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Ruchi Fozdar

Fund Manager Debt at JM Financial

Schemes named on
14
Managing since

Background

Qualifications
BSC- Organic chemistry & PGDBM Finance
Experience
Ms. Ruchi Fozdar has 12 years of rich 7 years of asset management experience. Prior to JM Financial Mutual Fund, she was associated with institutions like Reliance Nippon Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund.

Funds Ruchi Fozdar manages

13

Named on 14 schemes; the 13 with a three-year record are ranked by 3Y CAGR. Open a fund for NAV history, rolling returns, risk metrics and peer rank.

1JM Midcap Fund★★★☆☆+12.7%+21.7%0.98%₹1,187Cr
2JM ELSS Tax Saver Fund★★★☆☆+10.2%+18.3%+16.3%1.34%₹220.95Cr
3JM Flexicap Fund★★★☆☆+4.3%+17.0%+17.8%1.07%₹5,032Cr
4JM Focused Fund★★☆☆☆+7.7%+15.2%+15.5%1.32%₹278.27Cr
5JM Aggressive Hybrid Fund★★★☆☆+3.2%+15.1%+15.0%1.16%₹696.04Cr
6JM Value Fund★☆☆☆☆+2.4%+14.9%+16.9%1.58%₹808.01Cr
7JM Large Cap Fund★★☆☆☆+3.2%+13.3%+12.5%1.18%₹417.88Cr
8JM Low Duration Fund★★☆☆☆+6.2%+7.3%+6.4%0.40%₹225.38Cr
9JM Short Duration Fund★★★☆☆+5.5%+7.3%0.39%₹81.70Cr
10JM Arbitrage Fund★★☆☆☆+6.3%+7.0%+6.3%1.42%₹364.61Cr
11JM Dynamic Bond Fund★★★☆☆+4.4%+7.0%+6.1%0.43%₹53.27Cr
12JM Liquid Fund★★★☆☆+6.3%+6.9%+6.3%0.16%₹2,540Cr
13JM Overnight Fund★★☆☆☆+5.1%+6.0%+5.6%0.12%₹135.16Cr

NAV data as of 21 Aug 2026. Role, qualifications and tenure are disclosures from JM Financial’s Scheme Information Documents and Statement of Additional Information — SEBI filings, not our assessment of anyone. 1 of the 14 scheme assignments come from another of the house’s filings naming them rather than from that scheme’s own document, so that list may be incomplete. Returns are computed from AMFI NAV history; see our methodology. A fund’s performance is not attributable to one person, and nothing here is investment advice.

All JM Financial funds