ICICI Prudential Retirement Fund Pure Equity vs ICICI Prudential Retirement Fund Hybrid Aggressive
ICICI Prudential Retirement Fund Pure Equity (Direct) and ICICI Prudential Retirement Fund Hybrid Aggressive (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Retirement Fund schemes — see the best retirement mutual funds for the full ranking.
Head to head
NAVs as of 01 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 28 Feb 2019 – 01 Oct 2026, limited by ICICI Prudential Retirement Fund Pure Equity. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
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| Date | ICICI Prudential Retirement Fund Pure Equity | ICICI Prudential Retirement Fund Hybrid Aggressive | Nifty 500 TRI |
|---|---|---|---|
| 28 Feb 2019 | ₹100.00 | ₹100.00 | ₹100.00 |
| 17 Oct 2019 | ₹102.90 | ₹103.90 | ₹105.65 |
| 04 Jun 2020 | ₹89.01 | ₹95.40 | ₹92.90 |
| 21 Jan 2021 | ₹128.77 | ₹129.47 | ₹137.55 |
| 09 Sep 2021 | ₹159.34 | ₹153.15 | ₹170.97 |
| 28 Apr 2022 | ₹177.52 | ₹153.65 | ₹173.08 |
| 15 Dec 2022 | ₹191.61 | ₹165.73 | ₹184.74 |
| 03 Aug 2023 | ₹216.88 | ₹184.72 | ₹198.00 |
| 21 Mar 2024 | ₹279.52 | ₹229.47 | ₹236.71 |
| 07 Nov 2024 | ₹331.97 | ₹268.23 | ₹273.14 |
| 26 Jun 2025 | ₹362.94 | ₹287.41 | ₹283.74 |
| 12 Feb 2026 | ₹382.02 | ₹306.69 | ₹287.47 |
| 01 Oct 2026 | ₹374.03 | ₹301.10 | ₹267.51 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 59 stocks only in ICICI Prudential Retirement Fund Pure Equity
- 28 stocks in both — 34.4% of each portfolio by weight
- 39 stocks only in ICICI Prudential Retirement Fund Hybrid Aggressive
The more the circles overlap, the more the funds hold the same stocks.
ICICI Prudential Retirement Fund Pure Equity and ICICI Prudential Retirement Fund Hybrid Aggressive share 34% of their equity book by weight.
Shared holdings — ICICI Prudential Retirement Fund Pure Equity vs ICICI Prudential Retirement Fund Hybrid Aggressive
| Stock | ICICI Prudential Retirement Fund Pure Equity | ICICI Prudential Retirement Fund Hybrid Aggressive | |
|---|---|---|---|
| HDFC Bank Ltd. | 5.08% | 2.66% | 2.66% |
| Life Insurance Corporation of India | 2.27% | 5.38% | 2.27% |
| Mahindra & Mahindra Ltd. | 2.27% | 2.83% | 2.27% |
| Reliance Industries Ltd. | 4.32% | 2.26% | 2.26% |
| Multi Commodity Exchange Of India Ltd. | 4.00% | 2.11% | 2.11% |
| Avenue Supermarts Ltd. | 2.35% | 1.93% | 1.93% |
| Tech Mahindra Ltd. | 1.71% | 1.86% | 1.71% |
| Hindustan Unilever Ltd. | 3.83% | 1.68% | 1.68% |
| Titan Company Ltd. | 1.63% | 3.00% | 1.63% |
| United Spirits Ltd. | 2.03% | 1.59% | 1.59% |
| SIEMENS ENERGY INDIA LTD | 1.53% | 1.74% | 1.53% |
| Britannia Industries Ltd. | 2.36% | 1.38% | 1.38% |
| UPL Ltd. | 1.23% | 1.76% | 1.23% |
| Hindustan Aeronautics Ltd. | 1.22% | 1.28% | 1.22% |
| Hyundai Motor India Ltd. | 1.77% | 1.19% | 1.19% |
13 more stocks in common. 28 shared of 87 / 67 positions. Weights are shown as a share of each fund's equity book.
