ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme
This is the Direct plan of ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.
NAV history
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Debt funds (same plan and option) to rank against yet.
Not enough Overnight Fund peers to rank yet
Volatility 0.1% (no category average yet)
0.1% expense (no category average yet)
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 100% of rolling 3-year windows
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Fund vs category average (Overnight Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.40% | — | — |
| 3M abs | +1.27% | — | — |
| 6M abs | +2.56% | — | — |
| 1Y CAGR | +5.26% | — | — |
| 3Y CAGR | +6.04% | — | — |
| 5Y CAGR | — | — | — |
Category average across peers in Overnight Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
36 monthly installments of ₹10,000 into ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +3.92% | |
| 2025 | +5.82% | |
| 2024 | +6.70% | |
| 2023 | +6.71% | |
| 2022 | +4.67% | |
| 2021part | +0.27% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Cash & Equivalents96.04%
- Debt3.96%
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹84.50Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
ICICI Prudential Mutual Fund is a joint venture between ICICI Bank and Prudential plc of the UK, in business since 1993. It is among India's largest houses by assets and runs one of the industry's widest scheme line-ups across equity, debt and hybrid.
Fund Managers
DDDarshil DedhiaManaging since 12 Jun 2023
Fund Manager – Fixed Income
Chartered Accountant, Chartered Financial Analyst (CFA) and B.Com
He started his career with ICICI Prudential Asset in January 2013 and has experience of over 12 years. Past Experience: ~ ICICI Prudential Asset Management Company Limited – Investments – Mutual Fund Debt – August 9, 2018 till date. ~ ICICI Prudential Asset Management Company Limited – Fund Accounting – February 9, 2016 till August 8, 2018. ~ ICICI Prudential Asset Management Company Limited – Investments – Fixed Income – May 25, 2015 to Feb 8, 2016. ~ ICICI Prudential Asset Management Company Limited – Fund Accounting – January 22, 2013 to May 24, 2015.
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NKNikhil KabraManaging since 13 Sep 2024
Fund Manager – Fixed Income
Over 11 years
Chartered Accountant, B.Com and Chartered Financial Analyst (CFA)
Mr. Nikhil Kabra is associated with ICICI Prudential Asset Management Company Limited since September 2013. Past Experience: ~ Sumedha Fiscal Services Limited from ICICI Prudential Money Market Fund October 2012 to September 2013. ~ Haribhakti & Co. from September 2010 to October 2012
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Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
ICICI Prudential in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Overnight funds
Overnight funds hold securities maturing the very next day, making them the lowest-risk debt category. They're a place to park cash for a few days with almost no interest-rate risk.
Frequently asked questions
What is the NAV of ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme?
As of 04 Oct 2026, the NAV of ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme is ₹1,314.18 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme delivered?
ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme has returned +5.26% over 1 year, +6.04% per year over 3 years and +5.81% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme?
ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme charges an expense ratio of 0.10% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme?
ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme's largest holdings are 182 Days Treasury Bills (2.1%), 182 Days Treasury Bills (1.0%), 91 Days Treasury Bills (0.7%) and 91 Days Treasury Bills (0.1%). Holdings are disclosed monthly and change over time.
How risky is ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme?
ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.1% and its worst peak-to-trough fall in our sample was 0.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme?
ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme is benchmarked against the CRISIL Liquid Overnight Index. Its alpha and beta on this page are measured against that index.
Who manages ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme?
ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme is managed by Darshil Dedhia and Nikhil Kabra at ICICI Prudential.
How is ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme taxed?
ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.