UTI - Dividend Yield Fund vs ICICI Prudential Dividend Yield Fund
UTI - Dividend Yield Fund (Direct) and ICICI Prudential Dividend Yield Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Dividend Yield Fund schemes — see the best dividend yield mutual funds for the full ranking.
Head to head
NAVs as of 01 Sep 2026
Growth of ₹100 (rebased over the selected window)
Common period 12 Jun 2014 – 01 Sep 2026, limited by ICICI Prudential Dividend Yield Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one. Nifty 500 history starts 25 Jul 2016, so that benchmark is not plotted over this window — pick a shorter range to see it.
View as table
| Date | UTI - Dividend Yield Fund | ICICI Prudential Dividend Yield Fund |
|---|---|---|
| 12 Jun 2014 | ₹100.00 | ₹100.00 |
| 19 Jun 2015 | ₹108.77 | ₹109.24 |
| 25 Jun 2016 | ₹109.02 | ₹114.09 |
| 02 Jul 2017 | ₹133.75 | ₹154.62 |
| 09 Jul 2018 | ₹146.71 | ₹159.29 |
| 16 Jul 2019 | ₹150.93 | ₹153.43 |
| 22 Jul 2020 | ₹154.41 | ₹139.43 |
| 29 Jul 2021 | ₹238.27 | ₹227.45 |
| 05 Aug 2022 | ₹248.65 | ₹269.90 |
| 12 Aug 2023 | ₹290.31 | ₹333.30 |
| 18 Aug 2024 | ₹444.21 | ₹518.85 |
| 25 Aug 2025 | ₹434.97 | ₹539.71 |
| 01 Sep 2026 | ₹436.85 | ₹542.91 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
UTI - Dividend Yield Fund and ICICI Prudential Dividend Yield Fund share 39% of their equity book by weight.
Shared holdings — UTI - Dividend Yield Fund vs ICICI Prudential Dividend Yield Fund
| Stock | UTI - Dividend Yield Fund | ICICI Prudential Dividend Yield Fund | |
|---|---|---|---|
| HDFC Bank Ltd | 8.98% | 8.44% | 8.44% |
| ICICI Bank Ltd | 6.36% | 6.95% | 6.36% |
| Bharti Airtel Ltd | 3.38% | 3.10% | 3.10% |
| Maruti Suzuki India Ltd | 2.52% | 3.59% | 2.52% |
| Axis Bank Ltd | 2.46% | 4.30% | 2.46% |
| NTPC Ltd | 2.08% | 3.73% | 2.08% |
| Tata Consultancy Services Ltd | 2.03% | 2.31% | 2.03% |
| Infosys Ltd | 2.74% | 1.70% | 1.70% |
| State Bank of India | 3.67% | 1.40% | 1.40% |
| Oil & Natural Gas Corporation Ltd | 1.73% | 1.39% | 1.39% |
| Mahindra & Mahindra Ltd | 3.35% | 1.10% | 1.10% |
| Tech Mahindra Ltd | 3.42% | 0.88% | 0.88% |
| Kotak Mahindra Bank Ltd | 2.90% | 0.83% | 0.83% |
| ITC Ltd | 1.85% | 0.74% | 0.74% |
| Tata Steel Ltd | 1.73% | 0.73% | 0.73% |
7 more stocks in common. 22 shared of 54 / 67 positions. Weights are shown as a share of each fund's equity book.
| Metric | UTI · Direct NAV ₹191.53 Very High risk ★★★☆☆ | ICICI Prudential · Direct NAV ₹59.34 Very High risk ★★★★★ | Category median Dividend Yield Fund · 12 funds |
|---|---|---|---|
| +1.59% | +1.75%Best in row | +4.94% | |
| +13.97% | +16.68%Best in row | +13.89% | |
| +11.52% | +17.85%Best in row | +14.50% | |
| +13.88% | +15.56%Best in row | +14.32% | |
| +13.23% | +14.85%Best in row | +13.90% | |
| +11.95% | +15.04%Best in row | — | |
| +14.97% | +17.52%Best in row | +16.82% | |
| +14.67% | +16.57%Best in row | +15.94% | |
| +14.69% | +16.87%Best in row | +15.60% | |
| Risk | |||
| 12.64%Best in row | 12.84% | 13.30% | |
| 0.59 | 0.79Best in row | 0.50 | |
| 0.81 | 1.09Best in row | 0.68 | |
| -32.69%Best in row | -44.82% | -20.22% | |
| +3.07% | +5.83%Best in row | +3.07% | |
| 0.92 | 0.88 | 0.92 | |
| 103.1% | 107.5%Best in row | 103.1% | |
| 87.4% | 77.1%Best in row | 87.4% | |
| 1.45% | 0.75%Best in row | 1.09% | |
| ₹3,728Cr | — | ₹1,253Cr | |
| ₹500 | ₹100 | — | |
| 8% | 93% | 2% | |
| Amit Premchandani | Mittul Kalawadia · 8.6y | — | |
| 02 Jan 2013 | 12 Jun 2014 | — | |
| 54 | 67 | — | |
| 36.6% | 43.6% | — | |
| 1.4% | 3.4% | — | |
4 rows carry the same value for every fund — show
- Benchmark
- Nifty 500
- Exit load
- 1.00%
- Lock-in
- None
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — UTI - Dividend Yield Fund or ICICI Prudential Dividend Yield Fund?
Over the last 3 years, ICICI Prudential Dividend Yield Fund returned +16.68% CAGR against UTI - Dividend Yield Fund's +13.97%, computed from AMFI NAV history. Over 5 years: UTI - Dividend Yield Fund +11.52% vs ICICI Prudential Dividend Yield Fund +17.85% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — UTI - Dividend Yield Fund or ICICI Prudential Dividend Yield Fund?
ICICI Prudential Dividend Yield Fund has the lower expense ratio: UTI - Dividend Yield Fund charges 1.45% a year against ICICI Prudential Dividend Yield Fund's 0.75%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — UTI - Dividend Yield Fund or ICICI Prudential Dividend Yield Fund?
ICICI Prudential Dividend Yield Fund has shown higher volatility (+12.84% annualized vs UTI - Dividend Yield Fund's +12.64%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: UTI - Dividend Yield Fund -18.16% vs ICICI Prudential Dividend Yield Fund -15.88%.
Are UTI - Dividend Yield Fund and ICICI Prudential Dividend Yield Fund in the same category?
Yes — both are Dividend Yield Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.