This is the Direct plan of Tata Floating Interest Rates Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed periodically and paid out, which is why this NAV sits below the growth plan of the same fund.
NAV history
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Debt funds (same plan and option) to rank against yet.
Not enough Floating Interest Rates Fund peers to rank yet
Volatility 0.8% (no category average yet)
0.3% expense (no category average yet)
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 100% of rolling 3-year windows
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Fund vs category average (Floating Interest Rates Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.30% | — | — |
| 3M abs | +1.04% | — | — |
| 6M abs | +3.13% | — | — |
| 1Y CAGR | +6.12% | — | — |
| 3Y CAGR | +7.39% | — | — |
| 5Y CAGR | +6.73% | — | — |
Category average across peers in Floating Interest Rates Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Tata Floating Interest Rates Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +4.28% | |
| 2025 | +8.00% | |
| 2024 | +8.25% | |
| 2023 | +7.43% | |
| 2022 | +4.92% | |
| 2021part | +1.75% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Debt93.11%
- Cash & Equivalents6.89%
AMC Profile
Tata Mutual Fund is run by Tata Asset Management, part of the Tata Group, and has been in business since 1995. It runs a broad line-up across equity, debt and hybrid, including several long-running thematic schemes.
Fund Managers
AMAkhil MittalStart date not disclosed
Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
Tata in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Gold buying in October: Current prices offer better entry point than start of 2026, says Tata MF
Upstox · 5h ago
‘Mutual Funds Speak The Language of Culture’
IMPACT Magazine · 10h ago
#MutualFundSummit2026 | "There's an inflationary environment across the world, and it's picking up pace. In this kind of environment, equities tend to do very well. Indian equities will do well in the coming years." Chandraprakash Padiyar of Tata Mutual Fund s
LinkedIn · 6d ago
Tata debt fund NAV delayed on AMFI website: What investors should know
CNBC TV18 · 6d ago
NFO Alert: Tata Mutual Fund announces launch of Titanium Active Asset Allocator Long-Short Fund
The Economic Times · 12d ago
Tata Mutual Fund launches Titanium Active Asset Allocator Long-Short Fund; check NFO details
Upstox · 12d ago
Fedbank Financial holds meets with HDFC and Tata Mutual Funds
scanx.trade · 13d ago
NFOs this week: Tata’s short term debt fund, Invesco’s defence and chemical funds at a glance
Business Today · 20d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Debt funds
Debt funds lend to governments and companies and earn interest. They're generally steadier than equity funds and are used for shorter horizons and stability.
Frequently asked questions
What is the NAV of Tata Floating Interest Rates Fund?
As of 01 Oct 2026, the NAV of Tata Floating Interest Rates Fund is ₹13.99 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Tata Floating Interest Rates Fund delivered?
Tata Floating Interest Rates Fund has returned +6.12% over 1 year, +7.39% per year over 3 years, +6.73% per year over 5 years and +6.63% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Tata Floating Interest Rates Fund?
Tata Floating Interest Rates Fund charges an expense ratio of 0.32% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Tata Floating Interest Rates Fund?
Tata Floating Interest Rates Fund's largest holdings are SGS ANDHRA PRADESH 7.70% (06/12/2029) (8.9%), ** 07.59 % NATIONAL HOUSING BANK - 08/09/2027 (8.8%), ** 07.35 % EXIM - 27/07/2028 (8.8%), ** 07.53 % POONAWALLA FINCORP LTD - 24/09/2027 (8.7%) and ** 06.47 % INDIAN RAILWAYS FINANCE CORPORATION LTD - 30/05/2028 (8.6%). Holdings are disclosed monthly and change over time.
How risky is Tata Floating Interest Rates Fund?
Tata Floating Interest Rates Fund is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.8% and its worst peak-to-trough fall in our sample was -0.6%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 1.10 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Tata Floating Interest Rates Fund's 1.10 means it has rewarded its volatility with excess return. Higher is better.
What is the benchmark of Tata Floating Interest Rates Fund?
Tata Floating Interest Rates Fund is benchmarked against the CRISIL Short Duration Debt A-II Index. Its alpha and beta on this page are measured against that index.
Who manages Tata Floating Interest Rates Fund?
Tata Floating Interest Rates Fund is managed by Akhil Mittal at Tata.
How is Tata Floating Interest Rates Fund taxed?
Tata Floating Interest Rates Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.