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The Wealth Company Liquid Fund

Q: What is the NAV of The Wealth Company Liquid Fund?

As of 05 Oct 2026, the NAV of The Wealth Company Liquid Fund is ₹1,003.82 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has The Wealth Company Liquid Fund delivered?

The Wealth Company Liquid Fund has returned +0.28% over 1 year and +0.28% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund charges an expense ratio of 0.10% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund's largest holdings are Punjab National Bank 17-SEP-2026 (6.1%), 91 Days Treasury Bill 29-Oct-2026 (6.1%), REC Limited 23-NOV-2026 (6.0%), SIDBI 27-OCT-2026 (5.9%) and SIDBI 03-SEP-2026 (3.1%). Holdings are disclosed monthly and change over time.

Q: How risky is The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 1.6% and its worst peak-to-trough fall in our sample was -0.8%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What is the benchmark of The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund is benchmarked against the NIFTY Liquid Index A-I. Its alpha and beta on this page are measured against that index.

Q: Who manages The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund is managed by Umesh Sharma, Varun Nanavati and Neeraj Jain at The Wealth Company.

Q: How is The Wealth Company Liquid Fund taxed?

The Wealth Company Liquid Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.

The Wealth Company Mutual Fund · Best Liquid Mutual Funds

NAV

₹1,003.82

+0.02% 1D

as of 05 Oct 2026

This is the Direct plan of The Wealth Company Liquid Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed monthly, which is why this NAV sits below the growth plan of the same fund.

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This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.

View the Growth plan for compounded returns

NAV history

+0.28%absolute

52-week rangePrev NAV ₹1,003.63

Latest ₹1,003.82

Low ₹1,001.0532nd percentile of its 52-week rangeHigh ₹1,009.67

Key Metrics

Annual fee charged by the fund, already deducted from NAV

0.10%

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category —

Scheme Info

Definitions

Plan

Direct · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Exit Load

—

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹100

Smallest one-time (lumpsum) investment the scheme accepts

₹1,000

NIFTY Liquid Index A-I

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

16 Oct 2025

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-0.05%

Absolute return over the last 3 months (not annualized)

-0.04%

Absolute return over the last 6 months (not annualized)

-0.20%

Absolute return since 1 Jan of this year (not annualized)

+0.07%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+0.28%

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+0.28%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

1.62%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-0.76%

Benchmark ratios

Not shown for Liquid Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Liquid Fund)

Period	Fund	Category avg.	Diff
1M abs	-0.05%	—	—
3M abs	-0.04%	—	—
6M abs	-0.20%	—	—
1Y CAGR	+0.28%	—	—
3Y CAGR	—	—	—
5Y CAGR	—	—	—

Category average across peers in Liquid Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹1.10L

Current value

₹1.10L

Absolute

-0.02%

XIRR

-0.05%

Value vs. invested

ValueInvested

11 monthly installments of ₹10,000 into The Wealth Company Liquid Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+0.07%
2025part	+0.21%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

303

Expense ratio

0.10%

AUM

₹547.93Cr

YTM

6.19%

Macaulay duration

46 days

Average maturity

47 days

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Liquid Fund

Compare all


The Wealth Company Liquid FundThis fund The Wealth Company · Direct · Monthly IDCW	—	+0.28%	—	—	—	0.10%	₹547.93Cr
Canara Robeco Liquid Fund - Direct Plan - Unclaimed Redemption and Canara Robeco · Direct · IDCW	—	+6.50%	+7.00%	+6.44%	—	—	—
UTI - Liquid Fund UTI · Direct · Quarterly IDCW	—	+6.53%	+6.95%	+6.40%	—	0.15%	₹31,753Cr
UTI - Liquid Fund UTI · Direct · Annual IDCW	—	+6.53%	+6.95%	+6.40%	—	0.15%	₹31,753Cr
UTI - Liquid Fund UTI · Direct · Flexi IDCW	—	+6.53%	+6.95%	+6.40%	—	—	₹1.22Cr
UTI - Liquid Fund UTI · Direct · Half-Yearly IDCW	—	+6.53%	+6.95%	+6.40%	—	0.15%	₹31,753Cr

