Tata Retirement Savings Fund-Progressive vs ICICI Prudential Retirement Fund Hybrid Aggressive
Tata Retirement Savings Fund-Progressive (Direct) and ICICI Prudential Retirement Fund Hybrid Aggressive (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Retirement Fund schemes — see the best retirement mutual funds for the full ranking.
Head to head
NAVs as of 08 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 28 Feb 2019 – 08 Oct 2026, limited by ICICI Prudential Retirement Fund Hybrid Aggressive. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | Tata Retirement Savings Fund-Progressive | ICICI Prudential Retirement Fund Hybrid Aggressive | Nifty 500 TRI |
|---|---|---|---|
| 28 Feb 2019 | ₹100.00 | ₹100.00 | ₹100.00 |
| 18 Oct 2019 | ₹113.20 | ₹104.30 | ₹106.65 |
| 05 Jun 2020 | ₹103.93 | ₹96.70 | ₹94.19 |
| 23 Jan 2021 | ₹139.17 | ₹127.87 | ₹135.70 |
| 11 Sep 2021 | ₹170.34 | ₹153.15 | ₹170.97 |
| 01 May 2022 | ₹159.37 | ₹152.75 | ₹171.57 |
| 19 Dec 2022 | ₹168.88 | ₹165.43 | ₹184.43 |
| 07 Aug 2023 | ₹189.18 | ₹185.91 | ₹200.20 |
| 26 Mar 2024 | ₹219.85 | ₹232.67 | ₹238.03 |
| 12 Nov 2024 | ₹260.42 | ₹262.74 | ₹267.49 |
| 02 Jul 2025 | ₹274.74 | ₹290.71 | ₹284.15 |
| 18 Feb 2026 | ₹263.63 | ₹304.90 | ₹287.46 |
| 08 Oct 2026 | ₹268.89 | ₹297.20 | ₹264.60 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 41 stocks only in Tata Retirement Savings Fund-Progressive
- 12 stocks in both — 17.3% of each portfolio by weight
- 55 stocks only in ICICI Prudential Retirement Fund Hybrid Aggressive
The more the circles overlap, the more the funds hold the same stocks.
Tata Retirement Savings Fund-Progressive and ICICI Prudential Retirement Fund Hybrid Aggressive share 17% of their equity book by weight.
Shared holdings — Tata Retirement Savings Fund-Progressive vs ICICI Prudential Retirement Fund Hybrid Aggressive
| Stock | Tata Retirement Savings Fund-Progressive | ICICI Prudential Retirement Fund Hybrid Aggressive | |
|---|---|---|---|
| RELIANCE INDUSTRIES LTD | 3.88% | 2.26% | 2.26% |
| KOTAK MAHINDRA BANK LTD | 2.26% | 2.21% | 2.21% |
| TITAN COMPANY LTD | 2.16% | 3.00% | 2.16% |
| MULTI COMMODITY EXCHANGE OF IND LTD | 3.87% | 2.11% | 2.11% |
| NIPPON LIFE INDIA ASSET MANAGEMENT LTD | 2.03% | 1.75% | 1.75% |
| POLYCAB INDIA LTD | 2.39% | 1.70% | 1.70% |
| BSE LTD | 1.93% | 1.55% | 1.55% |
| APOLLO HOSPITALS ENTERPRISE LTD | 1.50% | 0.90% | 0.90% |
| MARUTI SUZUKI INDIA LTD | 1.02% | 0.81% | 0.81% |
| RADICO KHAITAN LTD | 3.21% | 0.80% | 0.80% |
| VEDANTA ALUMINIUM METAL LTD | 0.68% | 1.08% | 0.68% |
| RAINBOW CHILDRENS MEDICARE LTD | 2.27% | 0.35% | 0.35% |
12 shared of 53 / 67 positions. Weights are shown as a share of each fund's equity book.
| Metric | Tata · Direct NAV ₹79.85 High risk ★★★★☆ | ICICI Prudential · Direct NAV ₹29.75 High risk ★★★★★ | Category median Retirement Fund · 29 funds |
|---|---|---|---|
| +1.39% | +2.09%Best in row | -0.79% | |
| +11.24% | +16.04%Best in row | +7.99% | |
| +9.03% | +13.74%Best in row | +7.99% | |
| +13.06% | — | +9.61% | |
| +14.57% | +15.39% | +9.41% | |
| +10.07% | +13.78%Best in row | — | |
| +16.14% | +19.47%Best in row | +12.66% | |
| +15.45% | +19.67%Best in row | +12.18% | |
| +15.76% | — | +10.93% | |
| Risk | |||
| 14.63% | 13.87%Best in row | 10.79% | |
| 0.32 | 0.69Best in row | 0.16 | |
| 0.43 | 0.93Best in row | 0.21 | |
| -34.20% | -28.71% | -16.53% | |
| +1.99% | +6.64%Best in row | +0.09% | |
| 1.01 | 0.87 | 0.76 | |
| 105.0% | 108.5%Best in row | 82.1% | |
| 96.2% | 74.8%Best in row | 74.8% | |
| 0.82%Best in row | 1.21% | 1.16% | |
| ₹2,211Cr | ₹1,286Cr | ₹282.12Cr | |
| Up to 1.00% | None | — | |
| ₹150 | ₹100 | — | |
| 32% | 115% | 41% | |
| Sonam Udasi · 10.5y | Rohit Lakhotia · 3.3y | — | |
| 04 Jan 2013 | 28 Feb 2019 | — | |
| 53 | 67 | — | |
| 34.1% | 23.3% | — | |
| 5.3% | 5.7% | — | |
3 rows carry the same value for every fund — show
- Benchmark
- Nifty 500 TRI
- Lock-in
- 5 years
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Tata Retirement Savings Fund-Progressive or ICICI Prudential Retirement Fund Hybrid Aggressive?
Over the last 3 years, ICICI Prudential Retirement Fund Hybrid Aggressive returned +16.04% CAGR against Tata Retirement Savings Fund-Progressive's +11.24%, computed from AMFI NAV history. Over 5 years: Tata Retirement Savings Fund-Progressive +9.03% vs ICICI Prudential Retirement Fund Hybrid Aggressive +13.74% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Tata Retirement Savings Fund-Progressive or ICICI Prudential Retirement Fund Hybrid Aggressive?
Tata Retirement Savings Fund-Progressive has the lower expense ratio: Tata Retirement Savings Fund-Progressive charges 0.82% a year against ICICI Prudential Retirement Fund Hybrid Aggressive's 1.21%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Tata Retirement Savings Fund-Progressive or ICICI Prudential Retirement Fund Hybrid Aggressive?
Tata Retirement Savings Fund-Progressive has shown higher volatility (+14.63% annualized vs ICICI Prudential Retirement Fund Hybrid Aggressive's +13.87%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Tata Retirement Savings Fund-Progressive -18.82% vs ICICI Prudential Retirement Fund Hybrid Aggressive -14.67%.
Which fund manages more money — Tata Retirement Savings Fund-Progressive or ICICI Prudential Retirement Fund Hybrid Aggressive?
Tata Retirement Savings Fund-Progressive is the larger fund: Tata Retirement Savings Fund-Progressive manages ₹2,211Cr against ICICI Prudential Retirement Fund Hybrid Aggressive's ₹1,286Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Tata Retirement Savings Fund-Progressive and ICICI Prudential Retirement Fund Hybrid Aggressive in the same category?
Yes — both are Retirement Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.