| Metric | ICICI Prudential · Direct NAV ₹37.44 High risk ★★★★★ | ICICI Prudential · Direct NAV ₹30.14 High risk ★★★★★ | Category median Retirement Fund · 29 funds |
|---|---|---|---|
| +4.26% | +4.18% | +0.80% | |
| +18.44%Best in row | +16.37% | +8.16% | |
| +17.95%Best in row | +14.35% | +8.36% | |
| +18.98% | +15.63% | +9.48% | |
| +16.35%Best in row | +14.45% | — | |
| +25.26%Best in row | +19.61% | +12.70% | |
| +25.60%Best in row | +19.87% | +12.08% | |
| Risk | |||
| 16.28% | 13.85%Best in row | 10.78% | |
| 0.73 | 0.71 | 0.19 | |
| 0.99 | 0.96 | 0.26 | |
| -37.17% | -28.71% | -16.53% | |
| +8.16%Best in row | +6.64% | +0.09% | |
| 1.02 | 0.87 | 0.76 | |
| 125.6%Best in row | 108.5% | 82.1% | |
| 89.9% | 74.8%Best in row | 74.8% | |
| 0.88%Best in row | 1.21% | 1.16% | |
| ₹1,884Cr | ₹1,173Cr | ₹265.31Cr | |
| ₹250 | ₹100 | — | |
| 48% | 112% | 44% | |
| Sharmila D'mello · 4.3y | Rohit Lakhotia · 3.3y | — | |
| 87 | 67 | — | |
| 30.3% | 23.3% | — | |
| 4.1% | 6.5% | — | |
7 rows carry the same value for every fund — show
- 10Y return (CAGR)
- —
- 10Y rolling avg
- —
- Benchmark
- Nifty 500 TRI
- Exit load
- None
- Lock-in
- 5 years
- Min lumpsum
- ₹5.00K
- Inception
- 28 Feb 2019
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — ICICI Prudential Retirement Fund Pure Equity or ICICI Prudential Retirement Fund Hybrid Aggressive?
Over the last 3 years, ICICI Prudential Retirement Fund Pure Equity returned +18.44% CAGR against ICICI Prudential Retirement Fund Hybrid Aggressive's +16.37%, computed from AMFI NAV history. Over 5 years: ICICI Prudential Retirement Fund Pure Equity +17.95% vs ICICI Prudential Retirement Fund Hybrid Aggressive +14.35% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — ICICI Prudential Retirement Fund Pure Equity or ICICI Prudential Retirement Fund Hybrid Aggressive?
ICICI Prudential Retirement Fund Pure Equity has the lower expense ratio: ICICI Prudential Retirement Fund Pure Equity charges 0.88% a year against ICICI Prudential Retirement Fund Hybrid Aggressive's 1.21%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — ICICI Prudential Retirement Fund Pure Equity or ICICI Prudential Retirement Fund Hybrid Aggressive?
ICICI Prudential Retirement Fund Pure Equity has shown higher volatility (+16.28% annualized vs ICICI Prudential Retirement Fund Hybrid Aggressive's +13.85%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: ICICI Prudential Retirement Fund Pure Equity -16.85% vs ICICI Prudential Retirement Fund Hybrid Aggressive -14.67%.
Which fund manages more money — ICICI Prudential Retirement Fund Pure Equity or ICICI Prudential Retirement Fund Hybrid Aggressive?
ICICI Prudential Retirement Fund Pure Equity is the larger fund: ICICI Prudential Retirement Fund Pure Equity manages ₹1,884Cr against ICICI Prudential Retirement Fund Hybrid Aggressive's ₹1,173Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are ICICI Prudential Retirement Fund Pure Equity and ICICI Prudential Retirement Fund Hybrid Aggressive in the same category?
Yes — both are Retirement Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.