The Wealth Company Liquid Fund
This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.
View the Growth plan for compounded returnsNAV history
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.
Not enough Liquid Fund peers to rank yet
Volatility 0.8% vs 1.0% category avg
0.1% expense vs 0.1% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Less volatile than its Liquid Fund peers (0.8% vs 1.0%)
- Low expense ratio (0.10%) vs the Liquid Fund average of 0.15%
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Risk (trailing 3Y)
DefinitionsBenchmark ratios
Not shown for Liquid Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.
Fund vs category average (Liquid Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.04% | 0.00% | +0.04% |
| 3M abs | +0.01% | +0.15% | -0.14% |
| 6M abs | -0.03% | +0.28% | -0.31% |
| 1Y CAGR | — | +0.65% | — |
| 3Y CAGR | — | +1.09% | — |
| 5Y CAGR | — | +1.06% | — |
Category average across peers in Liquid Fund (125 of 126 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | -0.01% | |
| 2025part | +0.15% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Fund size over time
Quarterly average AUM · AMFIDown +26% from its peak of ₹738.57Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
10 monthly installments of ₹10,000 into The Wealth Company Liquid Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
The Wealth Company in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
MFs: Investors Increasing Risk Appetite
fintechbiznews.com · 3d ago
The Wealth Company Multi Cap Fund Regular-IDCW
The Economic Times · 6d ago
The Wealth Company Mid Cap Fund - Regular Plan Returns
The Economic Times · 7d ago
Drop In Collections In MFs Across The Board
fintechbiznews.com · 7d ago
MFRT 2026 calls for a ‘reboot’ of the MFD business
Cafemutual · 7d ago
The Wealth Company Liquid Fund - Direct Plan
CNBC TV18 · 10d ago
The Wealth Company launches GIFT City Fund to offer overseas investors India mutual fund exposure
The Economic Times · 11d ago
The Wealth Company Mid Cap Fund - Direct Plan Fund info
The Economic Times · 12d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Liquid funds
Liquid funds invest in very short-term debt (maturing within 91 days). They're used to park money for days or weeks — low risk and easy to redeem, but low return too.
Frequently asked questions
What is the NAV of The Wealth Company Liquid Fund?
As of 20 Aug 2026, the NAV of The Wealth Company Liquid Fund is ₹1,002.38 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has The Wealth Company Liquid Fund delivered?
The Wealth Company Liquid Fund has returned +0.13% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of The Wealth Company Liquid Fund?
The Wealth Company Liquid Fund charges an expense ratio of 0.10% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of The Wealth Company Liquid Fund?
Its largest holdings are Punjab National Bank (17/09/2026) ** (7.4%), GOVERNMENT OF INDIA 37705 091 DAYS TBILL 29OT26 FV RS 100 (7.4%), BAJAJ FINANCE LIMITED 91D CP 11AUG26 (3.7%), NETWORK18 MEDIA & INVESTMENTS LIMITED 91D CP 11AUG26 (3.7%) and BANK OF INDIA CD 31AUG26 (3.7%). Holdings are disclosed monthly and change over time.
How risky is The Wealth Company Liquid Fund?
It is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.8% and its worst peak-to-trough fall in our sample was -0.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of The Wealth Company Liquid Fund?
The Wealth Company Liquid Fund is benchmarked against the NIFTY Liquid Index A-I Benchmark Selection Rationale: The scheme is benchmarked to Nifty Liquid Index A-I as the index c. Its alpha and beta on this page are measured against that index.
Who manages The Wealth Company Liquid Fund?
The Wealth Company Liquid Fund is managed by Umesh Sharma and Varun Nanavati at The Wealth Company.
How is The Wealth Company Liquid Fund taxed?
The Wealth Company Liquid Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.