Solution OrientedChildren’s FundRegularIDCWHigh

Aditya Birla Sun Life Bal Bhavishya Yojna

Q: What is the NAV of Aditya Birla Sun Life Bal Bhavishya Yojna?

As of 05 Oct 2026, the NAV of Aditya Birla Sun Life Bal Bhavishya Yojna is ₹16.23 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Aditya Birla Sun Life Bal Bhavishya Yojna delivered?

Aditya Birla Sun Life Bal Bhavishya Yojna has returned -6.37% over 1 year, +1.31% per year over 3 years, +2.78% per year over 5 years and +6.53% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Aditya Birla Sun Life Bal Bhavishya Yojna?

Aditya Birla Sun Life Bal Bhavishya Yojna charges an expense ratio of 2.28% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: How risky is Aditya Birla Sun Life Bal Bhavishya Yojna?

Aditya Birla Sun Life Bal Bhavishya Yojna is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 15.9% and its worst peak-to-trough fall in our sample was -34.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of -0.33 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Aditya Birla Sun Life Bal Bhavishya Yojna's -0.33 means it has not compensated investors for its volatility over the window. Higher is better.

Q: What is the benchmark of Aditya Birla Sun Life Bal Bhavishya Yojna?

Aditya Birla Sun Life Bal Bhavishya Yojna is benchmarked against the Nifty 500 TRI. Its alpha and beta on this page are measured against that index.

Q: Who manages Aditya Birla Sun Life Bal Bhavishya Yojna?

Aditya Birla Sun Life Bal Bhavishya Yojna is managed by Chanchal Khandelwal and Harshil Suvarnkar at Aditya Birla Sun Life.

Q: How is Aditya Birla Sun Life Bal Bhavishya Yojna taxed?

Aditya Birla Sun Life Bal Bhavishya Yojna is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Aditya Birla Sun Life Mutual Fund · Best Children’s Mutual Funds

NAV

₹16.23

+0.37% 1D

as of 05 Oct 2026

This is the Regular plan of Aditya Birla Sun Life Bal Bhavishya Yojna — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed and paid out, which is why this NAV sits below the growth plan of the same fund.

Compare SIP calculator

This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.

View the Growth plan for compounded returns (+8.43% 3Y CAGR)

Performance

-7.04%absolute

52-week rangePrev NAV ₹16.17

Latest ₹16.23

Low ₹15.5225th percentile of its 52-week rangeHigh ₹18.32

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Solution Oriented funds (same plan and option) to rank against yet.

Performance—

Not enough Children’s Fund peers to rank yet

Risk—

Volatility 15.9% (no category average yet)

Cost—

2.3% expense (no category average yet)

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Consistent — positive in 100% of rolling 3-year windows

Concerns

No significant concerns identified.

Key Metrics

Annual fee charged by the fund, already deducted from NAV

2.28%

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

-0.33

Category —

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

5 yrs

Exit Load

None

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹500

Smallest one-time (lumpsum) investment the scheme accepts

₹1,000

Nifty 500 TRI

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

12 Feb 2019

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-5.64%

Absolute return over the last 3 months (not annualized)

-3.74%

Absolute return over the last 6 months (not annualized)

+2.14%

Absolute return since 1 Jan of this year (not annualized)

-10.28%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

-6.37%

3-year annualized return (CAGR)

+1.31%

5-year annualized return (CAGR)

+2.78%

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+6.53%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

15.92%

Excess return per unit of total volatility (rf = 6.5%)

-0.33

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

-0.41

Largest peak-to-trough decline over full history

-34.05%

Benchmark ratios (vs Nifty 500 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 500 TRI

-7.65%

Sensitivity to Nifty 500 TRI moves; 1 = moves with the index

0.95

How much of the fund's movement Nifty 500 TRI explains

84.0%

Excess return per unit of beta (market risk)

-5.43

Active return over the benchmark per unit of tracking error

-1.27

Annualized std dev of fund-minus-benchmark returns

6.58%

Fund's share of benchmark gains in up months (100 = matches index)

76.2%

Fund's share of benchmark losses in down months (lower is better)

111.7%

Computed vs the Nifty 500 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Children’s Fund)

Period	Fund	Category avg.	Diff
1M abs	-5.64%	—	—
3M abs	-3.74%	—	—
6M abs	+2.14%	—	—
1Y CAGR	-6.37%	—	—
3Y CAGR	+1.31%	—	—
5Y CAGR	+2.78%	—	—

Category average across peers in Children’s Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹6.20L

Absolute

+3.28%

XIRR

+1.32%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into Aditya Birla Sun Life Bal Bhavishya Yojna, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund	Nifty 500 TRI	Diff
2026part	-10.28%	-7.18%	-3.10%
2025	+0.56%	+7.94%	-7.38%
2024	+6.45%	+16.43%	-9.98%
2023	+22.73%	+27.43%	-4.70%
2022	0.00%	+4.34%	-4.34%
2021	+12.32%	+31.59%	-19.27%
2020	+14.15%	+18.33%	-4.18%
2019part	+7.29%	—	—

