FoFFoF DomesticRegularGrowthVery High

SBI Dynamic Asset Allocation Active FoF

Q: What is the NAV of SBI Dynamic Asset Allocation Active FoF?

As of 01 Oct 2026, the NAV of SBI Dynamic Asset Allocation Active FoF is ₹9.99 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has SBI Dynamic Asset Allocation Active FoF delivered?

SBI Dynamic Asset Allocation Active FoF has returned +0.51% over 1 year and -0.43% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of SBI Dynamic Asset Allocation Active FoF?

SBI Dynamic Asset Allocation Active FoF charges an expense ratio of 1.34% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of SBI Dynamic Asset Allocation Active FoF?

SBI Dynamic Asset Allocation Active FoF's largest holdings are SBI MEDIUM TERM FUND - DIRECT PLAN - Growth Option (19.1%), SBI FOCUSED FUND - DIRECT PLAN -Growth Option (10.0%), SBI LARGE & MIDCAP FUND -DIRECT PLAN -Growth Option (9.4%), SBI Medium to Long Term Fund-DIRECT PLAN -Growth Option (8.9%) and SBI Dynamic Term Fund - DIRECT PLAN - Growth Option (7.3%). Holdings are disclosed monthly and change over time.

Q: How risky is SBI Dynamic Asset Allocation Active FoF?

SBI Dynamic Asset Allocation Active FoF is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 7.2% and its worst peak-to-trough fall in our sample was -8.1%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What is the benchmark of SBI Dynamic Asset Allocation Active FoF?

SBI Dynamic Asset Allocation Active FoF is benchmarked against the Nifty 50 Hybrid composite debt 50:50 Index. Its alpha and beta on this page are measured against that index.

Q: Who manages SBI Dynamic Asset Allocation Active FoF?

SBI Dynamic Asset Allocation Active FoF is managed by Ardhendu Bhattacharya and Nidhi Chawla at SBI.

Q: How is SBI Dynamic Asset Allocation Active FoF taxed?

SBI Dynamic Asset Allocation Active FoF is a non-equity fund (a fund-of-funds, gold, international or balanced-hybrid scheme). Since FY 2025-26 it's no longer taxed like a pure-debt fund: gains on units held more than 2 years are long-term, taxed at 12.5% (no indexation, no ₹1.25 lakh exemption); units held 2 years or less are taxed at your income-tax slab rate.

SBI Mutual Fund · Best Domestic Fund of Funds

NAV

₹9.99

-0.63% 1D

as of 01 Oct 2026

This is the Regular plan of SBI Dynamic Asset Allocation Active FoF — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

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Performance

+1.00%CAGR

52-week rangePrev NAV ₹10.05

Latest ₹9.99

Low ₹9.4456th percentile of its 52-week rangeHigh ₹10.42

Scorecard

★☆☆☆☆1/5 vs 115 of 152 FoF Domestic peers1Y

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within FoF Domestic (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers. 115 of the 152 FoF Domestic funds in this cohort carry the full record the stars need, so they are the ones ranked against.

Performance—

Not enough FoF Domestic peers to rank yet

RiskLow

Volatility 7.2% vs 17.4% category avg

CostHigh

1.3% expense vs 0.7% category avg

Consistency—

Not enough history for a rolling 3Y view

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Less volatile than its FoF Domestic peers (7.2% vs 17.4%)

Concerns

1-year return (+0.51%) trails the FoF Domestic average (+11.50%)
High expense ratio (1.34%) vs the FoF Domestic average of 0.69%

Key Metrics

Annual fee charged by the fund, already deducted from NAV

1.34%

Category 0.69%▲0.65%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category 0.65

Scheme Info

Definitions

Plan

Regular · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

–For units purchased or switched in from another scheme to the fund are redeemed or switched out on or before12 months from the date of allotment: Upto 25% of the investments – Nil; For remaining investments – 1% of applicable NAV –For exit after 12 months from the date of allotment: Nil

Up to 1.00%

tiered — see the full terms

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹500

Smallest one-time (lumpsum) investment the scheme accepts

₹5,000

Nifty 50 Hybrid composite debt 50:50 Index

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

22 Sep 2025

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-3.13%

Absolute return over the last 3 months (not annualized)

-1.46%

Absolute return over the last 6 months (not annualized)

+5.77%

Absolute return since 1 Jan of this year (not annualized)

-2.25%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+0.51%

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

-0.43%

Advanced metrics — risk and benchmark ratios

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

7.24%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-8.07%

Benchmark ratios (vs Nifty 500 TRI · 36 monthly returns)

Definitions

Jensen's alpha (annualized): return above what CAPM predicts for the fund's beta vs Nifty 500 TRI

—

Sensitivity to Nifty 500 TRI moves; 1 = moves with the index

—

How much of the fund's movement Nifty 500 TRI explains

—

Excess return per unit of beta (market risk)

—

Active return over the benchmark per unit of tracking error

—

Annualized std dev of fund-minus-benchmark returns

—

Fund's share of benchmark gains in up months (100 = matches index)

—

Fund's share of benchmark losses in down months (lower is better)

—

Computed vs the Nifty 500 TRI over the last 36 complete months — the closest match to this fund's mandate. TRI means dividends reinvested, as they are in the fund's own NAV; ₹ means a US index converted at each day's USD/INR, since the fund is priced in rupees. Needs ~3 years of history; a low R² means the fund tracks the index loosely.

