This is the Direct plan of Invesco India Liquid Fund — bought from the fund house, with no distributor commission in its expense ratio. Income is distributed monthly, which is why this NAV sits below the growth plan of the same fund.
This is the IDCW (dividend) option — it pays its earnings out as dividends rather than reinvesting them, so every payout steps the NAV down and the return figures below leave those payouts out. Your actual return was higher by whatever was distributed. That’s expected for a payout plan, not missing data.
View the Growth plan for compounded returns (+6.94% 3Y CAGR)NAV history
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Debt funds (same plan and option) to rank against yet.
Not enough Liquid Fund peers to rank yet
Volatility 1.7% (no category average yet)
0.1% expense (no category average yet)
99% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 99% of rolling 3-year windows
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Fund vs category average (Liquid Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -0.06% | — | — |
| 3M abs | -0.05% | — | — |
| 6M abs | -0.20% | — | — |
| 1Y CAGR | -0.01% | — | — |
| 3Y CAGR | 0.00% | — | — |
| 5Y CAGR | +0.67% | — | — |
Category average across peers in Liquid Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Invesco India Liquid Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +0.06% | |
| 2025 | -0.01% | |
| 2024 | -0.03% | |
| 2023 | +1.32% | |
| 2022 | +1.76% | |
| 2021 | +0.59% | |
| 2020 | +1.61% | |
| 2019 | -0.05% | |
| 2018 | +0.55% | |
| 2017 | -0.15% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Debt80.93%
- Cash & Equivalents19.07%
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹17,259Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.
AMC Profile
Invesco Mutual Fund is the Indian arm of Invesco, the US asset manager. It began life as Lotus India Mutual Fund, was bought by Religare in 2008 and ran as Religare Invesco until Invesco took full ownership in 2016.
Fund Managers
KCKrishna CheemalapatiStart date not disclosed
Fund Manager - Fixed Income
More than 25 years
B.E. (ECE), PGDBA, CFA (ICFAI, Hyderabad)
Jan 18, 2011 - till date Invesco Asset Management (India) Pvt. Ltd. Jakhotia Mr. Manish Kalani, Equities), Mr. Krishna Income & Gold/Silver Krishna Cheemalapati Deepak Gupta (For
- Invesco India Aggressive Hybrid Fund
- Invesco India Balanced Advantage Fund
- Invesco India Banking and PSU Debt Fund
- Invesco India Corporate Bond Fund
- Invesco India Corporate Bond Fund
- Invesco India Credit Risk Fund
- Invesco India Credit Risk Fund
- Invesco India Equity Savings Fund
- Invesco India Gilt Fund
- Invesco India Gold Exchange Traded Fund
- Invesco India Income Plus Arbitrage Active Fund of Fund
- Invesco India Medium Term Fund
- Invesco India Medium Term Fund
- Invesco India Money Market Fund
- Invesco India Money Market Fund
- Invesco India Multi Asset Allocation Fund
- Invesco India Nifty G-sec Jul 2027 Index Fund
- Invesco India Nifty G-sec Sep 2032 Index Fund
- Invesco India Overnight Fund
- Invesco India Ultra Short Term Fund
- Invesco India Ultra Short to Short Term Fund
- Invesco India Ultra Short to Short Term Fund
Fund manager, benchmark and dealing terms from this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
Invesco in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
MF IDCW alert: ICICI Prudential, Invesco announce payouts across 5 schemes; check dates and amounts
Upstox · 13h ago
International mutual funds: Check fresh SIP and lump sum investment options; one PGIM scheme to reopen on October 8
Livemint · 2d ago
PGIM reopens global fund subscriptions; Invesco suspends fresh investments in 3 overseas schemes
Upstox · 4d ago
Suspension of fresh subscriptions in international schemes of Invesco Mutual Fund
Value Research · 5d ago
Should you continue your equity SIP when the stock market is falling? In this episode of MC Explains, we break down three reasons why continuing your equity SIP during a market correction can be important for long-term investors. Remember, continuing an
LinkedIn · 6d ago
Invesco India - Invesco Pan European Equity Fund of Fund - Regular Plan Growth
Alice Blue · 9d ago
6 international mutual funds are reopening: 5 delivered double-digit returns in 1 year - is it time to invest?
Livemint · 11d ago
Invesco Mutual Fund has resumed subscriptions in its international scheme
Value Research · 14d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Liquid funds
Liquid funds invest in very short-term debt (maturing within 91 days). They're used to park money for days or weeks — low risk and easy to redeem, but low return too.
Frequently asked questions
What is the NAV of Invesco India Liquid Fund?
As of 04 Oct 2026, the NAV of Invesco India Liquid Fund is ₹1,083.26 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Invesco India Liquid Fund delivered?
Invesco India Liquid Fund has returned -0.01% over 1 year, 0.00% per year over 3 years, +0.67% per year over 5 years and +0.57% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Invesco India Liquid Fund?
Invesco India Liquid Fund charges an expense ratio of 0.15% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Invesco India Liquid Fund?
Invesco India Liquid Fund's largest holdings are Small Industries Dev Bank of India 2026 (2.4%), Can Fin Homes Limited 2026 (2.4%), HDFC Bank Limited 2026 (2.4%), Canara Bank 2026 (2.4%) and Sundaram Finance Limited 2026 (2.4%). Holdings are disclosed monthly and change over time.
How risky is Invesco India Liquid Fund?
Invesco India Liquid Fund is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 1.7% and its worst peak-to-trough fall in our sample was -1.5%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of -3.75 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Invesco India Liquid Fund's -3.75 means it has not compensated investors for its volatility over the window. Higher is better.
What is the benchmark of Invesco India Liquid Fund?
Invesco India Liquid Fund is benchmarked against the NIFTY Liquid Index A-I. Its alpha and beta on this page are measured against that index.
Who manages Invesco India Liquid Fund?
Invesco India Liquid Fund is managed by Krishna Cheemalapati at Invesco.
How is Invesco India Liquid Fund taxed?
Invesco India Liquid Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.