD BAJAJ AUTO LTD ATHER ENERGY LTD ASIAN PAINTS LTD HERO MOTOCORP LTD EICHER MOTORS LTD NESTLE INDIA LTD

Tata in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Index funds & ETFs

Index funds and ETFs must keep at least 95% in the securities of the index they track, rather than trying to beat it. They charge far lower fees than active funds, and their return is the index's return minus that small cost and any tracking difference.

Frequently asked questions

What is the NAV of Tata BSE Multicap Consumption 50:30:20 Index Fund?

As of 05 Oct 2026, the NAV of Tata BSE Multicap Consumption 50:30:20 Index Fund is ₹9.18 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Tata BSE Multicap Consumption 50:30:20 Index Fund delivered?

Tata BSE Multicap Consumption 50:30:20 Index Fund has returned -8.92% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Tata BSE Multicap Consumption 50:30:20 Index Fund?

Tata BSE Multicap Consumption 50:30:20 Index Fund charges an expense ratio of 0.50% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Tata BSE Multicap Consumption 50:30:20 Index Fund?

Tata BSE Multicap Consumption 50:30:20 Index Fund's largest holdings are MAHINDRA & MAHINDRA LTD (5.5%), ITC LTD (4.6%), ETERNAL LTD (4.4%), TITAN COMPANY LTD (3.9%) and HINDUSTAN UNILEVER LTD (3.3%). Holdings are disclosed monthly and change over time.

How risky is Tata BSE Multicap Consumption 50:30:20 Index Fund?

Tata BSE Multicap Consumption 50:30:20 Index Fund is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 17.4% and its worst peak-to-trough fall in our sample was -17.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of Tata BSE Multicap Consumption 50:30:20 Index Fund?

Tata BSE Multicap Consumption 50:30:20 Index Fund is benchmarked against the BSE Multicap Consumption 50:30:20 Index (TRI). Its alpha and beta on this page are measured against that index.

Who manages Tata BSE Multicap Consumption 50:30:20 Index Fund?

Tata BSE Multicap Consumption 50:30:20 Index Fund is managed by Nitin Bharat Sharma and Rakesh Prajapati at Tata.

How is Tata BSE Multicap Consumption 50:30:20 Index Fund taxed?

Tata BSE Multicap Consumption 50:30:20 Index Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.