Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years
NAV history
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Debt funds (same plan and option) to rank against yet.
3Y CAGR +6.92% · ranks 23 of 79 Liquid Funds
Volatility 0.2% vs 0.2% category avg
Expense ratio not available yet
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 100% of rolling 3-year windows
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Fund vs category average (Liquid Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.45% | +0.45% | 0.00% |
| 3M abs | +1.53% | +1.51% | +0.02% |
| 6M abs | +3.27% | +3.19% | +0.08% |
| 1Y CAGR | +6.49% | +6.33% | +0.16% |
| 3Y CAGR | +6.92% | +6.80% | +0.12% |
| 5Y CAGR | +6.37% | +6.25% | +0.12% |
Category average across peers in Liquid Fund (up to 95 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 95 peers in Liquid Fund
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +5.02% | |
| 2025 | +6.55% | |
| 2024 | +7.44% | |
| 2023 | +7.14% | |
| 2022 | +4.88% | |
| 2021 | +3.30% | |
| 2020 | +4.10% | |
| 2019 | +6.40% | |
| 2018 | +7.43% | |
| 2017 | +6.83% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Debt95.43%
- Cash & Equivalents4.57%
Cash & cash-like: 12.37% — the 4.57% above plus treasury bills, certificates of deposit, commercial paper and TREPS, which the allocation files under Debt but the market counts as cash-equivalent.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹3.51Cr in July - September 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
Bandhan Mutual Fund is the former IDFC Mutual Fund, bought in 2022 by a consortium of Bandhan Financial Holdings, ChrysCapital and GIC and renamed the following year. It carries a long-established debt franchise alongside its equity and index schemes.
Bandhan in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Bandhan Ultra Short to Short Term Fund Direct-IDCW Weekly
The Economic Times · 5d ago
Bandhan 10 year Constant Maturity Gilt Fund - Dir - Growth
ClearTax · 5d ago
Bandhan Mutual Fund raises EPL Ltd stake to 7.36% via open market buy
scanx.trade · 6d ago
Dalmia Bharat Refractories sells 11.1% stake in RHI Magnesita to Clarus Capital, Bandhan MF, SBI MF,...
Moneycontrol.com · 13d ago
Bandhan Small Cap Fund August portfolio: Cyient, P N Gadgil see higher holdings; 4 stocks added, 6 exited
Livemint · 19d ago
Bandhan Mutual Fund raises Mastek stake to 5.05% via open market buy
scanx.trade · 21d ago
Suprajit Engineering NSE:SUPRAJIT Investor Meet Bandhan MF
Kalkine India · 25d ago
Bandhan Mid Cap Fund - Regular Plan: Overview, Performance, Portfolio | Mutual Fund
valueresearchonline.com · 26d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Liquid funds
Liquid funds invest in very short-term debt (maturing within 91 days). They're used to park money for days or weeks — low risk and easy to redeem, but low return too.
Frequently asked questions
What is the NAV of Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years?
As of 05 Oct 2026, the NAV of Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years is ₹1.83 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years delivered?
Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years has returned +6.49% over 1 year, +6.92% per year over 3 years, +6.37% per year over 5 years and +6.10% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What are the top holdings of Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years?
Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years's largest holdings are HDFC Bank Limited (6.0%), Bajaj Finance Limited (3.7%), Union Bank of India (3.7%), Union Bank of India (3.3%) and Punjab National Bank (2.8%). Holdings are disclosed monthly and change over time.
How risky is Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years?
Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.2% and its worst peak-to-trough fall in our sample was -0.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
How is Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years taxed?
Bandhan Liquid Fund - Unclaimed Redemption Less than 3 years is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.