Aditya Birla Sun Life PSU Equity Fund
Aditya Birla Sun Life Mutual Fund · Best Sectoral & Thematic Mutual Funds
This is the Direct plan of Aditya Birla Sun Life PSU Equity Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.
This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.
View the Growth plan for compounded returns (+23.93% 3Y CAGR)Performance
Scorecard
★★★☆☆3/5 vs 143 of 249 Sectoral/ Thematic peers- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Sectoral/ Thematic (same plan and option). 143 of the 249 Sectoral/ Thematic funds in this cohort carry the full record the stars need, so they are the ones ranked against.
3Y CAGR +15.51% · ranks 50 of 249 Sectoral/ Thematic funds
Volatility 22.1% vs 16.2% category avg
0.7% expense vs 1.2% category avg
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- 1-year return (+7.48%) beats the Sectoral/ Thematic average (+6.59%)
- 3-year return (+15.51%) beats the Sectoral/ Thematic average (+13.27%)
- 5-year return (+18.81%) beats the Sectoral/ Thematic average (+11.29%)
- Stronger risk-adjusted returns — Sharpe 0.41 vs 0.32 Sectoral/ Thematic average
- Low expense ratio (0.71%) vs the Sectoral/ Thematic average of 1.23%
Concerns
- Trails the Sectoral/ Thematic average on 1M/3M/6M
- More volatile than its Sectoral/ Thematic peers (22.1% vs 16.2%)
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Risk (trailing 3Y)
DefinitionsBenchmark ratios (vs Nifty 500 · 36 monthly returns)
DefinitionsComputed vs the Nifty 500 price index — the closest match to this fund's mandate. Needs ~3 years of history; a low R² means the fund tracks the index loosely.
Fund vs category average (Sectoral/ Thematic)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -0.10% | +2.13% | -2.23% |
| 3M abs | +0.63% | +7.04% | -6.41% |
| 6M abs | -2.59% | +6.54% | -9.13% |
| 1Y CAGR | +7.48% | +6.59% | +0.89% |
| 3Y CAGR | +15.51% | +13.27% | +2.24% |
| 5Y CAGR | +18.81% | +11.29% | +7.52% |
Category average across peers in Sectoral/ Thematic (up to 249 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 249 peers in Sectoral/ Thematic
Rolling returns
Return for every possible 1Y holding period, not just today’s
68 overlapping 1Y windows, sampled monthly across the fund’s history.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Aditya Birla Sun Life PSU Equity Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 500 | Diff | |
|---|---|---|---|---|
| 2026part | -1.10% | -1.43% | +0.33% | |
| 2025 | +3.32% | +6.69% | -3.37% | |
| 2024 | +7.81% | +15.16% | -7.35% | |
| 2023 | +51.34% | +25.76% | +25.58% | |
| 2022 | +30.41% | +3.02% | +27.39% | |
| 2021 | +39.96% | +30.19% | +9.77% | |
| 2020part | -0.40% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Worst falls, and the wait to get back
How far this fund has dropped from a high, and how long it took to reclaim it.
- -33.8%15 Jan 2020 → 24 Mar 2020
Fell over 2 months, back to the old high on 14 Dec 2020 — 9 months under water after the low.
- -32.3%01 Aug 2024 → 28 Feb 2025
Still below that high — 7 months down, and no recovery yet.
- -18.4%21 Apr 2022 → 20 Jun 2022
Fell over 2 months, back to the old high on 06 Sep 2022 — 3 months under water after the low.
Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹5,925Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Aditya Birla Sun Life in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
HDFC Flexi Cap among 7 mutual funds that multiplied investors' wealth up to 24x in 20 years
The Economic Times · 6h ago
HDFC Flexi Cap among 7 mutual funds that multiplied investors' wealth up to 24x in 20 years
The Economic Times · 6h ago
Tata Mutual Fund resumes subscription for large investors in gold ETF, removes lumpsum limits for Gold ETF
The Economic Times · 9h ago
Aditya Birla SL AMC announces record date for distribution in Small Cap Fund
Investment Guru · 1d ago
ABSLAMC Share Price Today - Aditya Birla Sun Life AMC on NSE/BSE
scanx.trade · 1d ago
Aditya Birla SL AMC announces introduction of facility and transaction in units through platform
Investment Guru · 2d ago
Top 10 mutual fund updates on August 19: Global fund reopenings, name changes, and other key developments
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Cafemutual · 3d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Equity funds
Equity funds invest mainly in company shares. They carry the highest growth potential over long horizons and the largest short-term swings, so they suit goals several years away.
Frequently asked questions
What is the NAV of Aditya Birla Sun Life PSU Equity Fund?
As of 21 Aug 2026, the NAV of Aditya Birla Sun Life PSU Equity Fund is ₹30.46 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Aditya Birla Sun Life PSU Equity Fund delivered?
Aditya Birla Sun Life PSU Equity Fund has returned +7.48% over 1 year, +15.51% per year over 3 years, +18.81% per year over 5 years and +18.18% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Aditya Birla Sun Life PSU Equity Fund?
Aditya Birla Sun Life PSU Equity Fund charges an expense ratio of 0.71% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Aditya Birla Sun Life PSU Equity Fund?
Its largest holdings are State Bank of India (17.4%), NTPC Ltd (7.8%), Power Grid Corporation of India Ltd (6.7%), Bharat Heavy Electricals Ltd (6.4%) and Bank of Maharashtra (5.0%). Holdings are disclosed monthly and change over time.
How risky is Aditya Birla Sun Life PSU Equity Fund?
It is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 22.1% and its worst peak-to-trough fall in our sample was -33.8%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 0.41 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Aditya Birla Sun Life PSU Equity Fund's 0.41 means it has rewarded its volatility with excess return. Higher is better.
What is the benchmark of Aditya Birla Sun Life PSU Equity Fund?
Aditya Birla Sun Life PSU Equity Fund is benchmarked against the BSE PSU Total Return Index. Its alpha and beta on this page are measured against that index.
Who manages Aditya Birla Sun Life PSU Equity Fund?
Aditya Birla Sun Life PSU Equity Fund is managed by Dhaval Joshi and Dhaval Gala at Aditya Birla Sun Life.
How is Aditya Birla Sun Life PSU Equity Fund taxed?
Aditya Birla Sun Life PSU Equity Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.