ICICI Prudential Retirement Fund Pure Equity vs Aditya Birla Sun Life Retirement Fund-The 30s
ICICI Prudential Retirement Fund Pure Equity (Direct) and Aditya Birla Sun Life Retirement Fund-The 30s (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Retirement Fund schemes — see the best retirement mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 12 Mar 2019 – 20 Aug 2026, limited by Aditya Birla Sun Life Retirement Fund-The 30s. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | ICICI Prudential Retirement Fund Pure Equity | Aditya Birla Sun Life Retirement Fund-The 30s | Nifty 500 |
|---|---|---|---|
| 12 Mar 2019 | ₹100.00 | ₹100.00 | ₹100.00 |
| 25 Oct 2019 | ₹100.29 | ₹100.59 | ₹99.90 |
| 07 Jun 2020 | ₹88.66 | ₹94.02 | ₹87.91 |
| 20 Jan 2021 | ₹127.47 | ₹126.34 | ₹127.94 |
| 03 Sep 2021 | ₹155.82 | ₹139.93 | ₹156.33 |
| 18 Apr 2022 | ₹175.17 | ₹134.35 | ₹158.10 |
| 30 Nov 2022 | ₹188.86 | ₹146.39 | ₹168.91 |
| 15 Jul 2023 | ₹209.48 | ₹154.72 | ₹177.58 |
| 26 Feb 2024 | ₹278.20 | ₹179.52 | ₹214.55 |
| 10 Oct 2024 | ₹332.55 | ₹216.80 | ₹249.96 |
| 24 May 2025 | ₹331.57 | ₹212.70 | ₹241.30 |
| 06 Jan 2026 | ₹373.51 | ₹232.53 | ₹254.33 |
| 20 Aug 2026 | ₹390.91 | ₹257.80 | ₹249.06 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
ICICI Prudential Retirement Fund Pure Equity and Aditya Birla Sun Life Retirement Fund-The 30s share 19% of their equity book by weight.
Shared holdings — ICICI Prudential Retirement Fund Pure Equity vs Aditya Birla Sun Life Retirement Fund-The 30s
| Stock | ICICI Prudential Retirement Fund Pure Equity | Aditya Birla Sun Life Retirement Fund-The 30s | |
|---|---|---|---|
| ICICI Bank Ltd | 2.69% | 3.93% | 2.69% |
| HDFC Bank Ltd | 6.34% | 2.34% | 2.34% |
| Larsen & Toubro Ltd | 2.16% | 1.72% | 1.72% |
| Tech Mahindra Ltd | 1.64% | 1.51% | 1.51% |
| Hindustan Unilever Ltd | 3.38% | 1.36% | 1.36% |
| Ambuja Cements Ltd | 1.12% | 1.13% | 1.12% |
| Avenue Supermarts Ltd | 2.39% | 1.01% | 1.01% |
| NTPC Ltd | 0.89% | 0.86% | 0.86% |
| Reliance Industries Ltd | 4.85% | 0.82% | 0.82% |
| Nippon Life India Asset Management Ltd | 0.77% | 0.66% | 0.66% |
| Sobha Ltd | 1.50% | 0.64% | 0.64% |
| HDFC Life Insurance Co Ltd | 1.07% | 0.59% | 0.59% |
| Infosys Ltd | 0.59% | 1.01% | 0.59% |
| Thermax Ltd | 0.49% | 1.34% | 0.49% |
| Jindal Steel & Power Ltd | 0.48% | 1.79% | 0.48% |
7 more stocks in common. 22 shared of 96 / 77 positions. Weights are shown as a share of each fund's equity book.
| Metric | ICICI Prudential · Direct NAV ₹39.99 High risk ★★★★★ | Aditya Birla Sun Life · Direct NAV ₹25.80 High risk ★★★☆☆ | Category median Retirement Fund · 29 funds |
|---|---|---|---|
| +10.47% | +15.64%Best in row | +4.07% | |
| +22.59%Best in row | +17.79% | +10.96% | |
| +21.22%Best in row | +13.89% | +10.01% | |
| +20.36%Best in row | +13.57% | +10.95% | |
| +20.10%Best in row | +16.71% | — | |
| +25.41%Best in row | +14.53% | +12.79% | |
| +25.90%Best in row | +14.92% | +12.13% | |
| Risk | |||
| 16.26% | 14.13%Best in row | 10.69% | |
| 0.99Best in row | 0.80 | 0.47 | |
| 1.34Best in row | 1.10 | 0.65 | |
| -37.17% | -34.23%Best in row | -16.53% | |
| +8.79%Best in row | +5.44% | +0.92% | |
| 1.02 | 0.97 | 0.76 | |
| 127.3%Best in row | 111.2% | 82.1% | |
| 87.3% | 83.8%Best in row | 69.9% | |
| 0.87%Best in row | 1.35% | 1.12% | |
| ₹1,884Cr | ₹434.17Cr | ₹280.84Cr | |
| ₹100 | ₹500 | — | |
| ₹5.00K | ₹1.00K | — | |
| 69% | 1% | 24% | |
| Darshil Dedhia | Jonas Bhutta · 1.8y | — | |
| 28 Feb 2019 | 12 Mar 2019 | — | |
| 96 | 77 | — | |
| 30.3% | 26.6% | — | |
| 6.7% | 3.0% | — | |
5 rows carry the same value for every fund — show
- 10Y return (CAGR)
- —
- 10Y rolling avg
- —
- Benchmark
- Nifty 500
- Exit load
- None
- Lock-in
- 5 years
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — ICICI Prudential Retirement Fund Pure Equity or Aditya Birla Sun Life Retirement Fund-The 30s?
Over the last 3 years, ICICI Prudential Retirement Fund Pure Equity returned +22.59% CAGR against Aditya Birla Sun Life Retirement Fund-The 30s's +17.79%, computed from AMFI NAV history. Over 5 years: ICICI Prudential Retirement Fund Pure Equity +21.22% vs Aditya Birla Sun Life Retirement Fund-The 30s +13.89% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — ICICI Prudential Retirement Fund Pure Equity or Aditya Birla Sun Life Retirement Fund-The 30s?
ICICI Prudential Retirement Fund Pure Equity has the lower expense ratio: ICICI Prudential Retirement Fund Pure Equity charges 0.87% a year against Aditya Birla Sun Life Retirement Fund-The 30s's 1.35%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — ICICI Prudential Retirement Fund Pure Equity or Aditya Birla Sun Life Retirement Fund-The 30s?
ICICI Prudential Retirement Fund Pure Equity has shown higher volatility (+16.26% annualized vs Aditya Birla Sun Life Retirement Fund-The 30s's +14.13%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: ICICI Prudential Retirement Fund Pure Equity -16.85% vs Aditya Birla Sun Life Retirement Fund-The 30s -18.98%.
Which fund manages more money — ICICI Prudential Retirement Fund Pure Equity or Aditya Birla Sun Life Retirement Fund-The 30s?
ICICI Prudential Retirement Fund Pure Equity is the larger fund: ICICI Prudential Retirement Fund Pure Equity manages ₹1,884Cr against Aditya Birla Sun Life Retirement Fund-The 30s's ₹434.17Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are ICICI Prudential Retirement Fund Pure Equity and Aditya Birla Sun Life Retirement Fund-The 30s in the same category?
Yes — both are Retirement Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.