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Debt97.71%
Cash & Equivalents1.98%
Other0.31%

which companies this fund invests in

As on 31 Aug 2026 · AMC disclosure

Punjab National Bank 17-SEP-2026

6.10%

91 Days Treasury Bill 29-Oct-2026

6.06%

REC Limited 23-NOV-2026

6.02%

SIDBI 27-OCT-2026

5.93%

SIDBI 03-SEP-2026

3.06%

NABARD 10-SEP-2026

3.05%

Titan Company Limited 10-SEP-2026

3.05%

Aditya Birla Housing Finance Limited 11-SEP-2026

3.05%

HSBC INVEST DIRECT FINANCIAL SERVICES 16-SEP-2026

3.05%

NTPC Limited 23-SEP-2026

3.05%

Fund size over time

Quarterly average AUM · AMFI

₹547.93Cr

April - June 2026

-26%

since January - March 2026

−₹189.85Cr

est. net flow, last quarter

Down +26% from its peak of ₹738.57Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

The Wealth Company Mutual Fund is run by the asset management arm of the Pantomath Group, and was branded Pantomath Mutual Fund before its rename. It is one of the industry's newest houses.

Launched

17 Jul 2025

Total AUM

₹1,849Cr+42.5% QoQ

Avg AUM · July - September 2026

Website

wealthcompanyamc.in

Fund Managers

USUmesh SharmaStart date not disclosed

Role

CIO – Fixed Income

Education

CA, CS, CFA

Experience

Mr. Umesh Sharma has over two decades of experience, including the last 14 years at Franklin Templeton Mutual Fund.. Prior to Franklin Templeton, he has worked at Invesco Mutual Fund, ICICI Bank, JM Financial Mutual Fund, and UTI Mutual Fund.

Funds managed (4)

All schemes Umesh Sharma runs →

VNVarun NanavatiStart date not disclosed

Role

Fund Manager – Fixed Income

Education

B.COM and Chartered Accountant

Experience

Credit rating of Large Corporate Group – Crisil Ratings Ltd (2022 – 2025) Credit rating of Large Corporate Group (SID) (EMEA) – Citi (2021 – 2022) (2018 – 2021)

Funds managed (3)

All schemes Varun Nanavati runs →

NJNeeraj JainStart date not disclosed

Role

Fund Manager- Fixed Income

Education

B.E. 8+ (Mechanical) PGDM (MDI Gurugram) CFA (USA)

Experience

Over 8 years in the financial markets with majority exposure to fixed income market segment. 1. April 11, 2024 – October 8, 2025 Fund Manager – Fixed Income, TRUST Asset Management Private Limited 2. June 2021 - April 10, 2024 Dealer – Fixed Income, TRUST Asset Management Private Limited 3. December 2020 - June 2021 AVP – Product Lead, TRUST Asset Management Private Limited 4. June 2017 - November 2020 Institutional Dealer, WDM Desk, TRUST Group 5. June 2013 – August 2014 Trader – Interest Rate Market, Futures First

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Umesh Sharma Varun Nanavati

The Wealth Company in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Liquid funds

Liquid funds invest in very short-term debt (maturing within 91 days). They're used to park money for days or weeks — low risk and easy to redeem, but low return too.

Frequently asked questions

What is the NAV of The Wealth Company Liquid Fund?

As of 05 Oct 2026, the NAV of The Wealth Company Liquid Fund is ₹1,003.82 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has The Wealth Company Liquid Fund delivered?

The Wealth Company Liquid Fund has returned +0.28% over 1 year and +0.28% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund charges an expense ratio of 0.10% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund's largest holdings are Punjab National Bank 17-SEP-2026 (6.1%), 91 Days Treasury Bill 29-Oct-2026 (6.1%), REC Limited 23-NOV-2026 (6.0%), SIDBI 27-OCT-2026 (5.9%) and SIDBI 03-SEP-2026 (3.1%). Holdings are disclosed monthly and change over time.

How risky is The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 1.6% and its worst peak-to-trough fall in our sample was -0.8%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund is benchmarked against the NIFTY Liquid Index A-I. Its alpha and beta on this page are measured against that index.

Who manages The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund is managed by Umesh Sharma, Varun Nanavati and Neeraj Jain at The Wealth Company.

How is The Wealth Company Liquid Fund taxed?

The Wealth Company Liquid Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.