Tata Retirement Savings Fund-Progressive vs ICICI Prudential Retirement Fund Hybrid Aggressive
Tata Retirement Savings Fund-Progressive (Direct) and ICICI Prudential Retirement Fund Hybrid Aggressive (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Retirement Fund schemes — see the best retirement mutual funds for the full ranking.
Head to head
NAVs as of 21 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 28 Feb 2019 – 21 Aug 2026, limited by ICICI Prudential Retirement Fund Hybrid Aggressive. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
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| Date | Tata Retirement Savings Fund-Progressive | ICICI Prudential Retirement Fund Hybrid Aggressive | Nifty 500 |
|---|---|---|---|
| 28 Feb 2019 | ₹100.00 | ₹100.00 | ₹100.00 |
| 14 Oct 2019 | ₹109.72 | ₹103.00 | ₹102.64 |
| 28 May 2020 | ₹98.28 | ₹92.31 | ₹86.34 |
| 11 Jan 2021 | ₹141.50 | ₹130.97 | ₹134.06 |
| 26 Aug 2021 | ₹161.95 | ₹148.45 | ₹157.51 |
| 11 Apr 2022 | ₹164.54 | ₹157.34 | ₹171.12 |
| 25 Nov 2022 | ₹168.57 | ₹164.54 | ₹175.61 |
| 10 Jul 2023 | ₹180.87 | ₹180.82 | ₹184.84 |
| 23 Feb 2024 | ₹219.43 | ₹232.27 | ₹226.82 |
| 07 Oct 2024 | ₹264.81 | ₹269.33 | ₹258.84 |
| 23 May 2025 | ₹262.86 | ₹273.33 | ₹254.37 |
| 05 Jan 2026 | ₹269.36 | ₹306.09 | ₹268.63 |
| 21 Aug 2026 | ₹291.69 | ₹320.38 | ₹262.73 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
Tata Retirement Savings Fund-Progressive and ICICI Prudential Retirement Fund Hybrid Aggressive share 24% of their equity book by weight.
Shared holdings — Tata Retirement Savings Fund-Progressive vs ICICI Prudential Retirement Fund Hybrid Aggressive
| Stock | Tata Retirement Savings Fund-Progressive | ICICI Prudential Retirement Fund Hybrid Aggressive | |
|---|---|---|---|
| Reliance Industries Ltd | 4.07% | 2.49% | 2.49% |
| Titan Company Ltd | 2.31% | 2.82% | 2.31% |
| Kotak Mahindra Bank Ltd | 2.03% | 2.13% | 2.03% |
| BSE Ltd | 3.72% | 1.99% | 1.99% |
| Polycab India Ltd | 3.05% | 1.96% | 1.96% |
| Multi Commodity Exchange Of India Ltd | 3.35% | 1.92% | 1.92% |
| HDFC Bank Ltd | 1.40% | 3.01% | 1.40% |
| Sun Pharmaceutical Industries Ltd | 1.39% | 1.39% | 1.39% |
| Zomato Ltd | 3.47% | 1.23% | 1.23% |
| Maruti Suzuki India Ltd | 1.11% | 1.23% | 1.11% |
| Nippon Life India Asset Management Ltd | 2.99% | 1.03% | 1.03% |
| Bharat Electronics Ltd | 0.90% | 1.56% | 0.90% |
| Tata Consultancy Services Ltd | 0.88% | 1.61% | 0.88% |
| Radico Khaitan Ltd | 3.28% | 0.77% | 0.77% |
| GE T&D India Ltd | 1.51% | 0.76% | 0.76% |
2 more stocks in common. 17 shared of 50 / 80 positions. Weights are shown as a share of each fund's equity book.
| Metric | Tata · Direct NAV ₹86.62 High risk ★★★★★ | ICICI Prudential · Direct NAV ₹32.07 High risk ★★★★★ | Category median Retirement Fund · 29 funds |
|---|---|---|---|
| +8.81% | +11.32%Best in row | +3.98% | |
| +15.40% | +19.76%Best in row | +10.85% | |
| +12.65% | +16.70%Best in row | +10.01% | |
| +14.48% | — | +10.60% | |
| +15.40% | +16.85%Best in row | +10.95% | |
| +14.03% | +17.79%Best in row | — | |
| +16.17% | +19.74%Best in row | +12.81% | |
| +15.52% | +20.15%Best in row | +12.16% | |
| +15.86% | — | +11.04% | |
| Risk | |||
| 14.46% | 13.80%Best in row | 10.68% | |
| 0.62 | 0.96Best in row | 0.47 | |
| 0.83 | 1.30Best in row | 0.65 | |
| -34.20% | -28.71%Best in row | -16.53% | |
| +2.92% | +7.37%Best in row | +0.93% | |
| 1.00 | 0.86 | 0.76 | |
| 104.9% | 109.1%Best in row | 82.6% | |
| 89.4% | 69.9%Best in row | 69.9% | |
| 0.82%Best in row | 1.18% | 1.12% | |
| ₹2,087Cr | ₹1,173Cr | ₹280.84Cr | |
| 1.00% | None | — | |
| ₹150 | ₹100 | — | |
| 28% | 63% | 24% | |
| Sonam Udasi · 10.4y | Darshil Dedhia | — | |
| 04 Jan 2013 | 28 Feb 2019 | — | |
| 50 | 80 | — | |
| 35.6% | 19.9% | — | |
| 4.8% | 7.5% | — | |
3 rows carry the same value for every fund — show
- Benchmark
- Nifty 500
- Lock-in
- 5 years
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Tata Retirement Savings Fund-Progressive or ICICI Prudential Retirement Fund Hybrid Aggressive?
Over the last 3 years, ICICI Prudential Retirement Fund Hybrid Aggressive returned +19.76% CAGR against Tata Retirement Savings Fund-Progressive's +15.40%, computed from AMFI NAV history. Over 5 years: Tata Retirement Savings Fund-Progressive +12.65% vs ICICI Prudential Retirement Fund Hybrid Aggressive +16.70% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Tata Retirement Savings Fund-Progressive or ICICI Prudential Retirement Fund Hybrid Aggressive?
Tata Retirement Savings Fund-Progressive has the lower expense ratio: Tata Retirement Savings Fund-Progressive charges 0.82% a year against ICICI Prudential Retirement Fund Hybrid Aggressive's 1.18%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Tata Retirement Savings Fund-Progressive or ICICI Prudential Retirement Fund Hybrid Aggressive?
Tata Retirement Savings Fund-Progressive has shown higher volatility (+14.46% annualized vs ICICI Prudential Retirement Fund Hybrid Aggressive's +13.80%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Tata Retirement Savings Fund-Progressive -18.82% vs ICICI Prudential Retirement Fund Hybrid Aggressive -14.67%.
Which fund manages more money — Tata Retirement Savings Fund-Progressive or ICICI Prudential Retirement Fund Hybrid Aggressive?
Tata Retirement Savings Fund-Progressive is the larger fund: Tata Retirement Savings Fund-Progressive manages ₹2,087Cr against ICICI Prudential Retirement Fund Hybrid Aggressive's ₹1,173Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Tata Retirement Savings Fund-Progressive and ICICI Prudential Retirement Fund Hybrid Aggressive in the same category?
Yes — both are Retirement Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.