Bandhan Medium to Long Duration Fund
Bandhan Mutual Fund · Best Medium to Long Duration Mutual Funds
NAV history
Scorecard
★★★★☆4/5 vs 17 of 13 Medium to Long Duration Fund peers- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Medium to Long Duration Fund (same plan and option). 17 of the 13 Medium to Long Duration Funds in this cohort carry the full record the stars need, so they are the ones ranked against.
3Y CAGR +7.31% · ranks 1 of 13 Medium to Long Duration Funds
Volatility 1.0% vs 2.2% category avg
2.0% expense vs 1.4% category avg
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- 1-year return (+5.85%) beats the Medium to Long Duration Fund average (+4.55%)
- 3-year return (+7.31%) beats the Medium to Long Duration Fund average (+6.35%)
- Ranks #1 of 13 on 1-year return in its Medium to Long Duration Fund cohort
- Less volatile than its Medium to Long Duration Fund peers (1.0% vs 2.2%)
- Consistent — positive in 100% of rolling 3-year windows
Concerns
- High expense ratio (2.01%) vs the Medium to Long Duration Fund average of 1.41%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Risk (trailing 3Y)
DefinitionsBenchmark ratios
Not shown for Medium to Long Duration Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.
Fund vs category average (Medium to Long Duration Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.41% | +0.30% | +0.11% |
| 3M abs | +2.57% | +2.86% | -0.29% |
| 6M abs | +3.30% | +2.75% | +0.55% |
| 1Y CAGR | +5.85% | +4.55% | +1.30% |
| 3Y CAGR | +7.31% | +6.35% | +0.96% |
| 5Y CAGR | +6.00% | +5.88% | +0.12% |
Category average across peers in Medium to Long Duration Fund (up to 13 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 13 peers in Medium to Long Duration Fund
Rolling returns
Return for every possible 1Y holding period, not just today’s
207 overlapping 1Y windows, sampled monthly across the fund’s history.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +3.94% | |
| 2025 | +7.46% | |
| 2024 | +7.85% | |
| 2023 | +6.91% | |
| 2022 | +2.79% | |
| 2021 | +3.37% | |
| 2020 | +9.68% | |
| 2019 | +9.74% | |
| 2018 | +6.48% | |
| 2017 | +5.91% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Fund size over time
Quarterly average AUM · AMFIDown +10% from its peak of ₹466.02Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Bandhan Medium to Long Duration Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Bandhan in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Bandhan Mutual Fund and Grey 82.5 India Launch ‘Kya Azaad Ho Tum?’ Campaign
MediaNews4U · 4h ago
Bandhan Small Cap Fund July portfolio: 15 stocks added, 9 exited; HDFC Bank, AWL Agri see higher holdings
livemint.com · 4d ago
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund to merge with Bandhan Short Duration Fund
Value Research · 7d ago
Bandhan Transportation and Logistics Fund - Direct Plan
CNBC TV18 · 9d ago
Bandhan Financial Services Fund
CNBC TV18 · 9d ago
Bandhan US specific Equity Active FOF
CNBC TV18 · 10d ago
Bandhan Floater Fund - Direct Plan
CNBC TV18 · 10d ago
Bandhan Income Plus Arbitrage Active FOF
CNBC TV18 · 10d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Debt funds
Debt funds lend money to governments and companies and earn interest. They're generally steadier than equity funds; their risk comes from interest-rate moves and, for some, the creditworthiness of borrowers.
Frequently asked questions
What is the NAV of Bandhan Medium to Long Duration Fund?
As of 20 Aug 2026, the NAV of Bandhan Medium to Long Duration Fund is ₹61.01 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Bandhan Medium to Long Duration Fund delivered?
Bandhan Medium to Long Duration Fund has returned +5.85% over 1 year, +7.31% per year over 3 years, +6.00% per year over 5 years and +7.46% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Bandhan Medium to Long Duration Fund?
Bandhan Medium to Long Duration Fund charges an expense ratio of 2.01% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Bandhan Medium to Long Duration Fund?
Its largest holdings are GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 (13.5%), KOTAK MAHINDRA BANK LIMITED CD 21DEC26 (4.9%), NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC (4.9%), BAJAJ FINANCE LIMITED 7.07 NCD 21SP28 FVRS1LAC (4.2%) and Union Bank of India CD (3.1%). Holdings are disclosed monthly and change over time.
How risky is Bandhan Medium to Long Duration Fund?
It is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 1.0% and its worst peak-to-trough fall in our sample was -2.6%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What does the Sharpe ratio of 0.78 mean?
The Sharpe ratio is return earned per unit of total risk, above a 6.5% risk-free rate. Bandhan Medium to Long Duration Fund's 0.78 means it has rewarded its volatility with excess return. Higher is better.
What is the benchmark of Bandhan Medium to Long Duration Fund?
Bandhan Medium to Long Duration Fund is benchmarked against the NIFTY Medium to Long Duration Debt Index A- III. Its alpha and beta on this page are measured against that index.
Who manages Bandhan Medium to Long Duration Fund?
Bandhan Medium to Long Duration Fund is managed by Brijesh Shah at Bandhan.
How is Bandhan Medium to Long Duration Fund taxed?
Bandhan Medium to Long Duration Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.