UTI - Gold Exchange Traded Fund vs HDFC Gold ETF
UTI - Gold Exchange Traded Fund (Direct) and HDFC Gold ETF head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gold ETF schemes — see the best gold etfs for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 16 Aug 2010 – 20 Aug 2026, limited by HDFC Gold ETF. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one. Gold history starts 25 Jul 2016, so that benchmark is not plotted over this window — pick a shorter range to see it.
View as table
| Date | UTI - Gold Exchange Traded Fund | HDFC Gold ETF |
|---|---|---|
| 16 Aug 2010 | ₹100.00 | ₹100.00 |
| 16 Dec 2011 | ₹144.14 | ₹143.68 |
| 17 Apr 2013 | ₹133.59 | ₹133.06 |
| 17 Aug 2014 | ₹146.36 | ₹146.02 |
| 17 Dec 2015 | ₹128.13 | ₹127.60 |
| 18 Apr 2017 | ₹148.13 | ₹146.82 |
| 18 Aug 2018 | ₹144.33 | ₹144.12 |
| 18 Dec 2019 | ₹185.36 | ₹183.78 |
| 19 Apr 2021 | ₹227.69 | ₹227.33 |
| 19 Aug 2022 | ₹244.36 | ₹245.25 |
| 19 Dec 2023 | ₹291.41 | ₹290.36 |
| 20 Apr 2025 | ₹443.09 | ₹436.82 |
| 20 Aug 2026 | ₹717.83 | ₹712.05 |
| Metric | UTI · Direct NAV ₹131.11 Moderately High risk ★★★★☆ | HDFC NAV ₹133.08 Moderately High risk ★★☆☆☆ CAT |
|---|---|---|
| +57.58%Best in row | +57.23% | |
| +38.05%Best in row | +37.59% | |
| +26.14%Best in row | +25.92% | |
| +14.53%Best in row | +13.04% | |
| +33.15%Best in row | +32.82% | |
| +12.28%Best in row | +9.65% | |
| +10.42%Best in row | +8.89% | |
| +8.84% | +8.88% | |
| Risk | ||
| 19.66% | 19.40%Best in row | |
| 2.29 | 2.30 | |
| -29.80% | -29.59%Best in row | |
| -1.83% | -1.56%Best in row | |
| 1.09 | 1.07 | |
| 102.6%Best in row | 99.7% | |
| 106.8% | 98.7%Best in row | |
| 0.59% | 0.60% | |
| ₹3,315Cr | ₹23,426Cr | |
| — | ₹1.18L | |
| Sharwan Kumar Goyal | Bhagyesh Kagalkar | |
| 13 Apr 2007 | 16 Aug 2010 | |
10 rows carry the same value for every fund — show
- 10Y return (CAGR)
- +16.06%
- Sharpe
- 1.60
- Benchmark
- Gold
- Exit load
- —
- Lock-in
- —
- Min SIP
- —
- Portfolio turnover
- —
- Holdings
- —
- Top 10 weight
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- Cash & equivalents
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — UTI - Gold Exchange Traded Fund or HDFC Gold ETF?
Over the last 3 years, UTI - Gold Exchange Traded Fund returned +38.05% CAGR against HDFC Gold ETF's +37.59%, computed from AMFI NAV history. Over 5 years: UTI - Gold Exchange Traded Fund +26.14% vs HDFC Gold ETF +25.92% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — UTI - Gold Exchange Traded Fund or HDFC Gold ETF?
UTI - Gold Exchange Traded Fund has the lower expense ratio: UTI - Gold Exchange Traded Fund charges 0.59% a year against HDFC Gold ETF's 0.60%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — UTI - Gold Exchange Traded Fund or HDFC Gold ETF?
UTI - Gold Exchange Traded Fund has shown higher volatility (+19.66% annualized vs HDFC Gold ETF's +19.40%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: UTI - Gold Exchange Traded Fund -21.22% vs HDFC Gold ETF -22.27%.
Which fund manages more money — UTI - Gold Exchange Traded Fund or HDFC Gold ETF?
HDFC Gold ETF is the larger fund: UTI - Gold Exchange Traded Fund manages ₹3,315Cr against HDFC Gold ETF's ₹23,426Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are UTI - Gold Exchange Traded Fund and HDFC Gold ETF in the same category?
Yes — both are Gold ETF schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.