DebtDynamic BondRegularIDCWModerate

ITI Dynamic Term Fund - Regular Plan - Annually

Q: What is the NAV of ITI Dynamic Term Fund - Regular Plan - Annually?

As of 01 Oct 2026, the NAV of ITI Dynamic Term Fund - Regular Plan - Annually is ₹12.70 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What returns has ITI Dynamic Term Fund - Regular Plan - Annually delivered?

ITI Dynamic Term Fund - Regular Plan - Annually has returned +1.41% over 1 year, +4.92% per year over 3 years, +4.61% per year over 5 years and +4.68% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

Q: What is the expense ratio of ITI Dynamic Term Fund - Regular Plan - Annually?

ITI Dynamic Term Fund - Regular Plan - Annually charges an expense ratio of 1.23% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: What are the top holdings of ITI Dynamic Term Fund - Regular Plan - Annually?

ITI Dynamic Term Fund - Regular Plan - Annually's largest holdings are 6.94% Government of India (11/05/2036) (68.3%), 6.9% Government of India (15/04/2065) (14.2%) and Corporate Debt Market Development Fund Class A2 (1.3%). Holdings are disclosed monthly and change over time.

Q: How risky is ITI Dynamic Term Fund - Regular Plan - Annually?

ITI Dynamic Term Fund - Regular Plan - Annually is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.0% and its worst peak-to-trough fall in our sample was -2.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: What does the Sharpe ratio of -0.78 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. ITI Dynamic Term Fund - Regular Plan - Annually's -0.78 means it has not compensated investors for its volatility over the window. Higher is better.

Q: What is the benchmark of ITI Dynamic Term Fund - Regular Plan - Annually?

ITI Dynamic Term Fund - Regular Plan - Annually is benchmarked against the CRISIL Dynamic Bond A-III Index. Its alpha and beta on this page are measured against that index.

Q: Who manages ITI Dynamic Term Fund - Regular Plan - Annually?

ITI Dynamic Term Fund - Regular Plan - Annually is managed by Laukik Bagwe at ITI.

Q: How is ITI Dynamic Term Fund - Regular Plan - Annually taxed?

ITI Dynamic Term Fund - Regular Plan - Annually is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.

ITI Mutual Fund · Best Dynamic Bond Mutual Funds

NAV

₹12.70

-0.02% 1D

as of 01 Oct 2026

This is the Regular plan of ITI Dynamic Term Fund - Regular Plan - Annually — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.

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NAV history

+1.77%CAGR

52-week rangePrev NAV ₹12.70

Latest ₹12.70

Low ₹12.5246th percentile of its 52-week rangeHigh ₹12.90

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Debt funds (same plan and option) to rank against yet.

Performance—

Not enough Dynamic Bond peers to rank yet

Risk—

Volatility 2.0% (no category average yet)

Cost—

1.2% expense (no category average yet)

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Consistent — positive in 100% of rolling 3-year windows

Concerns

No significant concerns identified.

Key Metrics

Annual fee charged by the fund, already deducted from NAV

1.23%

Category —

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

-0.78

Category —

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Exit Load

None

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Allowed

Smallest recurring SIP instalment the scheme accepts

₹500

Smallest one-time (lumpsum) investment the scheme accepts

₹5,000

CRISIL Dynamic Bond A-III Index

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

15 Jul 2021

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

-0.54%

Absolute return over the last 3 months (not annualized)

-1.10%

Absolute return over the last 6 months (not annualized)

-0.06%

Absolute return since 1 Jan of this year (not annualized)

+0.80%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

+1.41%

3-year annualized return (CAGR)

+4.92%

5-year annualized return (CAGR)

+4.61%

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

+4.68%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

2.03%

Excess return per unit of total volatility (rf = 6.5%)

-0.78

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

-1.04

Largest peak-to-trough decline over full history

-2.03%

Benchmark ratios

Not shown for Dynamic Bond — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Dynamic Bond)

Period	Fund	Category avg.	Diff
1M abs	-0.54%	—	—
3M abs	-1.10%	—	—
6M abs	-0.06%	—	—
1Y CAGR	+1.41%	—	—
3Y CAGR	+4.92%	—	—
5Y CAGR	+4.61%	—	—

Category average across peers in Dynamic Bond, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹6.67L

Absolute

+11.09%

XIRR

+4.29%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into ITI Dynamic Term Fund - Regular Plan - Annually, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+0.80%
2025	+3.88%
2024	+8.65%
2023	+5.69%
2022	+3.71%
2021part	+1.76%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