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points

1,881

Expense ratio

2.28%

AUM

₹1,174Cr

Exit load

Nil

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Children’s Fund

Compare all


Aditya Birla Sun Life Bal Bhavishya YojnaThis fund Aditya Birla Sun Life · Regular · IDCW	—	-6.37%	+1.31%	+2.78%	—	2.28%	₹1,174Cr
UTI Children's Equity Fund UTI · Regular · IDCW	—	-9.40%	+5.11%	+4.55%	—	2.26%	₹1,093Cr
Baroda BNP Paribas Children's Fund Baroda BNP Paribas · Regular · IDCW	—	+0.43%	—	—	—	2.65%	₹115.77Cr
Union Children's Fund Union · Regular · IDCW	—	-2.20%	—	—	—	2.61%	₹84.35Cr
SBI Children's Fund - Investment SBI · Direct · Growth	★★★★★	+13.91%	+20.69%	+19.38%	22.19	1.08%	₹6,212Cr
SBI Children's Fund - Investment SBI · Regular · Growth	★★★★★	+12.81%	+19.41%	+17.99%	—	2.01%	₹6,212Cr

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-34.0%13 Feb 2020 → 23 Mar 2020
Fell over 39 days, back to the old high on 17 Nov 2020 — 8 months under water after the low.
-23.3%23 Aug 2024 → 30 Mar 2026
Still below that high — 1.6 years down, and no recovery yet.
-19.0%15 Nov 2021 → 20 Jun 2022
Fell over 7 months, back to the old high on 21 Jun 2023 — 12 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

Fund size over time

Quarterly average AUM · AMFI

₹1,174Cr

April - June 2026

+2%

since January - March 2026

+₹44.80Cr

est. net flow, last quarter

At or near its largest, ₹1,174Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

Aditya Birla Sun Life Mutual Fund is run by Aditya Birla Sun Life AMC, a joint venture between the Aditya Birla Group and Sun Life Financial of Canada. In business since 1994 and listed on the exchanges since 2021, it is among India's larger houses across equity, debt and hybrid.

Launched

22 Dec 1994

Total AUM

₹4,41,787Cr+3.3% QoQ

Avg AUM · July - September 2026

Website

mutualfund.adityabirlacapital.com

Fund Managers

CKChanchal KhandelwalManaging since 31 Oct 2024

Education

B.Com & MBA

Experience

Mr. Chanchal Khandelwal has December 28, experience of over 21 years of which 2021 11 years is in financial markets with ABSLAMC. Prior to joining ABSLAMC, he has worked with Aditya Birla Retail Limited (February 2007 - May 2008) and Aditya Birla Management Corporation Ltd. (December 2005 - February 2007) in the areas of Strategy and Corporate Finance. Fund Management Responsibilities jointly with Mr. Harshil Suvarnkar and Mr. Dhaval Joshi Mr. Harshil Suvarnkar and Dhaval Joshi Mr. Dhaval Joshi Mr. Harshil Suvarnkar and Mr.Dhaval Joshi

Funds managed (3)

All schemes Chanchal Khandelwal runs →

HSHarshil SuvarnkarManaging since 22 Mar 2021

Education

Masters Management Studies (Finance), Post Graduate Diploma Securities Law & B. Com.

Experience

years in the financial 2021 to joining he was associated with as Head - Markets, handling treasury Asset Liability (ALM) and capital Fund Management Responsibility jointly with Mr. Chanchal Khandelwal and Dhaval Joshi Mr. Lovelish Solanki and Mr. Rohit Karan Mr. Kaustubh Gupta Mr. Bhupesh Bameta Mr. Abhinav Khandelwal and Dhaval Joshi Mr. Bhupesh Bameta Mr. Mohit Sharma - Mr. Sanjay Godambe - Mr. Kaustubh Gupta and Mr. Vighnesh Gupta

Funds managed (16)

All schemes Harshil Suvarnkar runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Chanchal Khandelwal Harshil Suvarnkar

Aditya Birla Sun Life in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

Frequently asked questions

What is the NAV of Aditya Birla Sun Life Bal Bhavishya Yojna?

As of 05 Oct 2026, the NAV of Aditya Birla Sun Life Bal Bhavishya Yojna is ₹16.23 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Aditya Birla Sun Life Bal Bhavishya Yojna delivered?

Aditya Birla Sun Life Bal Bhavishya Yojna has returned -6.37% over 1 year, +1.31% per year over 3 years, +2.78% per year over 5 years and +6.53% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Aditya Birla Sun Life Bal Bhavishya Yojna?

Aditya Birla Sun Life Bal Bhavishya Yojna charges an expense ratio of 2.28% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

How risky is Aditya Birla Sun Life Bal Bhavishya Yojna?

Aditya Birla Sun Life Bal Bhavishya Yojna is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 15.9% and its worst peak-to-trough fall in our sample was -34.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of -0.33 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Aditya Birla Sun Life Bal Bhavishya Yojna's -0.33 means it has not compensated investors for its volatility over the window. Higher is better.

What is the benchmark of Aditya Birla Sun Life Bal Bhavishya Yojna?

Aditya Birla Sun Life Bal Bhavishya Yojna is benchmarked against the Nifty 500 TRI. Its alpha and beta on this page are measured against that index.

Who manages Aditya Birla Sun Life Bal Bhavishya Yojna?

Aditya Birla Sun Life Bal Bhavishya Yojna is managed by Chanchal Khandelwal and Harshil Suvarnkar at Aditya Birla Sun Life.

How is Aditya Birla Sun Life Bal Bhavishya Yojna taxed?

Aditya Birla Sun Life Bal Bhavishya Yojna is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.