DebtIncomeRegularIDCWModerate

Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)

Q: What is the NAV of Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)?

As of 05 Oct 2026, the NAV of Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) is ₹13.29 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What does the Sharpe ratio of 1.28 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)'s 1.28 means it has rewarded its volatility with excess return. Higher is better.

Aditya Birla Sun Life Mutual Fund

NAV

₹13.29

+0.08% 1D

as of 05 Oct 2026

This is the Regular plan of Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed and paid out, which is why this NAV sits below the growth plan of the same fund.

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NAV history

+5.64%absolute

52-week rangePrev NAV ₹13.28

Latest ₹13.29

Low ₹12.58100th percentile of its 52-week rangeHigh ₹13.29

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Debt funds (same plan and option) to rank against yet.

Performance—

Not enough Income peers to rank yet

Risk—

Volatility 0.7% (no category average yet)

Cost—

Expense ratio not available yet

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Consistent — positive in 100% of rolling 3-year windows

Concerns

No significant concerns identified.

Key Metrics

Annual fee charged by the fund, already deducted from NAV

—

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

1.28

Category —

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Exit Load

None

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Not allowed

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

₹1,000

CRISIL Medium To Long Term Debt Index

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

25 Mar 2022

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

+0.35%

Absolute return over the last 3 months (not annualized)

+1.26%

Absolute return over the last 6 months (not annualized)

+2.95%

Absolute return since 1 Jan of this year (not annualized)

+4.19%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+5.67%

3-year annualized return (CAGR)

+7.41%

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+6.47%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

0.71%

Excess return per unit of total volatility (rf = 6.5%)

1.28

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

2.06

Largest peak-to-trough decline over full history

-3.29%

Benchmark ratios

Not shown for Income — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Income)

Period	Fund	Category avg.	Diff
1M abs	+0.35%	—	—
3M abs	+1.26%	—	—
6M abs	+2.95%	—	—
1Y CAGR	+5.67%	—	—
3Y CAGR	+7.41%	—	—
5Y CAGR	—	—	—

Category average across peers in Income, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹3.60L

Current value

₹3.97L

Absolute

+10.18%

XIRR

+6.75%

Value vs. invested

ValueInvested

36 monthly installments of ₹10,000 into Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days), valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+4.19%
2025	+7.92%
2024	+8.02%
2023	+7.53%
2022part	+1.72%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

1,097

AUM

₹71.00K

YTM (from holdings)

5.91%

Average maturity

0.58 years

Exit load

Nil

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Income

Compare all


Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)This fund Aditya Birla Sun Life · Regular · IDCW	—	+5.67%	+7.41%	—	—	—	₹71.00K
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) SBI · Regular · IDCW	—	+4.97%	+7.54%	+6.46%	—	0.20%	₹51.26Cr
Nippon India Fixed Maturity Plan - XLIII - Series 5 Nippon India · Regular · IDCW	—	+5.25%	+7.50%	—	—	0.35%	₹186.24Cr
Bandhan Fixed Term Plan Series - 179 (3652 Days) Bandhan · Regular · Periodic IDCW	—	+5.13%	+7.43%	+6.37%	—	—	—
HDFC FMP 1876D March 2022 HDFC · Regular · IDCW	—	+5.75%	+7.42%	—	—	0.20%	₹34.96Cr
HDFC FMP 1861D March 2022 HDFC · Regular · IDCW	—	+5.84%	+7.41%	—	—	0.25%	₹500.13Cr

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Debt95.93%
Cash & Equivalents4.07%

Fund size over time

Quarterly average AUM · AMFI

₹71.00K

April - June 2026

+1%

since January - March 2026

+₹149

est. net flow, last quarter

At or near its largest, ₹71.00K in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

Aditya Birla Sun Life Mutual Fund is run by Aditya Birla Sun Life AMC, a joint venture between the Aditya Birla Group and Sun Life Financial of Canada. In business since 1994 and listed on the exchanges since 2021, it is among India's larger houses across equity, debt and hybrid.

Launched

22 Dec 1994

Total AUM

₹4,41,787Cr+3.3% QoQ

Avg AUM · July - September 2026

Website

mutualfund.adityabirlacapital.com

Fund Managers

MSMohit SharmaManaging since 24 Mar 2022

Education

PGDCM years Calcutta; B Tech – IIT Madras

Experience

He has over 19 years of experience of which 12 years are in financial markets. He joined Aditya Birla Sun Life AMC Ltd on October 2015. Prior to joining Aditya Birla Sun Life AMC Limited, he ran his own healthcare- tech business (June 2012 - May 2015). He has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006). under his Fund Management Responsibilities jointly with Mr. Lovelish Solanki Ms. Sunaina Da Cunha - Mr. Bhupesh Bameta Fund - - Mr. Kaustubh Gupta Ms. Sunaina Da Cunha Mr. Kaustubh Gupta and Mr. Anuj Jain - Mr. Harshil Suvarnkar Mr. Kaustubh Gupta Mr. Sanjay Godambe - Mr. Bhupesh Bameta Mr. Sanjay Godambe Financial Mr. Sanjay Pawar

Funds managed (13)

All schemes Mohit Sharma runs →

Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

Explore from here

Fund managers

Mohit Sharma

Aditya Birla Sun Life in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Debt funds

Debt funds lend to governments and companies and earn interest. They're generally steadier than equity funds and are used for shorter horizons and stability.

Frequently asked questions

What is the NAV of Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)?

As of 05 Oct 2026, the NAV of Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) is ₹13.29 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) delivered?

Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) has returned +5.67% over 1 year, +7.41% per year over 3 years and +6.47% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What are the top holdings of Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)?

Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)'s largest holdings are Government of India (15/05/2027) (48.2%), State Government Securities (25/01/2027) (21.1%), State Government Securities (26/04/2027) (4.3%), State Government Securities (29/03/2027) (2.5%) and State Government Securities (15/03/2027) (2.2%). Holdings are disclosed monthly and change over time.

How risky is Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)?

Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.7% and its worst peak-to-trough fall in our sample was -3.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of 1.28 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)'s 1.28 means it has rewarded its volatility with excess return. Higher is better.

What is the benchmark of Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)?

Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) is benchmarked against the CRISIL Medium To Long Term Debt Index. Its alpha and beta on this page are measured against that index.

Who manages Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)?

Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) is managed by Mohit Sharma at Aditya Birla Sun Life.

How is Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) taxed?

Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days) is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.