1,262

Expense ratio

1.23%

AUM

₹3.29L

YTM

6.68%

Macaulay duration

6.54 years

Average maturity

12.41 years

Exit load

Nil

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Dynamic Bond

Compare all


ITI Dynamic Term Fund - Regular Plan - AnnuallyThis fund ITI · Regular · IDCW	—	+1.41%	+4.92%	+4.61%	—	—	₹3.29L
360 ONE Dynamic Term Fund 360 One · Regular · IDCW	—	+4.47%	+7.62%	+6.47%	—	0.59%	—
360 ONE Dynamic Term Fund 360 One · Regular · IDCW	—	+4.47%	+7.62%	+6.47%	—	0.59%	—
Kotak Dynamic Term Fund Kotak Mahindra · Regular · Standard · IDCW	—	+4.37%	+6.92%	+5.64%	—	—	—
Bandhan Dynamic Term Fund Bandhan · Regular · Periodic IDCW	—	+5.97%	+6.78%	+5.28%	—	—	—
Bandhan Dynamic Term Fund Bandhan · Regular · IDCW	—	+5.97%	+6.78%	+5.27%	—	1.65%	—

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Debt83.74%
Cash & Equivalents16.26%

Fund size over time

Quarterly average AUM · AMFI

₹3.29L

April - June 2026

-1%

since January - March 2026

−₹2.77K

est. net flow, last quarter

At or near its largest, ₹3.32L in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

ITI Mutual Fund is run by ITI Asset Management, part of the Investment Trust of India group. It launched its first schemes in 2019 and runs a mix of equity, hybrid and debt funds.

Launched

13 May 2018

Total AUM

₹11,302Cr+4.4% QoQ

Avg AUM · April - June 2026

Website

itiamc.com

Fund Managers

LBLaukik BagweManaging since 01 Feb 2025

Role

Fund Manager Income

Education

SMP, Leadership and General Management Program, management Information System-IIM Calcutta. PGDBA, Finance & Marketing- ICFAI Business School B.com, International Business/ Trade/Commerce -Mumbai University.

Experience

Mr. Laukik Bagwe joined ITI Mutual Fund in February 2025 and has over 25 years of experience in capital markets. Banking & PSU Debt Fund, Past experience - Prior to joining ITI ITI Dynamic AMC, he acted as Fund Manager- Fixed Income of DSP Asset Managers Pvt Ltd (November 2007 – January 2025)

Funds managed (10)

All schemes Laukik Bagwe runs →

Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.

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Fund managers

Laukik Bagwe

ITI in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Dynamic Bond funds

Dynamic bond funds have no duration mandate at all: the manager moves between short and long bonds as their rate view changes. That hands one call — where rates go next — to the manager, so the outcome depends heavily on getting it right.

Frequently asked questions

What is the NAV of ITI Dynamic Term Fund - Regular Plan - Annually?

As of 01 Oct 2026, the NAV of ITI Dynamic Term Fund - Regular Plan - Annually is ₹12.70 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has ITI Dynamic Term Fund - Regular Plan - Annually delivered?

ITI Dynamic Term Fund - Regular Plan - Annually has returned +1.41% over 1 year, +4.92% per year over 3 years, +4.61% per year over 5 years and +4.68% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What is the expense ratio of ITI Dynamic Term Fund - Regular Plan - Annually?

ITI Dynamic Term Fund - Regular Plan - Annually charges an expense ratio of 1.23% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

What are the top holdings of ITI Dynamic Term Fund - Regular Plan - Annually?

ITI Dynamic Term Fund - Regular Plan - Annually's largest holdings are 6.94% Government of India (11/05/2036) (68.3%), 6.9% Government of India (15/04/2065) (14.2%) and Corporate Debt Market Development Fund Class A2 (1.3%). Holdings are disclosed monthly and change over time.

How risky is ITI Dynamic Term Fund - Regular Plan - Annually?

ITI Dynamic Term Fund - Regular Plan - Annually is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 2.0% and its worst peak-to-trough fall in our sample was -2.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

What does the Sharpe ratio of -0.78 mean?

The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. ITI Dynamic Term Fund - Regular Plan - Annually's -0.78 means it has not compensated investors for its volatility over the window. Higher is better.

What is the benchmark of ITI Dynamic Term Fund - Regular Plan - Annually?

ITI Dynamic Term Fund - Regular Plan - Annually is benchmarked against the CRISIL Dynamic Bond A-III Index. Its alpha and beta on this page are measured against that index.

Who manages ITI Dynamic Term Fund - Regular Plan - Annually?

ITI Dynamic Term Fund - Regular Plan - Annually is managed by Laukik Bagwe at ITI.

How is ITI Dynamic Term Fund - Regular Plan - Annually taxed?

ITI Dynamic Term Fund - Regular Plan - Annually is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.