HybridAggressive Hybrid FundRegularIDCWHigh

Bank of India Aggressive Hybrid Fund

Q: What is the NAV of Bank of India Aggressive Hybrid Fund?

As of 01 Oct 2026, the NAV of Bank of India Aggressive Hybrid Fund is ₹33.52 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Bank of India Aggressive Hybrid Fund delivered?

Bank of India Aggressive Hybrid Fund has returned +4.72% over 1 year, +12.02% per year over 3 years, +11.73% per year over 5 years and +12.47% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Bank of India Aggressive Hybrid Fund?

Bank of India Aggressive Hybrid Fund charges an expense ratio of 2.25% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Bank of India Aggressive Hybrid Fund?

Bank of India Aggressive Hybrid Fund's largest holdings are Bank of Maharashtra (2.4%), Balrampur Chini Mills Limited (2.3%), Sterlite Technologies Limited (2.1%), UNO Minda Limited (2.1%) and 7.6% Power Finance Corporation Limited (13/04/2029) (2.0%). Holdings are disclosed monthly and change over time.

Q: How risky is Bank of India Aggressive Hybrid Fund?

Bank of India Aggressive Hybrid Fund is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 15.0% and its worst peak-to-trough fall in our sample was -41.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of 0.37 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Bank of India Aggressive Hybrid Fund's 0.37 means it has rewarded its volatility with excess return. Higher is better.

Q: What is the benchmark of Bank of India Aggressive Hybrid Fund?

Bank of India Aggressive Hybrid Fund is benchmarked against the NIFTY MidSmallcap 400 TRI: 70%; CRISIL Short Term Bond Fund Index: 30%. Its alpha and beta on this page are measured against that index.

Q: Who manages Bank of India Aggressive Hybrid Fund?

Bank of India Aggressive Hybrid Fund is managed by Alok Singh at Bank of India.

Q: How is Bank of India Aggressive Hybrid Fund taxed?

Bank of India Aggressive Hybrid Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.

Bank of India Mutual Fund · Best Aggressive Hybrid Mutual Funds

NAV

₹33.52

-0.59% 1D

as of 01 Oct 2026

This is the Regular plan of Bank of India Aggressive Hybrid Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.

Compare SIP calculator

This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.

View the Growth plan for compounded returns (+14.56% 3Y CAGR)

Performance

+5.60%CAGR

52-week rangePrev NAV ₹33.72

Latest ₹33.52

Low ₹29.4875th percentile of its 52-week rangeHigh ₹34.87

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Hybrid funds (same plan and option) to rank against yet.

Performance—

Not enough Aggressive Hybrid Fund peers to rank yet

Risk—

Volatility 15.0% (no category average yet)

Cost—

2.3% expense (no category average yet)

ConsistencyModerate

87% of rolling 3Y windows were positive

Key Metrics

Annual fee charged by the fund, already deducted from NAV

2.25%

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

30.31

Category —

Excess return per unit of total volatility (rf = 6.5%)

0.37

Category —

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil

Up to 1.00%

tiered — see the full terms

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹1,000

Smallest one-time (lumpsum) investment the scheme accepts

₹5,000

NIFTY MidSmallcap 400 TRI: 70%; CRISIL Short Term Bond Fund Index: 30%

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

27 Jul 2016

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-2.47%

Absolute return over the last 3 months (not annualized)

-0.77%

Absolute return over the last 6 months (not annualized)

+11.10%

Absolute return since 1 Jan of this year (not annualized)

+2.41%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+4.72%

3-year annualized return (CAGR)

+12.02%

5-year annualized return (CAGR)

+11.73%

10-year annualized return (CAGR)

+12.23%

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+12.47%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

15.04%

Excess return per unit of total volatility (rf = 6.5%)

0.37

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

0.49

Largest peak-to-trough decline over full history

-41.41%

Benchmark ratios (vs Nifty 50 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 50 TRI

5.95%

Sensitivity to Nifty 50 TRI moves; 1 = moves with the index

0.86

How much of the fund's movement Nifty 50 TRI explains

58.9%

Excess return per unit of beta (market risk)

6.70

Active return over the benchmark per unit of tracking error

0.59

Annualized std dev of fund-minus-benchmark returns

10.37%

Fund's share of benchmark gains in up months (100 = matches index)

105.7%

Fund's share of benchmark losses in down months (lower is better)

72.2%

Computed vs the Nifty 50 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (Aggressive Hybrid Fund)

Period	Fund	Category avg.	Diff
1M abs	-2.47%	—	—
3M abs	-0.77%	—	—
6M abs	+11.10%	—	—
1Y CAGR	+4.72%	—	—
3Y CAGR	+12.02%	—	—
5Y CAGR	+11.73%	—	—

