ICICI Prudential Retirement Fund Pure Equity vs Aditya Birla Sun Life Retirement Fund-The 30s
ICICI Prudential Retirement Fund Pure Equity (Direct) and Aditya Birla Sun Life Retirement Fund-The 30s (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Retirement Fund schemes — see the best retirement mutual funds for the full ranking.
Head to head
NAVs as of 01 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 12 Mar 2019 – 01 Oct 2026, limited by Aditya Birla Sun Life Retirement Fund-The 30s. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | ICICI Prudential Retirement Fund Pure Equity | Aditya Birla Sun Life Retirement Fund-The 30s | Nifty 500 TRI |
|---|---|---|---|
| 12 Mar 2019 | ₹100.00 | ₹100.00 | ₹100.00 |
| 28 Oct 2019 | ₹100.29 | ₹100.59 | ₹100.64 |
| 14 Jun 2020 | ₹86.80 | ₹93.18 | ₹88.23 |
| 30 Jan 2021 | ₹120.04 | ₹118.42 | ₹122.72 |
| 17 Sep 2021 | ₹158.94 | ₹142.16 | ₹164.25 |
| 05 May 2022 | ₹168.23 | ₹130.30 | ₹158.46 |
| 21 Dec 2022 | ₹183.97 | ₹142.78 | ₹172.38 |
| 08 Aug 2023 | ₹213.69 | ₹160.34 | ₹189.78 |
| 25 Mar 2024 | ₹276.34 | ₹177.13 | ₹225.57 |
| 10 Nov 2024 | ₹321.80 | ₹211.18 | ₹257.20 |
| 28 Jun 2025 | ₹355.91 | ₹221.31 | ₹270.25 |
| 13 Feb 2026 | ₹368.82 | ₹227.69 | ₹268.71 |
| 01 Oct 2026 | ₹365.98 | ₹244.51 | ₹253.67 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 68 stocks only in ICICI Prudential Retirement Fund Pure Equity
- 19 stocks in both — 19.5% of each portfolio by weight
- 56 stocks only in Aditya Birla Sun Life Retirement Fund-The 30s
The more the circles overlap, the more the funds hold the same stocks.
ICICI Prudential Retirement Fund Pure Equity and Aditya Birla Sun Life Retirement Fund-The 30s share 20% of their equity book by weight.
Shared holdings — ICICI Prudential Retirement Fund Pure Equity vs Aditya Birla Sun Life Retirement Fund-The 30s
| Stock | ICICI Prudential Retirement Fund Pure Equity | Aditya Birla Sun Life Retirement Fund-The 30s | |
|---|---|---|---|
| ICICI Bank Ltd. | 2.56% | 3.96% | 2.56% |
| HDFC Bank Ltd. | 5.08% | 1.98% | 1.98% |
| Larsen & Toubro Ltd. | 1.90% | 1.61% | 1.61% |
| Reliance Industries Ltd. | 4.32% | 1.58% | 1.58% |
| Tech Mahindra Ltd. | 1.71% | 1.56% | 1.56% |
| Britannia Industries Ltd. | 2.36% | 1.44% | 1.44% |
| Hindustan Unilever Ltd. | 3.83% | 1.21% | 1.21% |
| Vedanta Aluminium Metal Ltd. | 0.97% | 1.27% | 0.97% |
| Ambuja Cements Ltd. | 0.96% | 1.02% | 0.96% |
| PB Fintech Ltd. | 0.92% | 0.95% | 0.92% |
| Avenue Supermarts Ltd. | 2.35% | 0.86% | 0.86% |
| Jindal Steel Ltd. | 0.78% | 1.93% | 0.78% |
| NTPC Ltd. | 0.74% | 0.75% | 0.74% |
| Infosys Ltd. | 0.60% | 0.99% | 0.60% |
| United Spirits Ltd. | 2.03% | 0.54% | 0.54% |
4 more stocks in common. 19 shared of 87 / 75 positions. Weights are shown as a share of each fund's equity book.
