UTI - Dividend Yield Fund vs Tata Dividend Yield Fund
UTI - Dividend Yield Fund (Direct) and Tata Dividend Yield Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Dividend Yield Fund schemes — see the best dividend yield mutual funds for the full ranking.
Head to head
NAVs as of 09 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 27 May 2021 – 09 Oct 2026, limited by Tata Dividend Yield Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | UTI - Dividend Yield Fund | Tata Dividend Yield Fund | Nifty 500 TRI |
|---|---|---|---|
| 27 May 2021 | ₹100.00 | ₹100.00 | ₹100.00 |
| 06 Nov 2021 | ₹119.55 | ₹113.86 | ₹118.23 |
| 19 Apr 2022 | ₹115.24 | ₹113.62 | ₹113.82 |
| 29 Sep 2022 | ₹110.22 | ₹109.83 | ₹113.54 |
| 12 Mar 2023 | ₹116.05 | ₹116.01 | ₹114.82 |
| 22 Aug 2023 | ₹133.58 | ₹137.99 | ₹133.03 |
| 02 Feb 2024 | ₹159.51 | ₹165.04 | ₹157.56 |
| 14 Jul 2024 | ₹196.82 | ₹196.12 | ₹183.63 |
| 24 Dec 2024 | ₹194.88 | ₹185.04 | ₹178.99 |
| 06 Jun 2025 | ₹196.85 | ₹191.73 | ₹186.07 |
| 16 Nov 2025 | ₹204.40 | ₹203.01 | ₹192.44 |
| 29 Apr 2026 | ₹199.26 | ₹207.20 | ₹185.63 |
| 09 Oct 2026 | ₹189.29 | ₹205.77 | ₹178.31 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 36 stocks only in UTI - Dividend Yield Fund
- 20 stocks in both — 26.7% of each portfolio by weight
- 57 stocks only in Tata Dividend Yield Fund
The more the circles overlap, the more the funds hold the same stocks.
UTI - Dividend Yield Fund and Tata Dividend Yield Fund share 27% of their equity book by weight.
Shared holdings — UTI - Dividend Yield Fund vs Tata Dividend Yield Fund
| Stock | UTI - Dividend Yield Fund | Tata Dividend Yield Fund | |
|---|---|---|---|
| ICICI BANK LTD | 6.24% | 3.13% | 3.13% |
| HDFC BANK LIMITED | 8.85% | 3.05% | 3.05% |
| STATE BANK OF INDIA | 3.58% | 2.11% | 2.11% |
| POWER GRID CORPORATION OF INDI | 2.54% | 1.73% | 1.73% |
| BHARAT ELECTRONICS LTD. | 1.71% | 2.31% | 1.71% |
| BHARTI AIRTEL LTD. | 3.21% | 1.61% | 1.61% |
| NTPC LTD. | 2.14% | 1.58% | 1.58% |
| HINDUSTAN AERONAUTICS LTD | 1.21% | 1.47% | 1.21% |
| AXIS BANK LTD. | 2.71% | 1.17% | 1.17% |
| TATA CONSULTANCY SERVICES LTD. | 1.88% | 1.16% | 1.16% |
| GREAT EASTERN SHIPPING CO. LTD | 1.52% | 1.14% | 1.14% |
| INFOSYS LTD. | 2.58% | 1.10% | 1.10% |
| ITC LTD. | 2.00% | 0.86% | 0.86% |
| ICICI PRUDENTIAL ASSET MANAGEMENT COMPANY LIMITED | 0.86% | 1.45% | 0.86% |
| LIC OF INDIA | 0.84% | 0.96% | 0.84% |
5 more stocks in common. 20 shared of 56 / 77 positions. Weights are shown as a share of each fund's equity book.
| Metric | UTI · Direct NAV ₹180.91 Very High risk ★★★☆☆ | Tata · Direct NAV ₹20.66 Very High risk ★★★☆☆ | Category median Dividend Yield Fund · 12 funds |
|---|---|---|---|
| -5.78% | +5.59%Best in row | -3.66% | |
| +11.56% | +13.13%Best in row | +9.97% | |
| +9.27% | +12.49%Best in row | +11.58% | |
| +13.04% | — | +13.33% | |
| +12.66% | +14.39% | +12.65% | |
| +9.05% | +12.57%Best in row | — | |
| +14.93% | +18.54%Best in row | +16.78% | |
| +14.65% | +14.64% | +15.61% | |
| +14.64% | — | +15.56% | |
| Risk | |||
| 12.67%Best in row | 16.07% | 13.32% | |
| 0.40 | 0.41 | 0.26 | |
| -32.69% | -20.44% | -20.22% | |
| +1.94% | +3.15%Best in row | +1.35% | |
| 0.91 | 1.02 | 0.91 | |
| 99.8% | 108.7%Best in row | 99.0% | |
| 89.5%Best in row | 94.4% | 89.3% | |
| 1.55% | 0.78%Best in row | 1.21% | |
| ₹3,760Cr | ₹1,132Cr | ₹1,292Cr | |
| Up to 1.00% | Up to 0.50% | — | |
| ₹500 | ₹100 | — | |
| 26% | 22% | 41% | |
| Amit Premchandani | Hasmukh Vishariya | — | |
| 02 Jan 2013 | 27 May 2021 | — | |
| 56 | 77 | — | |
| 36.2% | 26.2% | — | |
| 1.6% | 2.4% | — | |
4 rows carry the same value for every fund — show
- Sortino
- 0.55
- Benchmark
- Nifty 500 TRI
- Lock-in
- None
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — UTI - Dividend Yield Fund or Tata Dividend Yield Fund?
Over the last 3 years, Tata Dividend Yield Fund returned +13.13% CAGR against UTI - Dividend Yield Fund's +11.56%, computed from AMFI NAV history. Over 5 years: UTI - Dividend Yield Fund +9.27% vs Tata Dividend Yield Fund +12.49% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — UTI - Dividend Yield Fund or Tata Dividend Yield Fund?
Tata Dividend Yield Fund has the lower expense ratio: UTI - Dividend Yield Fund charges 1.55% a year against Tata Dividend Yield Fund's 0.78%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — UTI - Dividend Yield Fund or Tata Dividend Yield Fund?
Tata Dividend Yield Fund has shown higher volatility (+16.07% annualized vs UTI - Dividend Yield Fund's +12.67%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: UTI - Dividend Yield Fund -18.16% vs Tata Dividend Yield Fund -20.44%.
Which fund manages more money — UTI - Dividend Yield Fund or Tata Dividend Yield Fund?
UTI - Dividend Yield Fund is the larger fund: UTI - Dividend Yield Fund manages ₹3,760Cr against Tata Dividend Yield Fund's ₹1,132Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are UTI - Dividend Yield Fund and Tata Dividend Yield Fund in the same category?
Yes — both are Dividend Yield Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.