Category average across peers in Aggressive Hybrid Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹8.00L

Absolute

+33.35%

XIRR

+11.82%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into Bank of India Aggressive Hybrid Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund	Nifty 50 TRI	Diff
2026part	+2.41%	-12.85%	+15.26%
2025	-0.91%	+11.97%	-12.88%
2024	+25.78%	+10.16%	+15.62%
2023	+33.71%	+21.69%	+12.02%
2022	-4.75%	+5.68%	-10.43%
2021	+48.13%	+25.49%	+22.64%
2020	+31.07%	+16.57%	+14.50%
2019	-4.67%	+13.43%	-18.10%
2018	-19.04%	+4.40%	-23.44%
2017	+38.01%	+30.12%	+7.89%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points

2,509

Expense ratio

2.25%

Portfolio turnover

103%

Exit load

Portfolio, AUM & scheme details shown from another plan of this scheme (same underlying portfolio).

P/E ratio

30.3

P/B ratio

5.4

Avg market cap

₹46,278Cr

P/E & P/B are portfolio-weighted harmonic means across 51 of 63 equity holdings (57% of the portfolio); loss-making companies are excluded.

Taxation

Taxed as equity

This is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.

Short-term (STCG)

20%

Held under 1 year

Flat, on the whole gain

Long-term (LTCG)

12.5%

Held 1 year or more

On gains above ₹1.25 L per financial year

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Aggressive Hybrid Fund

Compare all


Bank of India Aggressive Hybrid FundThis fund Bank of India · Regular · IDCW	—	+4.72%	+12.02%	+11.73%	—	2.25%	—
Quant Aggressive Hybrid Fund quant · Regular · IDCW	—	+4.46%	+11.00%	+10.66%	—	2.71%	₹2,054Cr
SBI Aggressive Hybrid Fund SBI · Regular · IDCW	—	+0.98%	+10.52%	+8.41%	—	1.40%	—
JM Aggressive Hybrid Fund JM Financial · Regular · Half-Yearly IDCW	—	-3.10%	+9.78%	+10.65%	—	2.68%	₹696.04Cr
JM Aggressive Hybrid Fund JM Financial · Regular · Monthly IDCW	—	-3.10%	+9.78%	+10.65%	—	2.68%	₹696.04Cr
JM Aggressive Hybrid Fund JM Financial · Regular · Annual IDCW	—	-3.10%	+9.78%	+10.65%	—	2.68%	₹696.04Cr

Market-cap allocation · AMFI bands, Jul 2026

Equity holdings by company size — 100% of the equity sleeve priced.

Large cap3.8%
Mid cap58.2%
Small cap38.0%

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Equity66.94%
Debt26.26%
Cash & Equivalents6.80%

which companies this fund invests in

As on 31 Aug 2026 · AMC disclosure

Bank of Maharashtra

2.44%

Balrampur Chini Mills Limited

2.27%

Sterlite Technologies Limited

2.10%

UNO Minda Limited

2.06%

Aurobindo Pharma Limited

2.01%

The Federal Bank Limited

2.00%

Abbott India Limited

1.89%

Mankind Pharma Limited

1.89%

Quality Power Electrical Eqp Ltd

1.83%

Glenmark Pharmaceuticals Limited

1.81%

Holds the same stocks as (by portfolio overlap, not by category)

Compare the top 3 →

Fund	Overlap	Rating	TER	3Y
Bank of India Mid Cap Fund Bank of India · Mid Cap Fund	54.6%	★★☆☆☆	1.32%	—
Bank of India Mid Cap Tax Fund Series 2 Bank of India · ELSS	44.3%	★★★☆☆	1.11%	+12.80%
Bank of India Mid Cap Tax Fund Series 1 Bank of India · ELSS	41.7%	★★★☆☆	1.06%	+13.81%
Bank of India Small Cap Fund Bank of India · Small Cap Fund	31.9%	★★★★☆	0.78%	+21.62%
PGIM India Midcap Fund PGIM India · Mid Cap Fund	28.2%	★★☆☆☆	0.72%	+10.51%
Bank of India Flexi Cap Fund Bank of India · Flexi Cap Fund	28.1%	★★★★☆	0.88%	+18.04%
Tata Mid Cap Fund Tata · Mid Cap Fund	26.6%	★★★☆☆	0.84%	+13.08%
Bandhan Mid Cap Fund Bandhan · Mid Cap Fund	26.0%	★★★☆☆	0.76%	+16.75%

Overlap is the share of each fund's equity book invested in the same stocks, by weight, across the Direct-plan universe — so a fund that is only part equity is labelled as such. ! marks a pair holding more in common than nine pairs in ten of its type, where that type has a measured distribution.

