DebtOvernight FundDirectIDCWLow

JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F

Q: What is the NAV of JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F?

As of 05 Oct 2026, the NAV of JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F is ₹1,073.99 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F delivered?

JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F has returned 0.00% over 1 year, 0.00% per year over 3 years and 0.00% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: How risky is JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F?

JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.0% and its worst peak-to-trough fall in our sample was 0.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: How is JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F taxed?

JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.

JM Financial Mutual Fund · Best Overnight Mutual Funds

NAV

₹1,073.99

0.00% 1D

as of 05 Oct 2026

This is the Direct plan of JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.

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This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.

NAV history

0.00%absolute

52-week rangePrev NAV ₹1,073.99

Latest ₹1,073.99

Low ₹1,073.99High ₹1,073.99

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Debt funds (same plan and option) to rank against yet.

Performance—

Not enough Overnight Fund peers to rank yet

Risk—

Volatility 0.0% (no category average yet)

Cost—

Expense ratio not available yet

ConsistencyLow

0% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

No standout strengths identified.

Concerns

Positive in only 0% of rolling 3-year windows

Key Metrics

Annual fee charged by the fund, already deducted from NAV

—

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category —

Scheme Info

Definitions

Plan

Direct · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Exit Load

—

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

—

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

—

Benchmark

—

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

24 Jan 2022

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

0.00%

Absolute return over the last 3 months (not annualized)

0.00%

Absolute return over the last 6 months (not annualized)

0.00%

Absolute return since 1 Jan of this year (not annualized)

0.00%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

0.00%

3-year annualized return (CAGR)

0.00%

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

0.00%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

0.00%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

0.00%

Benchmark ratios

Not shown for Overnight Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Overnight Fund)

Period	Fund	Category avg.	Diff
1M abs	0.00%	—	—
3M abs	0.00%	—	—
6M abs	0.00%	—	—
1Y CAGR	0.00%	—	—
3Y CAGR	0.00%	—	—
5Y CAGR	—	—	—

Category average across peers in Overnight Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹3.60L

Current value

₹3.60L

Absolute

0.00%

XIRR

0.00%

Value vs. invested

ValueInvested

36 monthly installments of ₹10,000 into JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	0.00%
2025	0.00%
2024	0.00%
2023	0.00%
2022part	0.00%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

1,471

AUM

₹1.80Cr

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Overnight Fund

Compare all


JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.FThis fund JM Financial · Direct · IDCW	—	0.00%	0.00%	—	—	—	₹1.80Cr
quant Overnight Fund quant · Direct · IDCW	—	+5.04%	+6.10%	—	—	0.19%	₹61.28Cr
LIC MF Overnight Fund LIC · Direct · IDCW	—	+5.26%	+6.06%	+5.75%	—	0.10%	₹1,054Cr
Bandhan Overnight Fund Bandhan · Direct · Periodic IDCW	—	+5.26%	+6.06%	+5.72%	—	—	₹4.42L
UTI - Overnight Fund UTI · Direct · Periodic IDCW	—	+5.25%	+6.05%	+5.32%	—	—	₹1.05Cr
ICICI Prudential Overnight Fund - Direct Plan - Unclaimed IDCW Transitory Scheme ICICI Prudential · Direct · IDCW	—	+5.26%	+6.03%	—	—	—	₹84.50Cr

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Cash & Equivalents100.00%

Fund size over time

Quarterly average AUM · AMFI

₹1.80Cr

April - June 2026

-2%

since January - March 2026

−₹4.04L

est. net flow, last quarter

At or near its largest, ₹1.84Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

JM Financial Mutual Fund is the asset management arm of the JM Financial group and is one of India's oldest private fund houses, launched in 1994 when the industry first opened to private managers.

Launched

14 Sep 1994

Total AUM

₹13,205Cr-0.1% QoQ

Avg AUM · April - June 2026

Website

jmfinancialmf.com

JM Financial in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

Run SIP calculator Add to compare

Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Overnight funds

Overnight funds hold securities maturing the very next day, making them the lowest-risk debt category. They're a place to park cash for a few days with almost no interest-rate risk.

Frequently asked questions

What is the NAV of JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F?

As of 05 Oct 2026, the NAV of JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F is ₹1,073.99 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F delivered?

JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F has returned 0.00% over 1 year, 0.00% per year over 3 years and 0.00% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

How risky is JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F?

JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.0% and its worst peak-to-trough fall in our sample was 0.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

How is JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F taxed?

JM Overnight Fund - Direct Plan - Unclaimed IDCW I.E.F is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.