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JioBlackRock Liquid Fund

Jio BlackRock Mutual Fund · Best Liquid Mutual Funds

NAV
₹1,073.18
+0.01% 1D
as of 20 Aug 2026

NAV history

+6.51%CAGR
52-week rangePrev NAV 1,073.03
Latest 1,073.18
Low 1,007.62100th percentile of its 52-week rangeHigh 1,073.18

Scorecard

★★★★★5/5 vs 50 of 52 Liquid Fund peers1Y
  • Performance 60%
  • Risk 15%
  • Cost 10%
  • Downside 15%
How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Liquid Fund (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers. 50 of the 52 Liquid Funds in this cohort carry the full record the stars need, so they are the ones ranked against.

Performance

Not enough Liquid Fund peers to rank yet

RiskHigh

Volatility 0.2% vs 0.2% category avg

CostLow

0.1% expense vs 0.1% category avg

Consistency

Not enough history for a rolling 3Y view

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

  • 1-year return (+6.51%) beats the Liquid Fund average (+5.56%)
  • Ranks #4 of 52 on 1-year return in its Liquid Fund cohort
  • Low expense ratio (0.10%) vs the Liquid Fund average of 0.15%

Concerns

  • More volatile than its Liquid Fund peers (0.2% vs 0.2%)

Key Metrics

Category 0.15%
Category
Category

Scheme Info

Definitions
Plan
Direct · Growth
Exit Load
0.005%
SIP Inv.
Benchmark
06 Jul 2025

Period returns (<1Y, absolute — not annualized)

Definitions
+0.58%
+1.75%
+3.40%
+4.25%

Annualized returns (≥1Y — CAGR)

Definitions
+6.51%
+6.42%
Advanced metrics — risk

Risk (trailing 3Y)

Definitions
0.19%
-0.01%

Benchmark ratios

Not shown for Liquid Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Liquid Fund)

PeriodFundCategory avg.Diff
1M abs+0.58%+0.50%+0.08%
3M abs+1.75%+1.49%+0.26%
6M abs+3.40%+2.91%+0.49%
1Y CAGR+6.51%+5.56%+0.95%
3Y CAGR+6.26%
5Y CAGR+5.63%

Category average across peers in Liquid Fund (up to 52 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 52 peers in Liquid Fund

1Y return
+6.51%
Beats 93.8% · rank #4
3Y return
5Y return
Sharpe
Sortino

Rolling returns

Return for every possible 1Y holding period, not just today’s

Not enough history for a 1Y rolling window.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

YearFund
2026part+4.27%
2025part+2.84%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

Fund size over time

Quarterly average AUM · AMFI
₹8,348Cr
April - June 2026
+0%
since January - March 2026

At or near its largest, ₹8,348Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Period
Invested
₹1.20L
Current value
₹1.24L
Absolute
+3.08%
XIRR
+6.79%
Value vs. invested

12 monthly installments of ₹10,000 into JioBlackRock Liquid Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

History points
350
Expense ratio
AUM
Portfolio turnover
Exit load

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period
30%
Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Liquid funds

Liquid funds invest in very short-term debt (maturing within 91 days). They're used to park money for days or weeks — low risk and easy to redeem, but low return too.

Frequently asked questions

What is the NAV of JioBlackRock Liquid Fund?

As of 20 Aug 2026, the NAV of JioBlackRock Liquid Fund is ₹1,073.18 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has JioBlackRock Liquid Fund delivered?

JioBlackRock Liquid Fund has returned +6.51% over 1 year and +6.42% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of JioBlackRock Liquid Fund?

JioBlackRock Liquid Fund charges an expense ratio of 0.10% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of JioBlackRock Liquid Fund?

Its largest holdings are GOVERNMENT OF INDIA 37423 091 DAYS TBILL 06AG26 FV RS 100 (10.4%), Grasim Industries Ltd (17-Sep-2026) ** (7.2%), GOVERNMENT OF INDIA 37391 091 DAYS TBILL 23JL26 FV RS 100 (4.8%), GODREJ CONSUMER PRODUCTS LIMITED 91D CP 07AUG26 (4.7%) and Canara Bank** (4.0%). Holdings are disclosed monthly and change over time.

How risky is JioBlackRock Liquid Fund?

It is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.2% and its worst peak-to-trough fall in our sample was -0.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What is the benchmark of JioBlackRock Liquid Fund?

JioBlackRock Liquid Fund is benchmarked against the Tier I Benchmark: Nifty Liquid Index A-I As prescribed under SEBI Master Circular on Mutual Funds dated June 27, 2024, t. Its alpha and beta on this page are measured against that index.

Who manages JioBlackRock Liquid Fund?

JioBlackRock Liquid Fund is managed by Siddharth Deb, Arun Ramachandran and Vikrant Mehta at Jio BlackRock.

How is JioBlackRock Liquid Fund taxed?

JioBlackRock Liquid Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.