UTI - Dividend Yield Fund vs LIC MF Dividend Yield Fund
UTI - Dividend Yield Fund (Direct) and LIC MF Dividend Yield Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Dividend Yield Fund schemes — see the best dividend yield mutual funds for the full ranking.
Head to head
NAVs as of 09 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 31 Jul 2023 – 09 Oct 2026, limited by LIC MF Dividend Yield Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | UTI - Dividend Yield Fund | LIC MF Dividend Yield Fund | Nifty 500 TRI |
|---|---|---|---|
| 31 Jul 2023 | ₹100.00 | ₹100.00 | ₹100.00 |
| 05 Nov 2023 | ₹100.73 | ₹100.57 | ₹99.99 |
| 10 Feb 2024 | ₹120.55 | ₹126.85 | ₹117.78 |
| 18 May 2024 | ₹129.47 | ₹139.89 | ₹124.65 |
| 23 Aug 2024 | ₹154.43 | ₹162.31 | ₹138.98 |
| 28 Nov 2024 | ₹149.05 | ₹157.22 | ₹134.00 |
| 05 Mar 2025 | ₹133.27 | ₹138.47 | ₹120.94 |
| 10 Jun 2025 | ₹148.60 | ₹163.07 | ₹139.78 |
| 15 Sep 2025 | ₹150.06 | ₹162.36 | ₹139.46 |
| 22 Dec 2025 | ₹154.43 | ₹162.90 | ₹143.83 |
| 29 Mar 2026 | ₹140.54 | ₹143.84 | ₹127.05 |
| 04 Jul 2026 | ₹150.19 | ₹171.67 | ₹141.27 |
| 09 Oct 2026 | ₹141.68 | ₹166.37 | ₹132.93 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 44 stocks only in UTI - Dividend Yield Fund
- 12 stocks in both — 25.9% of each portfolio by weight
- 45 stocks only in LIC MF Dividend Yield Fund
The more the circles overlap, the more the funds hold the same stocks.
UTI - Dividend Yield Fund and LIC MF Dividend Yield Fund share 26% of their equity book by weight.
Shared holdings — UTI - Dividend Yield Fund vs LIC MF Dividend Yield Fund
| Stock | UTI - Dividend Yield Fund | LIC MF Dividend Yield Fund | |
|---|---|---|---|
| HDFC BANK LIMITED | 8.85% | 4.76% | 4.76% |
| ICICI BANK LTD | 6.24% | 3.99% | 3.99% |
| KOTAK MAHINDRA BANK LTD. | 3.31% | 2.72% | 2.72% |
| AXIS BANK LTD. | 2.71% | 2.73% | 2.71% |
| NTPC LTD. | 2.14% | 2.09% | 2.09% |
| TATA CONSULTANCY SERVICES LTD. | 1.88% | 2.90% | 1.88% |
| BHARAT ELECTRONICS LTD. | 1.71% | 2.35% | 1.71% |
| MPHASIS LTD | 1.70% | 1.58% | 1.58% |
| MAHINDRA & MAHINDRA LTD. | 3.10% | 1.27% | 1.27% |
| HINDUSTAN AERONAUTICS LTD | 1.21% | 1.20% | 1.20% |
| BHARTI AIRTEL LTD. | 3.21% | 1.10% | 1.10% |
| OIL INDIA LTD. | 0.88% | 1.50% | 0.88% |
12 shared of 56 / 57 positions. Weights are shown as a share of each fund's equity book.
| Metric | UTI · Direct NAV ₹180.91 Very High risk ★★★☆☆ | LIC · Direct NAV ₹34.56 Very High risk ★★★★☆ | Category median Dividend Yield Fund · 12 funds |
|---|---|---|---|
| -5.78% | +2.59%Best in row | -3.66% | |
| +11.56% | +17.49%Best in row | +9.97% | |
| +9.27% | — | +11.58% | |
| +13.04% | — | +13.33% | |
| +12.66% | +17.29% | +12.65% | |
| +9.05% | +9.26%Best in row | — | |
| +14.93% | +18.98%Best in row | +16.78% | |
| +14.65% | — | +15.61% | |
| +14.64% | — | +15.56% | |
| Risk | |||
| 12.67%Best in row | 16.08% | 13.32% | |
| 0.40 | 0.68Best in row | 0.26 | |
| 0.55 | 0.93Best in row | 0.34 | |
| -32.69% | -20.44% | -20.22% | |
| +1.94% | +7.33%Best in row | +1.35% | |
| 0.91 | 1.11 | 0.91 | |
| 99.8% | 130.8%Best in row | 99.0% | |
| 89.5%Best in row | 102.1% | 89.3% | |
| 1.55% | 0.97%Best in row | 1.21% | |
| ₹3,760Cr | ₹740.63Cr | ₹1,292Cr | |
| Up to 1.00% | None | — | |
| ₹500 | ₹100 | — | |
| 26% | 48% | 41% | |
| Amit Premchandani | Dikshit Mittal · 3.2y | — | |
| 02 Jan 2013 | 31 Jul 2023 | — | |
| 56 | 57 | — | |
| 36.2% | 32.1% | — | |
| 1.6% | 3.8% | — | |
3 rows carry the same value for every fund — show
- Benchmark
- Nifty 500 TRI
- Lock-in
- None
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — UTI - Dividend Yield Fund or LIC MF Dividend Yield Fund?
Over the last 3 years, LIC MF Dividend Yield Fund returned +17.49% CAGR against UTI - Dividend Yield Fund's +11.56%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — UTI - Dividend Yield Fund or LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund has the lower expense ratio: UTI - Dividend Yield Fund charges 1.55% a year against LIC MF Dividend Yield Fund's 0.97%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — UTI - Dividend Yield Fund or LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund has shown higher volatility (+16.08% annualized vs UTI - Dividend Yield Fund's +12.67%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: UTI - Dividend Yield Fund -18.16% vs LIC MF Dividend Yield Fund -20.44%.
Which fund manages more money — UTI - Dividend Yield Fund or LIC MF Dividend Yield Fund?
UTI - Dividend Yield Fund is the larger fund: UTI - Dividend Yield Fund manages ₹3,760Cr against LIC MF Dividend Yield Fund's ₹740.63Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are UTI - Dividend Yield Fund and LIC MF Dividend Yield Fund in the same category?
Yes — both are Dividend Yield Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.