| Metric | ICICI Prudential · Direct NAV ₹37.44 High risk ★★★★★ | Aditya Birla Sun Life · Direct NAV ₹24.47 High risk ★★★☆☆ | Category median Retirement Fund · 29 funds |
|---|---|---|---|
| +4.26% | +10.95%Best in row | +0.80% | |
| +18.44%Best in row | +15.07% | +8.16% | |
| +17.95%Best in row | +11.62% | +8.36% | |
| +18.98% | +12.56% | +9.48% | |
| +16.35%Best in row | +13.89% | — | |
| +25.26%Best in row | +14.51% | +12.70% | |
| +25.60%Best in row | +14.74% | +12.08% | |
| Risk | |||
| 16.28% | 14.24%Best in row | 10.78% | |
| 0.73Best in row | 0.60 | 0.19 | |
| 0.99Best in row | 0.82 | 0.26 | |
| -37.17% | -34.23% | -16.53% | |
| +8.16%Best in row | +5.35% | +0.09% | |
| 1.02 | 0.97 | 0.76 | |
| 125.6%Best in row | 110.0% | 82.1% | |
| 89.9% | 83.9%Best in row | 74.8% | |
| 0.88%Best in row | 1.35% | 1.16% | |
| ₹1,884Cr | ₹434.17Cr | ₹265.31Cr | |
| ₹250 | ₹500 | — | |
| ₹5.00K | ₹1.00K | — | |
| 48% | 49% | 44% | |
| Sharmila D'mello · 4.3y | Jonas Bhutta · 1.9y | — | |
| 28 Feb 2019 | 12 Mar 2019 | — | |
| 87 | 75 | — | |
| 30.3% | 26.2% | — | |
| 4.1% | 3.2% | — | |
5 rows carry the same value for every fund — show
- 10Y return (CAGR)
- —
- 10Y rolling avg
- —
- Benchmark
- Nifty 500 TRI
- Exit load
- None
- Lock-in
- 5 years
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — ICICI Prudential Retirement Fund Pure Equity or Aditya Birla Sun Life Retirement Fund-The 30s?
Over the last 3 years, ICICI Prudential Retirement Fund Pure Equity returned +18.44% CAGR against Aditya Birla Sun Life Retirement Fund-The 30s's +15.07%, computed from AMFI NAV history. Over 5 years: ICICI Prudential Retirement Fund Pure Equity +17.95% vs Aditya Birla Sun Life Retirement Fund-The 30s +11.62% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — ICICI Prudential Retirement Fund Pure Equity or Aditya Birla Sun Life Retirement Fund-The 30s?
ICICI Prudential Retirement Fund Pure Equity has the lower expense ratio: ICICI Prudential Retirement Fund Pure Equity charges 0.88% a year against Aditya Birla Sun Life Retirement Fund-The 30s's 1.35%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — ICICI Prudential Retirement Fund Pure Equity or Aditya Birla Sun Life Retirement Fund-The 30s?
ICICI Prudential Retirement Fund Pure Equity has shown higher volatility (+16.28% annualized vs Aditya Birla Sun Life Retirement Fund-The 30s's +14.24%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: ICICI Prudential Retirement Fund Pure Equity -16.85% vs Aditya Birla Sun Life Retirement Fund-The 30s -18.98%.
Which fund manages more money — ICICI Prudential Retirement Fund Pure Equity or Aditya Birla Sun Life Retirement Fund-The 30s?
ICICI Prudential Retirement Fund Pure Equity is the larger fund: ICICI Prudential Retirement Fund Pure Equity manages ₹1,884Cr against Aditya Birla Sun Life Retirement Fund-The 30s's ₹434.17Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are ICICI Prudential Retirement Fund Pure Equity and Aditya Birla Sun Life Retirement Fund-The 30s in the same category?
Yes — both are Retirement Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.