UTI - Gold Exchange Traded Fund vs LIC MF Gold Exchange Traded Fund
UTI - Gold Exchange Traded Fund (Direct) and LIC MF Gold Exchange Traded Fund head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gold ETF schemes — see the best gold etfs for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 31 Jul 2023 – 20 Aug 2026, limited by LIC MF Gold Exchange Traded Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | UTI - Gold Exchange Traded Fund | LIC MF Gold Exchange Traded Fund | Gold |
|---|---|---|---|
| 31 Jul 2023 | ₹100.00 | ₹100.00 | ₹100.00 |
| 01 Nov 2023 | ₹102.64 | ₹102.67 | ₹102.17 |
| 02 Feb 2024 | ₹105.50 | ₹105.55 | ₹105.76 |
| 05 May 2024 | ₹118.98 | ₹119.09 | ₹119.38 |
| 06 Aug 2024 | ₹115.23 | ₹115.32 | ₹115.71 |
| 07 Nov 2024 | ₹128.04 | ₹128.12 | ₹126.98 |
| 08 Feb 2025 | ₹141.88 | ₹141.36 | ₹141.22 |
| 12 May 2025 | ₹155.88 | ₹155.42 | ₹153.93 |
| 13 Aug 2025 | ₹166.26 | ₹166.24 | ₹164.21 |
| 14 Nov 2025 | ₹207.28 | ₹207.61 | ₹204.92 |
| 15 Feb 2026 | ₹252.94 | ₹253.67 | ₹248.91 |
| 19 May 2026 | ₹261.47 | ₹260.71 | ₹257.88 |
| 20 Aug 2026 | ₹258.04 | ₹257.39 | ₹254.40 |
| Metric | UTI · Direct NAV ₹131.11 Moderately High risk ★★★★☆ | LIC NAV ₹140.35 Moderately High risk ★★★★★ |
|---|---|---|
| +57.58%Best in row | +57.18% | |
| +38.05%Best in row | +37.93% | |
| +26.14% | — | |
| +16.06% | — | |
| +14.53% | +36.26%Best in row | |
| +33.15% | +41.74%Best in row | |
| +12.28% | +37.93%Best in row | |
| +10.42% | — | |
| +8.84% | — | |
| Risk | ||
| 19.66% | 19.47%Best in row | |
| 1.60 | 1.61 | |
| -29.80% | -20.22%Best in row | |
| -1.83% | +0.23%Best in row | |
| 1.09 | 1.04 | |
| 102.6% | 105.0%Best in row | |
| 106.8%Best in row | 108.7% | |
| 0.59% | 0.45%Best in row | |
| ₹3,315Cr | ₹1,420Cr | |
| — | None | |
| — | None | |
| Sharwan Kumar Goyal | Sumit Bhatnagar | |
| 13 Apr 2007 | 31 Jul 2023 | |
8 rows carry the same value for every fund — show
- Sortino
- 2.29
- Benchmark
- Gold
- Min SIP
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — UTI - Gold Exchange Traded Fund or LIC MF Gold Exchange Traded Fund?
Over the last 3 years, UTI - Gold Exchange Traded Fund returned +38.05% CAGR against LIC MF Gold Exchange Traded Fund's +37.93%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — UTI - Gold Exchange Traded Fund or LIC MF Gold Exchange Traded Fund?
LIC MF Gold Exchange Traded Fund has the lower expense ratio: UTI - Gold Exchange Traded Fund charges 0.59% a year against LIC MF Gold Exchange Traded Fund's 0.45%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — UTI - Gold Exchange Traded Fund or LIC MF Gold Exchange Traded Fund?
UTI - Gold Exchange Traded Fund has shown higher volatility (+19.66% annualized vs LIC MF Gold Exchange Traded Fund's +19.47%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: UTI - Gold Exchange Traded Fund -21.22% vs LIC MF Gold Exchange Traded Fund -20.22%.
Which fund manages more money — UTI - Gold Exchange Traded Fund or LIC MF Gold Exchange Traded Fund?
UTI - Gold Exchange Traded Fund is the larger fund: UTI - Gold Exchange Traded Fund manages ₹3,315Cr against LIC MF Gold Exchange Traded Fund's ₹1,420Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are UTI - Gold Exchange Traded Fund and LIC MF Gold Exchange Traded Fund in the same category?
Yes — both are Gold ETF schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.