Aditya Birla Sun Life Retirement Fund-The 30s vs ICICI Prudential Retirement Fund Hybrid Aggressive
Aditya Birla Sun Life Retirement Fund-The 30s (Direct) and ICICI Prudential Retirement Fund Hybrid Aggressive (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Retirement Fund schemes — see the best retirement mutual funds for the full ranking.
Head to head
NAVs as of 05 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 12 Mar 2019 – 01 Oct 2026, limited by Aditya Birla Sun Life Retirement Fund-The 30s. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | Aditya Birla Sun Life Retirement Fund-The 30s | ICICI Prudential Retirement Fund Hybrid Aggressive | Nifty 500 TRI |
|---|---|---|---|
| 12 Mar 2019 | ₹100.00 | ₹100.00 | ₹100.00 |
| 28 Oct 2019 | ₹100.59 | ₹101.67 | ₹100.64 |
| 14 Jun 2020 | ₹93.18 | ₹93.52 | ₹88.23 |
| 30 Jan 2021 | ₹118.42 | ₹122.67 | ₹122.72 |
| 17 Sep 2021 | ₹142.16 | ₹152.89 | ₹164.25 |
| 05 May 2022 | ₹130.30 | ₹148.09 | ₹158.46 |
| 21 Dec 2022 | ₹142.78 | ₹160.26 | ₹172.38 |
| 08 Aug 2023 | ₹160.34 | ₹182.92 | ₹189.78 |
| 25 Mar 2024 | ₹177.13 | ₹227.38 | ₹225.57 |
| 10 Nov 2024 | ₹211.18 | ₹261.73 | ₹257.20 |
| 28 Jun 2025 | ₹221.31 | ₹283.91 | ₹270.25 |
| 13 Feb 2026 | ₹227.69 | ₹297.15 | ₹268.71 |
| 01 Oct 2026 | ₹244.51 | ₹295.78 | ₹253.67 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 57 stocks only in Aditya Birla Sun Life Retirement Fund-The 30s
- 18 stocks in both — 21.1% of each portfolio by weight
- 49 stocks only in ICICI Prudential Retirement Fund Hybrid Aggressive
The more the circles overlap, the more the funds hold the same stocks.
Aditya Birla Sun Life Retirement Fund-The 30s and ICICI Prudential Retirement Fund Hybrid Aggressive share 21% of their equity book by weight.
Shared holdings — Aditya Birla Sun Life Retirement Fund-The 30s vs ICICI Prudential Retirement Fund Hybrid Aggressive
| Stock | Aditya Birla Sun Life Retirement Fund-The 30s | ICICI Prudential Retirement Fund Hybrid Aggressive | |
|---|---|---|---|
| HDFC Bank Ltd. | 1.98% | 2.66% | 1.98% |
| Kirloskar Oil Engines Ltd. | 1.87% | 2.08% | 1.87% |
| Reliance Industries Ltd. | 1.58% | 2.26% | 1.58% |
| Tech Mahindra Ltd. | 1.56% | 1.86% | 1.56% |
| Bajaj Finance Ltd. | 1.53% | 1.78% | 1.53% |
| Swiggy Ltd. | 1.42% | 2.43% | 1.42% |
| Britannia Industries Ltd. | 1.44% | 1.38% | 1.38% |
| TVS Motor Company Ltd. | 1.38% | 1.37% | 1.37% |
| State Bank of India | 1.34% | 1.52% | 1.34% |
| Hindustan Unilever Ltd. | 1.21% | 1.68% | 1.21% |
| Larsen & Toubro Ltd. | 1.61% | 1.16% | 1.16% |
| Vedanta Aluminium Metal Ltd. | 1.27% | 1.08% | 1.08% |
| PNB Housing Finance Ltd. | 0.89% | 1.55% | 0.89% |
| Bharat Petroleum Corporation Ltd. | 0.86% | 1.81% | 0.86% |
| Avenue Supermarts Ltd. | 0.86% | 1.93% | 0.86% |
3 more stocks in common. 18 shared of 75 / 67 positions. Weights are shown as a share of each fund's equity book.
