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Tata Nifty G-Sec Dec 2026 Index Fund

Q: What is the NAV of Tata Nifty G-Sec Dec 2026 Index Fund?

As of 05 Oct 2026, the NAV of Tata Nifty G-Sec Dec 2026 Index Fund is ₹12.91 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has Tata Nifty G-Sec Dec 2026 Index Fund delivered?

Tata Nifty G-Sec Dec 2026 Index Fund has returned +5.63% over 1 year, +7.23% per year over 3 years and +7.08% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of Tata Nifty G-Sec Dec 2026 Index Fund?

Tata Nifty G-Sec Dec 2026 Index Fund charges an expense ratio of 0.16% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of Tata Nifty G-Sec Dec 2026 Index Fund?

Tata Nifty G-Sec Dec 2026 Index Fund's largest holdings are 8.15% (24/11/2026) (76.8%) and 5.74% (15/11/2026) (20.1%). Holdings are disclosed monthly and change over time.

Q: How risky is Tata Nifty G-Sec Dec 2026 Index Fund?

Tata Nifty G-Sec Dec 2026 Index Fund is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.7% and its worst peak-to-trough fall in our sample was -0.6%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of 1.12 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Tata Nifty G-Sec Dec 2026 Index Fund's 1.12 means it has rewarded its volatility with excess return. Higher is better.

Q: What is the benchmark of Tata Nifty G-Sec Dec 2026 Index Fund?

Tata Nifty G-Sec Dec 2026 Index Fund is benchmarked against the Nifty G-Sec Dec 2026 Index (TRI). Its alpha and beta on this page are measured against that index.

Q: Who manages Tata Nifty G-Sec Dec 2026 Index Fund?

Tata Nifty G-Sec Dec 2026 Index Fund is managed by Amit Somani at Tata.

Q: How is Tata Nifty G-Sec Dec 2026 Index Fund taxed?

Tata Nifty G-Sec Dec 2026 Index Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.

Tata Mutual Fund · Best Index Funds

NAV

₹12.91

+0.06% 1D

as of 05 Oct 2026

This is the Direct plan of Tata Nifty G-Sec Dec 2026 Index Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

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NAV history

+5.58%absolute

52-week rangePrev NAV ₹12.90

Latest ₹12.91

Low ₹12.23100th percentile of its 52-week rangeHigh ₹12.91

Scorecard

★★★☆☆3/5 vs 175 of 381 Index Funds peers

Performance 60%
Risk 15%
Cost 10%
Downside 15%

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Index Funds (same plan and option). 175 of the 381 Index Funds in this cohort carry the full record the stars need, so they are the ones ranked against.

PerformanceBelow avg

3Y CAGR +7.23% · ranks 119 of 175 Index Funds

RiskLow

Volatility 0.7% vs 12.3% category avg

CostLow

0.2% expense vs 0.5% category avg

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Ahead of the Index Funds average on 1M/3M/1Y — 1Y by 5.73pp
Ranks #57 of 330 on 1-year return in its Index Funds cohort
Stronger risk-adjusted returns — Sharpe 1.12 vs 0.46 Index Funds average
Less volatile than its Index Funds peers (0.7% vs 12.3%)
Low expense ratio (0.16%) vs the Index Funds average of 0.50%

Concerns

3-year return (+7.23%) trails the Index Funds average (+9.26%)

Key Metrics

Annual fee charged by the fund, already deducted from NAV

0.16%

Category 0.50%▼0.34%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category 22.27

Excess return per unit of total volatility (rf = 6.5%)

1.12

Category 0.46▲0.66

Scheme Info

Definitions

Plan

Direct · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Exit Load

None

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹500

Smallest one-time (lumpsum) investment the scheme accepts

₹5,000

Nifty G-Sec Dec 2026 Index (TRI)

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

20 Jan 2023

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

+0.44%

Absolute return over the last 3 months (not annualized)

+1.37%

Absolute return over the last 6 months (not annualized)

+3.02%

Absolute return since 1 Jan of this year (not annualized)

+4.20%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+5.63%

3-year annualized return (CAGR)

+7.23%

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+7.08%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

0.65%

Excess return per unit of total volatility (rf = 6.5%)

1.12

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

1.81

Largest peak-to-trough decline over full history

-0.56%

Benchmark ratios

Not shown for Index Funds — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Index Funds)

Period	Fund	Category avg.	Diff
1M abs	+0.44%	-3.94%	+4.38%
3M abs	+1.37%	-3.19%	+4.56%
6M abs	+3.02%	+5.91%	-2.89%
1Y CAGR	+5.63%	-0.10%	+5.73%
3Y CAGR	+7.23%	+9.26%	-2.03%
5Y CAGR	—	+8.29%	—

Category average across peers in Index Funds (376 of 381 carry a figure for at least one period), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 381 peers in Index Funds

