This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.
View the Growth plan for compounded returns (+7.96% 3Y CAGR)NAV history
Scorecard
★★☆☆☆2/5 vs 36 Income peers- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Income (same plan and option).
3Y CAGR +0.13% · ranks 34 of 36 Income funds
Volatility 5.7% vs 1.4% category avg
0.0% expense vs 0.1% category avg
85% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Low expense ratio (0.04%) vs the Income average of 0.13%
Concerns
- 1-year return (-0.93%) trails the Income average (+4.81%)
- 3-year return (+0.13%) trails the Income average (+6.23%)
- 5-year return (+0.27%) trails the Income average (+6.56%)
- Ranks #33 of 36 on 1-year return in its Income cohort
- Weaker risk-adjusted returns — Sharpe -1.11 below the Income average of 0.70
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Risk (trailing 3Y)
DefinitionsBenchmark ratios
Not shown for Income — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.
Fund vs category average (Income)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.47% | +0.45% | +0.02% |
| 3M abs | +2.86% | +1.39% | +1.47% |
| 6M abs | -0.13% | +2.27% | -2.40% |
| 1Y CAGR | -0.93% | +4.81% | -5.74% |
| 3Y CAGR | +0.13% | +6.23% | -6.10% |
| 5Y CAGR | +0.27% | +6.56% | -6.29% |
Category average across peers in Income (35 of 36 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 36 peers in Income
Rolling returns
Return for every possible 1Y holding period, not just today’s
78 overlapping 1Y windows, sampled monthly across the fund’s history.
Worst falls, and the wait to get back
How far this fund has dropped from a high, and how long it took to reclaim it.
- -8.6%09 Mar 2020 → 07 Apr 2020
Fell over 29 days, back to the old high on 06 Jul 2020 — 3 months under water after the low.
- -7.0%23 Sep 2021 → 07 Jun 2022
Fell over 8 months, back to the old high on 17 Sep 2024 — 2.3 years under water after the low.
- -5.8%07 Sep 2020 → 29 Sep 2020
Fell over 22 days, back to the old high on 01 Sep 2021 — 11 months under water after the low.
Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +0.64% | |
| 2025 | +1.46% | |
| 2024 | +0.25% | |
| 2023 | -0.30% | |
| 2022 | +1.73% | |
| 2021 | -0.98% | |
| 2020 | +3.15% | |
| 2019part | +9.17% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹367.27Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Bandhan Fixed Term Plan Series - 179 (3652 Days), valued at the latest NAV. XIRR annualizes for each installment’s timing.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Bandhan in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Bandhan Mutual Fund and Grey 82.5 India Launch ‘Kya Azaad Ho Tum?’ Campaign
MediaNews4U · 3h ago
Bandhan Small Cap Fund July portfolio: 15 stocks added, 9 exited; HDFC Bank, AWL Agri see higher holdings
livemint.com · 4d ago
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund to merge with Bandhan Short Duration Fund
Value Research · 7d ago
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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Debt funds
Debt funds lend to governments and companies and earn interest. They're generally steadier than equity funds and are used for shorter horizons and stability.
Frequently asked questions
What is the NAV of Bandhan Fixed Term Plan Series - 179 (3652 Days)?
As of 20 Aug 2026, the NAV of Bandhan Fixed Term Plan Series - 179 (3652 Days) is ₹11.60 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Bandhan Fixed Term Plan Series - 179 (3652 Days) delivered?
Bandhan Fixed Term Plan Series - 179 (3652 Days) has returned -0.93% over 1 year, +0.13% per year over 3 years, +0.27% per year over 5 years and +1.99% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Bandhan Fixed Term Plan Series - 179 (3652 Days)?
Bandhan Fixed Term Plan Series - 179 (3652 Days) charges an expense ratio of 0.04% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
How risky is Bandhan Fixed Term Plan Series - 179 (3652 Days)?
It is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 5.7% and its worst peak-to-trough fall in our sample was -8.6%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of -1.11 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Bandhan Fixed Term Plan Series - 179 (3652 Days)'s -1.11 means it has not compensated investors for its volatility over the window. Higher is better.
How is Bandhan Fixed Term Plan Series - 179 (3652 Days) taxed?
Bandhan Fixed Term Plan Series - 179 (3652 Days) is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.