| Metric | Aditya Birla Sun Life · Direct NAV ₹24.62 High risk ★★★☆☆ | ICICI Prudential · Direct NAV ₹30.14 High risk ★★★★★ | Category median Retirement Fund · 29 funds |
|---|---|---|---|
| +11.11%Best in row | +4.18% | +0.80% | |
| +15.45% | +16.37%Best in row | +8.16% | |
| +11.43% | +14.35%Best in row | +8.25% | |
| +12.63% | +15.63% | +9.48% | |
| +14.07% | +14.45%Best in row | — | |
| +14.54% | +19.61%Best in row | +12.70% | |
| +14.72% | +19.87%Best in row | +12.08% | |
| Risk | |||
| 14.23% | 13.85%Best in row | 10.78% | |
| 0.63 | 0.71Best in row | 0.19 | |
| 0.86 | 0.96Best in row | 0.26 | |
| -34.23% | -28.71% | -16.53% | |
| +5.35% | +6.64%Best in row | +0.09% | |
| 0.97 | 0.87 | 0.76 | |
| 110.0%Best in row | 108.5% | 82.1% | |
| 83.9% | 74.8%Best in row | 74.8% | |
| 1.35% | 1.21%Best in row | 1.16% | |
| ₹434.17Cr | ₹1,173Cr | ₹265.31Cr | |
| ₹500 | ₹100 | — | |
| ₹1.00K | ₹5.00K | — | |
| 49% | 112% | 44% | |
| Jonas Bhutta · 1.9y | Rohit Lakhotia · 3.3y | — | |
| 12 Mar 2019 | 28 Feb 2019 | — | |
| 75 | 67 | — | |
| 26.2% | 23.3% | — | |
| 3.2% | 6.5% | — | |
5 rows carry the same value for every fund — show
- 10Y return (CAGR)
- —
- 10Y rolling avg
- —
- Benchmark
- Nifty 500 TRI
- Exit load
- None
- Lock-in
- 5 years
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Aditya Birla Sun Life Retirement Fund-The 30s or ICICI Prudential Retirement Fund Hybrid Aggressive?
Over the last 3 years, ICICI Prudential Retirement Fund Hybrid Aggressive returned +16.37% CAGR against Aditya Birla Sun Life Retirement Fund-The 30s's +15.45%, computed from AMFI NAV history. Over 5 years: Aditya Birla Sun Life Retirement Fund-The 30s +11.43% vs ICICI Prudential Retirement Fund Hybrid Aggressive +14.35% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Aditya Birla Sun Life Retirement Fund-The 30s or ICICI Prudential Retirement Fund Hybrid Aggressive?
ICICI Prudential Retirement Fund Hybrid Aggressive has the lower expense ratio: Aditya Birla Sun Life Retirement Fund-The 30s charges 1.35% a year against ICICI Prudential Retirement Fund Hybrid Aggressive's 1.21%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Aditya Birla Sun Life Retirement Fund-The 30s or ICICI Prudential Retirement Fund Hybrid Aggressive?
Aditya Birla Sun Life Retirement Fund-The 30s has shown higher volatility (+14.23% annualized vs ICICI Prudential Retirement Fund Hybrid Aggressive's +13.85%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Aditya Birla Sun Life Retirement Fund-The 30s -18.98% vs ICICI Prudential Retirement Fund Hybrid Aggressive -14.67%.
Which fund manages more money — Aditya Birla Sun Life Retirement Fund-The 30s or ICICI Prudential Retirement Fund Hybrid Aggressive?
ICICI Prudential Retirement Fund Hybrid Aggressive is the larger fund: Aditya Birla Sun Life Retirement Fund-The 30s manages ₹434.17Cr against ICICI Prudential Retirement Fund Hybrid Aggressive's ₹1,173Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Aditya Birla Sun Life Retirement Fund-The 30s and ICICI Prudential Retirement Fund Hybrid Aggressive in the same category?
Yes — both are Retirement Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.