Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years
This is the Direct plan of Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.
NAV history
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Fund vs category average (Overnight Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.47% | — | — |
| 3M abs | +1.35% | — | — |
| 6M abs | +2.67% | — | — |
| 1Y CAGR | +5.40% | — | — |
| 3Y CAGR | — | — | — |
| 5Y CAGR | — | — | — |
Category average across peers in Overnight Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
12 monthly installments of ₹10,000 into Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +4.06% | |
| 2025part | +3.65% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Cash & Equivalents95.40%
- Debt4.60%
AMC Profile
Bajaj Finserv Mutual Fund is run by Bajaj Finserv Asset Management, part of the Bajaj Finserv financial services group, and began launching schemes in 2023. Its line-up spans equity, hybrid and debt.
Bajaj Finserv in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Bajaj Finserv Gilt Fund - Direct Plan Fund info
The Economic Times · 5d ago
Volume Gainers, September 10, 2026 at 4:00 PM
HDFC Sky · 26d ago
Volume Gainers on September 10, 2026 at 12:00 PM
HDFC Sky · 26d ago
Bajaj Finserv Mutual Fund files offer document for Business Cycle Fund
Investment Guru India · 28d ago
Volume Gainers on September 3, 2026 at 4:00 PM
HDFC Sky · 03 Sep 2026
Bajaj Consumer Care Ltd. Shareholding Pattern – Promoters, FIIs & DIIs
valueresearchonline.com · 29 Aug 2026
Bajaj Finserv Ltd. Shareholding Pattern – Promoters, FIIs & DIIs
valueresearchonline.com · 29 Aug 2026
Bajaj Finserv Ultra Short to Short Term Fund Regular-Growth (₹ 1,033.56) - NAV, Reviews & asset allocation
The Economic Times · 27 Aug 2026
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Overnight funds
Overnight funds hold securities maturing the very next day, making them the lowest-risk debt category. They're a place to park cash for a few days with almost no interest-rate risk.
Frequently asked questions
What is the NAV of Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years?
As of 05 Oct 2026, the NAV of Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years is ₹1,078.71 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years delivered?
Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years has returned +5.40% over 1 year and +5.34% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What are the top holdings of Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years?
Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years's largest holdings are Punjab National Bank (01/09/2026) (2.3%), 182 Days Tbill (MD 03/09/2026) (0.8%), 91 Days Tbill (MD 03/09/2026) (0.8%) and 182 Days Tbill (MD 18/09/2026) (0.8%). Holdings are disclosed monthly and change over time.
How risky is Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years?
Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.1% and its worst peak-to-trough fall in our sample was 0.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
How is Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years taxed?
Bajaj Finserv Overnight Fund - Direct Plan - Unclaimed less than 3 years is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.