IndexIndex FundsRegularIDCWModerate

SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund

Q: What is the NAV of SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?

As of 05 Oct 2026, the NAV of SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is ₹10.29 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

SBI Mutual Fund · Best Index Funds

NAV

₹10.29

+0.08% 1D

as of 05 Oct 2026

This is the Regular plan of SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.

Compare SIP calculator

NAV history

+2.86%absolute

52-week rangePrev NAV ₹10.28

Latest ₹10.29

Low ₹9.99100th percentile of its 52-week rangeHigh ₹10.29

Key Metrics

Annual fee charged by the fund, already deducted from NAV

0.31%

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category —

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Exit Load

None

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

—

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

—

Benchmark

—

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

27 Apr 2026

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

+0.28%

Absolute return over the last 3 months (not annualized)

+1.43%

Absolute return over the last 6 months (not annualized)

—

Absolute return since 1 Jan of this year (not annualized)

+2.86%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

—

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+2.86%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

0.71%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-0.25%

Benchmark ratios

Not shown for Index Funds — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Index Funds)

Period	Fund	Category avg.	Diff
1M abs	+0.28%	—	—
3M abs	+1.43%	—	—
6M abs	—	—	—
1Y CAGR	—	—	—
3Y CAGR	—	—	—
5Y CAGR	—	—	—

Category average across peers in Index Funds, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹50.00K

Current value

₹50.52K

Absolute

+1.04%

XIRR

+6.28%

Value vs. invested

ValueInvested

5 monthly installments of ₹10,000 into SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

History points

111

Expense ratio

0.31%

AUM

₹330.00Cr

YTM (from holdings)

7.04%

Average maturity

175 days

Exit load

NIL

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Index Funds

Compare all


SBI CRISIL-IBX Financial Services 9-12 Months Debt Index FundThis fund SBI · Regular · IDCW	—	—	—	—	—	0.31%	₹330.00Cr
ICICI Prudential NASDAQ 100 Index Fund ICICI Prudential · Regular · IDCW	—	+34.92%	+34.02%	+20.51%	—	1.06%	₹3,572Cr
ICICI Prudential Nifty Pharma Index Fund ICICI Prudential · Regular · IDCW	—	+19.30%	+19.56%	—	—	1.18%	₹150.77Cr
ICICI Prudential Nifty Auto Index Fund ICICI Prudential · Regular · IDCW	—	-4.87%	+16.72%	—	—	0.96%	₹241.22Cr
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Aditya Birla Sun Life · Regular · IDCW	—	+11.20%	+16.67%	+11.35%	—	1.11%	₹354.15Cr
Kotak Nifty Smallcap 50 Index Fund Kotak Mahindra · Regular · IDCW	—	+10.78%	+16.46%	—	—	0.92%	₹243.86Cr

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Debt97.17%
Cash & Equivalents2.83%

Equity (18)

which companies this fund invests in

As on 31 Aug 2026 · AMC disclosure

Mahindra Rural Housing Finance Ltd.

6.84%

Aditya Birla Housing Finance Ltd.

6.83%

Bajaj Housing Finance Ltd.

6.80%

Bank of Baroda

6.63%

Small Industries Development Bank of India

6.61%

Punjab National Bank

6.61%

Mahindra & Mahindra Financial Services Ltd.

6.59%

Aditya Birla Capital Ltd.

6.58%

Union Bank of India

6.58%

Bajaj Finance Ltd.

6.56%

Fund size over time

Quarterly average AUM · AMFI

₹330.00Cr

July - September 2026

+86%

since April - June 2026

At or near its largest, ₹330.00Cr in July - September 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

AMC Profile

SBI Mutual Fund is a joint venture between the State Bank of India and Amundi of France, and was set up in 1987 as the first fund house in India outside UTI. It is the largest by assets, helped by managing a share of the EPFO's ETF investments.

Launched

28 Jun 1987

Total AUM

₹13,09,607Cr+4.2% QoQ

Avg AUM · July - September 2026

Website

sbimf.com

Fund Managers

RRRajeev RadhakrishnanStart date not disclosed

Role

Chief Investment Officer Fixed Income

Education

B.E (Production). MMS (Finance), CFA

Experience

Total experience of 22 years in funds management. Around 16 years in Fixed Income funds management and dealing. Previously he was associated UTI Asset Management Company Ltd. as Co - Fund Manager Past experiences: • SBI Funds Management Limited - (From June 09, 2008 onwards) • Co - Fund Manager - UTI Asset Management Company Limited (June 2001-2008)

Funds managed (10)

All schemes Rajeev Radhakrishnan runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Rajeev Radhakrishnan

SBI in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

Run SIP calculator Add to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Index funds & ETFs

Index funds and ETFs must keep at least 95% in the securities of the index they track, rather than trying to beat it. They charge far lower fees than active funds, and their return is the index's return minus that small cost and any tracking difference.

Frequently asked questions

What is the NAV of SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?

As of 05 Oct 2026, the NAV of SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is ₹10.29 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund delivered?

SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund has returned +2.86% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?

SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund charges an expense ratio of 0.31% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?

SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund's largest holdings are Mahindra Rural Housing Finance Ltd. (6.8%), Aditya Birla Housing Finance Ltd. (6.8%), Bajaj Housing Finance Ltd. (6.8%), Bank of Baroda (6.6%) and Small Industries Development Bank of India (6.6%). Holdings are disclosed monthly and change over time.

How risky is SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?

SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.7% and its worst peak-to-trough fall in our sample was -0.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Who manages SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?

SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is managed by Rajeev Radhakrishnan at SBI.

How is SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund taxed?

SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.