🚩Holdings under NSE surveillance (ASM)

5 holdings — 5.75% of the portfolio — sit in stocks NSE currently lists under its Additional Surveillance Measure. ASM is an exchange response to unusual price or volume activity (higher margins, and trade-for-trade settlement at stage II), not a view on the company or on this fund.

Sterlite Technologies LimitedLong-term · Stage IV2.10%
Turtlemint Fintech Solutions LimitedShort-term · Stage I1.10%
PB Fintech LimitedShort-term · Stage I1.02%
Shreeji Shipping Global LimitedLong-term · Stage I0.94%
Filatex India LimitedLong-term · Stage I0.59%

Source: NSE ASM list, matched to holdings by company name — a holding whose name differs from NSE's spelling may not be matched. BSE's separate list is not covered.

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-41.4%15 Jan 2018 → 23 Mar 2020
Fell over 2.2 years, back to the old high on 08 Jan 2021 — 10 months under water after the low.
-21.8%17 Jan 2022 → 20 Jun 2022
Fell over 5 months, back to the old high on 11 Jul 2023 — 13 months under water after the low.
-20.2%11 Dec 2024 → 03 Mar 2025
Fell over 3 months, back to the old high on 19 Jun 2026 — 16 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

AMC Profile

Bank of India Mutual Fund is run by Bank of India Investment Managers, wholly owned by the bank since its former joint-venture partner AXA Investment Managers exited — the house was branded BOI AXA until then. It runs a compact equity, hybrid and debt line-up.

Launched

30 Mar 2008

Total AUM

₹15,446Cr+9.0% QoQ

Avg AUM · April - June 2026

Website

boimf.in

Fund Managers

ASAlok SinghManaging since 16 Feb 2017

Education

B.Com, PGDBA and CFA

Experience

Around 18 years of experience, BOI AXA Investment Managers (April 2012 – present) including 11 years in Mutual Fund BNP Paribas Asset Management Pvt. Ltd. (Feb 2005 to industry. March 2012) Axis Bank Limited (August 2000 to January 2005)

Funds managed (8)

All schemes Alok Singh runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Alok Singh

Top holdings

Bank of Maharashtra Balrampur Chini Mills Limited Sterlite Technologies Limited UNO Minda Limited Aurobindo Pharma Limited The Federal Bank Limited Abbott India Limited Mankind Pharma Limited Quality Power Electrical Eqp Ltd Glenmark Pharmaceuticals Limited One 97 Communications Limited Nippon Life India Asset Management Limited

Bank of India in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

Run SIP calculator Add to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Aggressive Hybrid funds

Aggressive hybrid funds hold roughly 65–80% equity and the rest in debt. The bond sleeve cushions falls, making them a gentler entry into equities than a pure equity fund.

Frequently asked questions

What is the NAV of Bank of India Aggressive Hybrid Fund?

As of 01 Oct 2026, the NAV of Bank of India Aggressive Hybrid Fund is ₹33.52 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Bank of India Aggressive Hybrid Fund delivered?

Bank of India Aggressive Hybrid Fund has returned +4.72% over 1 year, +12.02% per year over 3 years, +11.73% per year over 5 years and +12.47% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Bank of India Aggressive Hybrid Fund?

Bank of India Aggressive Hybrid Fund charges an expense ratio of 2.25% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Bank of India Aggressive Hybrid Fund?

Bank of India Aggressive Hybrid Fund's largest holdings are Bank of Maharashtra (2.4%), Balrampur Chini Mills Limited (2.3%), Sterlite Technologies Limited (2.1%), UNO Minda Limited (2.1%) and 7.6% Power Finance Corporation Limited (13/04/2029) (2.0%). Holdings are disclosed monthly and change over time.

How risky is Bank of India Aggressive Hybrid Fund?

Bank of India Aggressive Hybrid Fund is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 15.0% and its worst peak-to-trough fall in our sample was -41.4%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of 0.37 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Bank of India Aggressive Hybrid Fund's 0.37 means it has rewarded its volatility with excess return. Higher is better.

What is the benchmark of Bank of India Aggressive Hybrid Fund?

Bank of India Aggressive Hybrid Fund is benchmarked against the NIFTY MidSmallcap 400 TRI: 70%; CRISIL Short Term Bond Fund Index: 30%. Its alpha and beta on this page are measured against that index.

Who manages Bank of India Aggressive Hybrid Fund?

Bank of India Aggressive Hybrid Fund is managed by Alok Singh at Bank of India.

How is Bank of India Aggressive Hybrid Fund taxed?

Bank of India Aggressive Hybrid Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.