Fund vs category average (FoF Domestic)

Period	Fund	Category avg.	Diff
1M abs	-3.13%	-3.41%	+0.28%
3M abs	-1.46%	-1.45%	-0.01%
6M abs	+5.77%	+4.73%	+1.04%
1Y CAGR	+0.51%	+11.50%	-10.99%
3Y CAGR	—	+19.25%	—
5Y CAGR	—	+12.58%	—

Category average across peers in FoF Domestic (151 of 152 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 152 peers in FoF Domestic

1Y return

+0.51%

Beats 22.8% · rank #89

3Y return

—

5Y return

—

Sharpe

—

Sortino

—

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹1.20L

Current value

₹1.19L

Absolute

-0.74%

XIRR

-1.61%

Value vs. invested

ValueInvested

12 monthly installments of ₹10,000 into SBI Dynamic Asset Allocation Active FoF, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund	Nifty 500 TRI	Diff
2026part	-2.25%	-7.18%	+4.93%
2025part	+1.85%	—	—

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.

History points

252

Expense ratio

1.34%

AUM

₹2,308Cr

Exit load

Taxation

Taxed as non-equity

This is a non-equity fund — a fund-of-funds, gold/silver, international or balanced-hybrid scheme. It isn't equity-oriented, but since FY 2025-26 it's no longer taxed like a pure-debt fund either: gains held over 2 years get the 12.5% long-term rate; shorter holdings are taxed at your income-tax slab rate.

Short-term

30%

Held under 2 years

Added to your income at your slab rate

Long-term (LTCG)

12.5%

Held 2 years or more

No indexation, no ₹1.25 L exemption

Your income-tax slab

Sets the short-term (slab-rate) figure above.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · FoF Domestic

Compare all


SBI Dynamic Asset Allocation Active FoFThis fund SBI · Regular · Growth	★☆☆☆☆ 1Y	+0.51%	—	—	—	1.34%	₹2,308Cr
Mirae Asset NYSE FANG + ETF Fund of Fund Mirae Asset · Regular · Growth	★★★★★	+45.76%	+58.41%	+35.98%	—	0.41%	₹2,418Cr
Mirae Asset S&P 500 Top 50 ETF Fund of Fund Mirae Asset · Regular · Growth	★★★★★	+47.60%	+45.91%	+29.33%	—	0.42%	—
Axis Silver Fund of Fund Axis · Regular · Growth	★★★★☆	+50.74%	+45.30%	—	—	0.65%	₹1,209Cr
Nippon India Silver ETF FOF Nippon India · Regular · Growth	★★★★★	+49.37%	+45.20%	—	—	0.49%	₹4,544Cr
HDFC Silver ETF Fund of Fund HDFC · Regular · Growth	★★★★☆	+49.73%	+44.95%	—	—	0.55%	₹4,593Cr

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Other99.52%
Cash & Equivalents0.48%

which companies this fund invests in

As on 31 Aug 2026 · AMC disclosure

SBI MEDIUM TERM FUND - DIRECT PLAN - Growth Option

19.14%

SBI FOCUSED FUND - DIRECT PLAN -Growth Option

9.97%

SBI LARGE & MIDCAP FUND -DIRECT PLAN -Growth Option

9.36%

SBI Medium to Long Term Fund-DIRECT PLAN -Growth Option

8.94%

SBI Dynamic Term Fund - DIRECT PLAN - Growth Option

7.25%

SBI HEALTHCARE OPPORTUNITIES FUND - DIRECT PLAN -Growth Option

6.27%

SBI BANKING & FINANCIAL SERVICES FUND - DIRECT PLAN - Growth Option

5.51%

SBI CONSUMPTION OPPORTUNITIES FUND - DIRECT PLAN - Growth Option

5.37%

SBI Innovative Opportunities Fund - Direct Plan - Growth Option

5.25%

SBI Automotive Opportunities Fund - Direct Plan - Growth Option

5.14%

Worst falls, and the wait to get back

How far this fund has dropped from a high, and how long it took to reclaim it.

