Bajaj Finserv Liquid Fund
This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.
View the Growth plan for compounded returns (+6.80% 3Y CAGR)NAV history
Scorecard
★★★★☆4/5 vs 141 of 137 Liquid Fund peers- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Liquid Fund (same plan and option). 141 of the 137 Liquid Funds in this cohort carry the full record the stars need, so they are the ones ranked against.
3Y CAGR +0.89% · ranks 28 of 137 Liquid Funds
Volatility 1.1% vs 0.9% category avg
0.3% expense vs 0.3% category avg
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 100% of rolling 3-year windows
Concerns
- 1-year return (+0.01%) trails the Liquid Fund average (+0.85%)
- More volatile than its Liquid Fund peers (1.1% vs 0.9%)
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Risk (trailing 3Y)
DefinitionsBenchmark ratios
Not shown for Liquid Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.
Fund vs category average (Liquid Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.05% | +0.01% | +0.04% |
| 3M abs | +0.12% | +0.18% | -0.06% |
| 6M abs | -0.03% | +0.39% | -0.42% |
| 1Y CAGR | +0.01% | +0.85% | -0.84% |
| 3Y CAGR | +0.89% | +1.02% | -0.13% |
| 5Y CAGR | — | +0.94% | — |
Category average across peers in Liquid Fund (up to 137 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 137 peers in Liquid Fund
Rolling returns
Return for every possible 1Y holding period, not just today’s
26 overlapping 1Y windows, sampled monthly across the fund’s history.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +0.11% | |
| 2025 | 0.00% | |
| 2024 | +0.07% | |
| 2023part | +3.34% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹5,962Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
36 monthly installments of ₹10,000 into Bajaj Finserv Liquid Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Bajaj Finserv in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Bajaj Finserv Money Market Fund - Direct Plan Returns
The Economic Times · 2d ago
Bajaj Finserv Flexi Cap Fund Marks 3 Years, Delivers 18.21% CAGR Since Inception
Investment Guru · 4d ago
Bajaj Finserv Money Market Fund Regular-IDCW Weekly
The Economic Times · 7d ago
Bajaj Finserv Money Market Fund Regular-IDCW Weekly (₹ 1,050.43) - NAV, Reviews & asset allocation
The Economic Times · 7d ago
Bajaj Finserv Small Cap Regular Growth NAV Today, Returns and.
Univest · 24d ago
Bajaj Finserv Small Cap Regular IDCW NAV Today, Returns and Review
Univest · 24d ago
Bajaj Finserv Banking and PSU Monthly Direct IDCW NAV Today.
Univest · 24d ago
Bajaj Finserv Nifty 50 ETF NAV Today, Returns and Review
Univest · 24d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Liquid funds
Liquid funds invest in very short-term debt (maturing within 91 days). They're used to park money for days or weeks — low risk and easy to redeem, but low return too.
Frequently asked questions
What is the NAV of Bajaj Finserv Liquid Fund?
As of 20 Aug 2026, the NAV of Bajaj Finserv Liquid Fund is ₹1,035.42 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Bajaj Finserv Liquid Fund delivered?
Bajaj Finserv Liquid Fund has returned +0.01% over 1 year, +0.89% per year over 3 years and +1.11% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Bajaj Finserv Liquid Fund?
Bajaj Finserv Liquid Fund charges an expense ratio of 0.28% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Bajaj Finserv Liquid Fund?
Its largest holdings are Others CBLO (8.3%), GOVERNMENT OF INDIA 37705 091 DAYS TBILL 29OT26 FV RS 100 (3.3%), 91 DAYS T-BILL - 24SEP2026 (3.0%), HINDUSTAN PETROLEUM CORPORATION LIMITED 90D CP 19AUG26 (2.4%) and GOVERNMENT OF INDIA 37176 182 DAYS TBILL 03SP26 FV RS 100 (2.4%). Holdings are disclosed monthly and change over time.
How risky is Bajaj Finserv Liquid Fund?
It is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 1.1% and its worst peak-to-trough fall in our sample was -0.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of -5.13 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Bajaj Finserv Liquid Fund's -5.13 means it has not compensated investors for its volatility over the window. Higher is better.
What is the benchmark of Bajaj Finserv Liquid Fund?
Bajaj Finserv Liquid Fund is benchmarked against the NIFTY Liquid Index A-I. Its alpha and beta on this page are measured against that index.
Who manages Bajaj Finserv Liquid Fund?
Bajaj Finserv Liquid Fund is managed by Siddharth Chaudhary and Nimesh Chandan at Bajaj Finserv.
How is Bajaj Finserv Liquid Fund taxed?
Bajaj Finserv Liquid Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.