SBI Dynamic Asset Allocation Active FoF
SBI Mutual Fund · Best Domestic Fund of Funds
This is the Regular plan of SBI Dynamic Asset Allocation Active FoF — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.
Performance
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.
Not enough FoF Domestic peers to rank yet
Volatility 7.3% vs 17.9% category avg
1.3% expense vs 0.7% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Less volatile than its FoF Domestic peers (7.3% vs 17.9%)
Concerns
- High expense ratio (1.34%) vs the FoF Domestic average of 0.66%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Risk (trailing 3Y)
DefinitionsBenchmark ratios (vs Nifty 500 · 36 monthly returns)
DefinitionsComputed vs the Nifty 500 price index — the closest match to this fund's mandate. Needs ~3 years of history; a low R² means the fund tracks the index loosely.
Fund vs category average (FoF Domestic)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.97% | +3.80% | -2.83% |
| 3M abs | +3.98% | +1.14% | +2.85% |
| 6M abs | +2.24% | +2.71% | -0.47% |
| 1Y CAGR | — | +26.53% | — |
| 3Y CAGR | — | +20.88% | — |
| 5Y CAGR | — | +13.97% | — |
Category average across peers in FoF Domestic (145 of 147 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
10 monthly installments of ₹10,000 into SBI Dynamic Asset Allocation Active FoF, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 500 | Diff | |
|---|---|---|---|---|
| 2026part | +1.25% | -1.50% | +2.75% | |
| 2025part | +1.85% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as non-equityThis is a non-equity fund — a fund-of-funds, gold/silver, international or balanced-hybrid scheme. It isn't equity-oriented, but since FY 2025-26 it's no longer taxed like a pure-debt fund either: gains held over 2 years get the 12.5% long-term rate; shorter holdings are taxed at your income-tax slab rate.
Added to your income at your slab rate
No indexation, no ₹1.25 L exemption
Sets the short-term (slab-rate) figure above.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Worst falls, and the wait to get back
How far this fund has dropped from a high, and how long it took to reclaim it.
- -8.1%02 Jan 2026 → 30 Mar 2026
Fell over 3 months, back to the old high on 29 Jul 2026 — 4 months under water after the low.
Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.
SBI in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
SBI Mutual Fund sells 71,698 Pakka Ltd shares, stake falls to 6.45%
scanx.trade · 8h ago
SBI Mutual Fund reduces Neogen Chemicals stake to 6.03% under SAST Reg 29
scanx.trade · 1d ago
SBI Mutual Fund acquires 5.2% stake in Tenneco Clean Air India
scanx.trade · 4d ago
SBI Mutual Fund raises Urban Company stake to 8.84% with 2.27% buy
scanx.trade · 4d ago
Portfolio rejig: Here's what top 3 mutual fund houses bought & sold in July
Business Standard · 4d ago
HDFC MF leads retail and HNI AUM; SBI dominates affluent investor base in B30 cities
Cafemutual · 4d ago
SBI Mutual Fund - PPFAS Mutual Fund among 6 MFs holding over Rs 10,000 crore in cash in July
The Economic Times · 5d ago
SBI Mutual Fund: SBI, RIL, and HDFC Bank among top 10 stock holdings in July
The Economic Times · 7d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
Frequently asked questions
What is the NAV of SBI Dynamic Asset Allocation Active FoF?
As of 20 Aug 2026, the NAV of SBI Dynamic Asset Allocation Active FoF is ₹10.35 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has SBI Dynamic Asset Allocation Active FoF delivered?
SBI Dynamic Asset Allocation Active FoF has returned +3.12% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of SBI Dynamic Asset Allocation Active FoF?
SBI Dynamic Asset Allocation Active FoF charges an expense ratio of 1.34% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of SBI Dynamic Asset Allocation Active FoF?
Its largest holdings are SBI Medium Duration Fund Direct-Growth (19.0%), SBI Focused Fund Direct Plan-Growth (9.5%), SBI Magnum Multiplier Fund Direct Plan-Growth (9.2%), SBI Medium to Long Duration Fund Direct-Growth (8.9%) and SBI Dynamic Bond Direct Plan-Growth (8.8%). Holdings are disclosed monthly and change over time.
How risky is SBI Dynamic Asset Allocation Active FoF?
It is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 7.3% and its worst peak-to-trough fall in our sample was -8.1%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of SBI Dynamic Asset Allocation Active FoF?
SBI Dynamic Asset Allocation Active FoF is benchmarked against the NIFTY 50 Hybrid Composite Debt 50:50 Index. Its alpha and beta on this page are measured against that index.
Who manages SBI Dynamic Asset Allocation Active FoF?
SBI Dynamic Asset Allocation Active FoF is managed by Ardhendu Bhattacharya and Nidhi Chawla at SBI.
How is SBI Dynamic Asset Allocation Active FoF taxed?
SBI Dynamic Asset Allocation Active FoF is a non-equity fund (a fund-of-funds, gold, international or balanced-hybrid scheme). Since FY 2025-26 it's no longer taxed like a pure-debt fund: gains on units held more than 2 years are long-term, taxed at 12.5% (no indexation, no ₹1.25 lakh exemption); units held 2 years or less are taxed at your income-tax slab rate.