-8.1%02 Jan 2026 → 30 Mar 2026
Fell over 3 months, back to the old high on 29 Jul 2026 — 4 months under water after the low.

Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.

AMC Profile

SBI Mutual Fund is a joint venture between the State Bank of India and Amundi of France, and was set up in 1987 as the first fund house in India outside UTI. It is the largest by assets, helped by managing a share of the EPFO's ETF investments.

Launched

28 Jun 1987

Total AUM

₹12,57,352Cr+0.7% QoQ

Avg AUM · April - June 2026

Website

sbimf.com

Fund Managers

ABArdhendu BhattacharyaManaging since 15 Sep 2025

Role

Fixed Income Dealer Fund Manager

Education

PGDM-Goa Institute of Management

Experience

Mr. Ardhendu Bhattacharya (Fixed Income Dealer) joined SBIFML in April 2019. He has over 12 years of experience in finance sector. Prior to joining SBIFML, he was previously associated with following entities. ICICI Bank Limited (June 2014 – April 2019) - Primarily involved in trading in money markets and short term corporate bonds Citibank N.A. (April 2010 – June 2013) - Principally handled currency and trade sales Currently he is managing debt portion of SBI Retirement Benefit Fund - Aggressive Plan, SBI Retirement Benefit Fund - Aggressive Hybrid Plan, SBI Retirement Benefit Fund - Conservative Hybrid Plan and SBI Retirement Benefit Fund - Conservative Plan, SBI Floating Rate Debt Fund and Co-Fund Manager of SBI Corporate Bond Fund, SBI Banking & PSU Fund, SBI Arbitrage Opportunities Fund, SBI Long Duration Fund, SBI Income Plus Arbitrage Active FOF, and SBI Dynamic Asset Allocation Active FOF.

Funds managed (9)

All schemes Ardhendu Bhattacharya runs →

NCNidhi ChawlaManaging since 15 Sep 2025

Role

Fund Manager

Education

B.Com, MSc Finance. CFA Charter holder

Experience

Ms. Nidhi has over 15 years experience in Mutual Fund Industry. She joined SBI Funds Management Limited in May 2007. She has been working as an equity research analyst covering various sectors including Real Estate, Infrastructure and Construction. She is managing SBI Equity Savings Fund and SBI Long Term Advantage Fund - Series I to Series III and Series IV (jointly managed) and SBI Dynamic Asset Allocation Active FOF (equity portion)

Funds managed (1)

SBI EQUITY SAVINGS FUND

All schemes Nidhi Chawla runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

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Fund managers

Ardhendu Bhattacharya

SBI in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

Frequently asked questions

What is the NAV of SBI Dynamic Asset Allocation Active FoF?

As of 01 Oct 2026, the NAV of SBI Dynamic Asset Allocation Active FoF is ₹9.99 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has SBI Dynamic Asset Allocation Active FoF delivered?

SBI Dynamic Asset Allocation Active FoF has returned +0.51% over 1 year and -0.43% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of SBI Dynamic Asset Allocation Active FoF?

SBI Dynamic Asset Allocation Active FoF charges an expense ratio of 1.34% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of SBI Dynamic Asset Allocation Active FoF?

SBI Dynamic Asset Allocation Active FoF's largest holdings are SBI MEDIUM TERM FUND - DIRECT PLAN - Growth Option (19.1%), SBI FOCUSED FUND - DIRECT PLAN -Growth Option (10.0%), SBI LARGE & MIDCAP FUND -DIRECT PLAN -Growth Option (9.4%), SBI Medium to Long Term Fund-DIRECT PLAN -Growth Option (8.9%) and SBI Dynamic Term Fund - DIRECT PLAN - Growth Option (7.3%). Holdings are disclosed monthly and change over time.

How risky is SBI Dynamic Asset Allocation Active FoF?

SBI Dynamic Asset Allocation Active FoF is rated very high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 7.2% and its worst peak-to-trough fall in our sample was -8.1%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of SBI Dynamic Asset Allocation Active FoF?

SBI Dynamic Asset Allocation Active FoF is benchmarked against the Nifty 50 Hybrid composite debt 50:50 Index. Its alpha and beta on this page are measured against that index.

Who manages SBI Dynamic Asset Allocation Active FoF?

SBI Dynamic Asset Allocation Active FoF is managed by Ardhendu Bhattacharya and Nidhi Chawla at SBI.

How is SBI Dynamic Asset Allocation Active FoF taxed?

SBI Dynamic Asset Allocation Active FoF is a non-equity fund (a fund-of-funds, gold, international or balanced-hybrid scheme). Since FY 2025-26 it's no longer taxed like a pure-debt fund: gains on units held more than 2 years are long-term, taxed at 12.5% (no indexation, no ₹1.25 lakh exemption); units held 2 years or less are taxed at your income-tax slab rate.