1Y return

+5.63%

Beats 83% · rank #57

3Y return

+7.23%

Beats 32.2% · rank #119

5Y return

—

Sharpe

1.12

Beats 86.7% · rank #24

Sortino

1.81

Beats 87.9% · rank #22

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹3.60L

Current value

₹3.96L

Absolute

+9.95%

XIRR

+6.60%

Value vs. invested

ValueInvested

36 monthly installments of ₹10,000 into Tata Nifty G-Sec Dec 2026 Index Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+4.20%
2025	+7.57%
2024	+7.68%
2023part	+6.76%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

894

Expense ratio

0.16%

AUM

₹72.92Cr

YTM

5.36%

Macaulay duration

80 days

Average maturity

80 days

Exit load

NIL

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Index Funds

Compare all


Tata Nifty G-Sec Dec 2026 Index FundThis fund Tata · Direct · Growth	★★★☆☆	+5.63%	+7.23%	—	—	0.16%	₹72.92Cr
ICICI Prudential NASDAQ 100 Index Fund ICICI Prudential · Direct · Growth	★★★★☆	+32.94%	+33.72%	+20.60%	—	0.63%	₹3,348Cr
Motilal Oswal S&P 500 Index Fund Motilal Oswal · Direct · Growth	★★★★☆	+24.33%	+27.72%	+18.70%	—	0.64%	—
ICICI Prudential Nifty Pharma Index Fund ICICI Prudential · Direct · Growth	★★★★★	+20.08%	+20.30%	—	39.44	0.51%	₹121.63Cr
UTI Nifty 500 Value 50 Index Fund UTI · Direct · Growth	★★★★☆	+3.94%	+20.03%	—	8.56	0.73%	₹729.68Cr
Motilal Oswal BSE Enhanced Value Index Fund Motilal Oswal · Direct · Growth	★★★★☆	-0.83%	+18.82%	—	7.75	0.55%	₹2,077Cr

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Debt96.84%
Cash & Equivalents3.16%

Fund size over time

Quarterly average AUM · AMFI

₹72.92Cr

April - June 2026

-4%

since January - March 2026

−₹3.84Cr

est. net flow, last quarter

At or near its largest, ₹75.81Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

Tata Mutual Fund is run by Tata Asset Management, part of the Tata Group, and has been in business since 1995. It runs a broad line-up across equity, debt and hybrid, including several long-running thematic schemes.

Launched

29 Jun 1995

Total AUM

₹2,36,199Cr+3.4% QoQ

Avg AUM · July - September 2026

Website

tatamutualfund.com

Fund Managers

ASAmit SomaniStart date not disclosed

Role

Senior Fund Manager

Education

B. Com, PGDBM, CFA

Experience

Sep 2012 – till date with Tata Asset Management Ltd. as a Fund Manager reporting to Head-Fixed Income. Jun 2010 – Aug 2012 with Tata Asset Management Ltd. as a Credit Analyst reporting to Head of Fixed Income. September 2006 – April 2010 with Fidelity Investments as Research Associate. July 2004 to August 2006 with Netscribes Pvt. Ltd as Research analyst. Jun 2003 to July 2004 with SPA Capital as debt market dealer. February 2001 to May 2003 with Khandwala Securities as debt market dealer.

Funds managed (5)

All schemes Amit Somani runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Amit Somani

Tata in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Index funds & ETFs

Index funds and ETFs must keep at least 95% in the securities of the index they track, rather than trying to beat it. They charge far lower fees than active funds, and their return is the index's return minus that small cost and any tracking difference.

Frequently asked questions

What is the NAV of Tata Nifty G-Sec Dec 2026 Index Fund?

As of 05 Oct 2026, the NAV of Tata Nifty G-Sec Dec 2026 Index Fund is ₹12.91 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Tata Nifty G-Sec Dec 2026 Index Fund delivered?

Tata Nifty G-Sec Dec 2026 Index Fund has returned +5.63% over 1 year, +7.23% per year over 3 years and +7.08% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of Tata Nifty G-Sec Dec 2026 Index Fund?

Tata Nifty G-Sec Dec 2026 Index Fund charges an expense ratio of 0.16% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of Tata Nifty G-Sec Dec 2026 Index Fund?

Tata Nifty G-Sec Dec 2026 Index Fund's largest holdings are 8.15% (24/11/2026) (76.8%) and 5.74% (15/11/2026) (20.1%). Holdings are disclosed monthly and change over time.

How risky is Tata Nifty G-Sec Dec 2026 Index Fund?

Tata Nifty G-Sec Dec 2026 Index Fund is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.7% and its worst peak-to-trough fall in our sample was -0.6%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of 1.12 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Tata Nifty G-Sec Dec 2026 Index Fund's 1.12 means it has rewarded its volatility with excess return. Higher is better.

What is the benchmark of Tata Nifty G-Sec Dec 2026 Index Fund?

Tata Nifty G-Sec Dec 2026 Index Fund is benchmarked against the Nifty G-Sec Dec 2026 Index (TRI). Its alpha and beta on this page are measured against that index.

Who manages Tata Nifty G-Sec Dec 2026 Index Fund?

Tata Nifty G-Sec Dec 2026 Index Fund is managed by Amit Somani at Tata.

How is Tata Nifty G-Sec Dec 2026 Index Fund taxed?

Tata Nifty G-Sec Dec 2026 Index Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.