UTI - Dividend Yield Fund vs Tata Dividend Yield Fund
UTI - Dividend Yield Fund (Direct) and Tata Dividend Yield Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Dividend Yield Fund schemes — see the best dividend yield mutual funds for the full ranking.
Head to head
NAVs as of 25 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 27 May 2021 – 25 Aug 2026, limited by Tata Dividend Yield Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | UTI - Dividend Yield Fund | Tata Dividend Yield Fund | Nifty 500 |
|---|---|---|---|
| 27 May 2021 | ₹100.00 | ₹100.00 | ₹100.00 |
| 03 Nov 2021 | ₹119.55 | ₹113.86 | ₹116.96 |
| 11 Apr 2022 | ₹119.83 | ₹117.73 | ₹117.29 |
| 18 Sep 2022 | ₹112.64 | ₹115.21 | ₹116.67 |
| 25 Feb 2023 | ₹116.14 | ₹114.60 | ₹111.97 |
| 03 Aug 2023 | ₹131.94 | ₹136.14 | ₹128.36 |
| 10 Jan 2024 | ₹154.62 | ₹163.30 | ₹149.38 |
| 18 Jun 2024 | ₹187.70 | ₹191.39 | ₹170.90 |
| 24 Nov 2024 | ₹197.32 | ₹183.29 | ₹170.10 |
| 03 May 2025 | ₹189.31 | ₹179.77 | ₹168.42 |
| 10 Oct 2025 | ₹201.70 | ₹195.98 | ₹178.61 |
| 18 Mar 2026 | ₹194.77 | ₹192.17 | ₹167.74 |
| 25 Aug 2026 | ₹202.06 | ₹220.50 | ₹179.94 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
UTI - Dividend Yield Fund and Tata Dividend Yield Fund share 27% of their equity book by weight.
Shared holdings — UTI - Dividend Yield Fund vs Tata Dividend Yield Fund
| Stock | UTI - Dividend Yield Fund | Tata Dividend Yield Fund | |
|---|---|---|---|
| ICICI Bank Ltd | 6.36% | 3.31% | 3.31% |
| HDFC Bank Ltd | 8.98% | 3.21% | 3.21% |
| State Bank of India | 3.67% | 2.31% | 2.31% |
| Power Grid Corporation of India Ltd | 2.60% | 1.93% | 1.93% |
| NTPC Ltd | 2.08% | 1.79% | 1.79% |
| Bharti Airtel Ltd | 3.38% | 1.73% | 1.73% |
| Bharat Electronics Ltd | 1.61% | 2.50% | 1.61% |
| Hindustan Aeronautics Ltd | 1.59% | 1.41% | 1.41% |
| Axis Bank Ltd | 2.46% | 1.32% | 1.32% |
| Tata Consultancy Services Ltd | 2.03% | 1.17% | 1.17% |
| Infosys Ltd | 2.74% | 1.13% | 1.13% |
| Bharat Petroleum Corporation Ltd | 1.30% | 1.01% | 1.01% |
| ITC Ltd | 1.85% | 0.97% | 0.97% |
| The Great Eastern Shipping Company Ltd | 1.50% | 0.86% | 0.86% |
| Coal India Ltd | 2.01% | 0.81% | 0.81% |
4 more stocks in common. 19 shared of 54 / 76 positions. Weights are shown as a share of each fund's equity book.
| Metric | UTI · Direct NAV ₹193.12 Very High risk ★★★☆☆ | Tata · Direct NAV ₹22.14 Very High risk ★★★★☆ | Category median Dividend Yield Fund · 11 funds |
|---|---|---|---|
| +1.27% | +15.24%Best in row | +4.09% | |
| +14.92% | +16.88%Best in row | +14.87% | |
| +12.19% | +15.68%Best in row | +15.27% | |
| +14.19% | — | +14.60% | |
| +13.32% | +16.27%Best in row | +14.63% | |
| +12.57% | +16.50%Best in row | — | |
| +15.00% | +19.37%Best in row | +16.92% | |
| +14.68% | +15.48%Best in row | +16.04% | |
| +14.72% | — | +15.64% | |
| Risk | |||
| 12.65%Best in row | 15.94% | 13.31% | |
| 0.67 | 0.65 | 0.57 | |
| 0.92 | 0.87 | 0.77 | |
| -32.69% | -20.44%Best in row | -20.44% | |
| +3.24% | +4.47%Best in row | +3.02% | |
| 0.92 | 1.03 | 0.92 | |
| 103.8% | 114.0%Best in row | 103.8% | |
| 87.4%Best in row | 93.6% | 88.0% | |
| 1.45% | 0.74%Best in row | 1.10% | |
| ₹3,728Cr | ₹1,049Cr | ₹1,457Cr | |
| 1.00% | 0.50% | — | |
| ₹500 | ₹100 | — | |
| 8% | 2% | 2% | |
| Amit Premchandani | Hasmukh Vishariya | — | |
| 02 Jan 2013 | 27 May 2021 | — | |
| 54 | 76 | — | |
| 36.6% | 25.8% | — | |
| 1.4% | 2.5% | — | |
3 rows carry the same value for every fund — show
- Benchmark
- Nifty 500
- Lock-in
- None
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — UTI - Dividend Yield Fund or Tata Dividend Yield Fund?
Over the last 3 years, Tata Dividend Yield Fund returned +16.88% CAGR against UTI - Dividend Yield Fund's +14.92%, computed from AMFI NAV history. Over 5 years: UTI - Dividend Yield Fund +12.19% vs Tata Dividend Yield Fund +15.68% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — UTI - Dividend Yield Fund or Tata Dividend Yield Fund?
Tata Dividend Yield Fund has the lower expense ratio: UTI - Dividend Yield Fund charges 1.45% a year against Tata Dividend Yield Fund's 0.74%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — UTI - Dividend Yield Fund or Tata Dividend Yield Fund?
Tata Dividend Yield Fund has shown higher volatility (+15.94% annualized vs UTI - Dividend Yield Fund's +12.65%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: UTI - Dividend Yield Fund -18.16% vs Tata Dividend Yield Fund -20.44%.
Which fund manages more money — UTI - Dividend Yield Fund or Tata Dividend Yield Fund?
UTI - Dividend Yield Fund is the larger fund: UTI - Dividend Yield Fund manages ₹3,728Cr against Tata Dividend Yield Fund's ₹1,049Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are UTI - Dividend Yield Fund and Tata Dividend Yield Fund in the same category?
Yes — both are Dividend Yield Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.