Aditya Birla Sun Life Floating Rate Fund
Aditya Birla Sun Life Mutual Fund · Best Floater Mutual Funds
This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.
View the Growth plan for compounded returns (+7.51% 3Y CAGR)NAV history
Scorecard
★★★☆☆3/5 vs 34 of 33 Floater Fund peers- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Floater Fund (same plan and option). 34 of the 33 Floater Funds in this cohort carry the full record the stars need, so they are the ones ranked against.
3Y CAGR +0.13% · ranks 23 of 33 Floater Funds
Volatility 1.2% vs 1.6% category avg
0.3% expense vs 0.3% category avg
63% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Less volatile than its Floater Fund peers (1.2% vs 1.6%)
Concerns
- Trails the Floater Fund average on 3M/6M/1Y — 1Y by 3.32pp
- 3-year return (+0.13%) trails the Floater Fund average (+3.57%)
- 5-year return (-0.03%) trails the Floater Fund average (+2.96%)
- Ranks #29 of 33 on 1-year return in its Floater Fund cohort
- Positive in only 63% of rolling 3-year windows
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Risk (trailing 3Y)
DefinitionsBenchmark ratios
Not shown for Floater Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.
Fund vs category average (Floater Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -0.19% | +0.21% | -0.40% |
| 3M abs | -0.13% | +1.42% | -1.55% |
| 6M abs | -0.34% | +1.31% | -1.65% |
| 1Y CAGR | -0.48% | +2.84% | -3.32% |
| 3Y CAGR | +0.13% | +3.57% | -3.44% |
| 5Y CAGR | -0.03% | +2.96% | -2.99% |
Category average across peers in Floater Fund (up to 33 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 33 peers in Floater Fund
Rolling returns
Return for every possible 1Y holding period, not just today’s
147 overlapping 1Y windows, sampled monthly across the fund’s history.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | -0.43% | |
| 2025 | +0.25% | |
| 2024 | +0.38% | |
| 2023 | +0.29% | |
| 2022 | -0.50% | |
| 2021 | -0.96% | |
| 2020 | +0.95% | |
| 2019 | +0.50% | |
| 2018 | -0.06% | |
| 2017 | +0.02% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹13,519Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Aditya Birla Sun Life Floating Rate Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Aditya Birla Sun Life in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
HDFC Flexi Cap among 7 mutual funds that multiplied investors' wealth up to 24x in 20 years
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Aditya Birla SL AMC announces record date for distribution in Small Cap Fund
Investment Guru · 1d ago
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scanx.trade · 1d ago
Aditya Birla SL AMC announces introduction of facility and transaction in units through platform
Investment Guru · 2d ago
Top 10 mutual fund updates on August 19: Global fund reopenings, name changes, and other key developments
Upstox · 2d ago
Who leads the hybrid fund race?
Cafemutual · 2d ago
Parag Murudkar joins Aditya Birla Sun Life Mutual Fund as Head of Marketing | Media4Growth
Media4Growth · 4d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Debt funds
Debt funds lend to governments and companies and earn interest. They're generally steadier than equity funds and are used for shorter horizons and stability.
Frequently asked questions
What is the NAV of Aditya Birla Sun Life Floating Rate Fund?
As of 20 Aug 2026, the NAV of Aditya Birla Sun Life Floating Rate Fund is ₹100.78 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Aditya Birla Sun Life Floating Rate Fund delivered?
Aditya Birla Sun Life Floating Rate Fund has returned -0.48% over 1 year, +0.13% per year over 3 years, -0.03% per year over 5 years and +0.04% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Aditya Birla Sun Life Floating Rate Fund?
Aditya Birla Sun Life Floating Rate Fund charges an expense ratio of 0.25% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Aditya Birla Sun Life Floating Rate Fund?
Its largest holdings are CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 (6.6%), BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LAC (3.9%), NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC (2.7%), SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC (2.6%) and HDFC BANK LIMITED CD 14DEC26 (2.3%). Holdings are disclosed monthly and change over time.
How risky is Aditya Birla Sun Life Floating Rate Fund?
It is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 1.2% and its worst peak-to-trough fall in our sample was -2.3%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of -5.29 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Aditya Birla Sun Life Floating Rate Fund's -5.29 means it has not compensated investors for its volatility over the window. Higher is better.
What is the benchmark of Aditya Birla Sun Life Floating Rate Fund?
Aditya Birla Sun Life Floating Rate Fund is benchmarked against the NIFTY Low Duration Debt Index A-I. Its alpha and beta on this page are measured against that index.
Who manages Aditya Birla Sun Life Floating Rate Fund?
Aditya Birla Sun Life Floating Rate Fund is managed by Harshil Suvarnkar and Kaustubh Gupta at Aditya Birla Sun Life.
How is Aditya Birla Sun Life Floating Rate Fund taxed?
Aditya Birla Sun Life Floating Rate Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.