UTI - Dividend Yield Fund vs ICICI Prudential Dividend Yield Fund
UTI - Dividend Yield Fund (Direct) and ICICI Prudential Dividend Yield Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Dividend Yield Fund schemes — see the best dividend yield mutual funds for the full ranking.
Head to head
NAVs as of 16 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 12 Jun 2014 – 16 Oct 2026, limited by ICICI Prudential Dividend Yield Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one. Nifty 500 TRI history starts 25 Jul 2016, so that benchmark is not plotted over this window — pick a shorter range to see it.
View as table
| Date | UTI - Dividend Yield Fund | ICICI Prudential Dividend Yield Fund |
|---|---|---|
| 12 Jun 2014 | ₹100.00 | ₹100.00 |
| 23 Jun 2015 | ₹110.55 | ₹110.70 |
| 03 Jul 2016 | ₹112.96 | ₹118.85 |
| 13 Jul 2017 | ₹137.72 | ₹162.21 |
| 24 Jul 2018 | ₹149.67 | ₹159.84 |
| 04 Aug 2019 | ₹144.91 | ₹145.38 |
| 14 Aug 2020 | ₹159.32 | ₹142.09 |
| 24 Aug 2021 | ₹246.72 | ₹233.30 |
| 04 Sep 2022 | ₹246.86 | ₹273.19 |
| 15 Sep 2023 | ₹304.88 | ₹354.16 |
| 25 Sep 2024 | ₹462.19 | ₹547.85 |
| 05 Oct 2025 | ₹434.91 | ₹543.09 |
| 16 Oct 2026 | ₹423.57 | ₹518.48 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 34 stocks only in UTI - Dividend Yield Fund
- 22 stocks in both — 38.5% of each portfolio by weight
- 47 stocks only in ICICI Prudential Dividend Yield Fund
The more the circles overlap, the more the funds hold the same stocks.
UTI - Dividend Yield Fund and ICICI Prudential Dividend Yield Fund share 39% of their equity book by weight.
Shared holdings — UTI - Dividend Yield Fund vs ICICI Prudential Dividend Yield Fund
| Stock | UTI - Dividend Yield Fund | ICICI Prudential Dividend Yield Fund | |
|---|---|---|---|
| HDFC BANK LIMITED | 8.85% | 7.59% | 7.59% |
| ICICI BANK LTD | 6.24% | 6.67% | 6.24% |
| AXIS BANK LTD. | 2.71% | 4.47% | 2.71% |
| BHARTI AIRTEL LTD. | 3.21% | 2.64% | 2.64% |
| MARUTI SUZUKI INDIA LTD. | 2.26% | 3.15% | 2.26% |
| NTPC LTD. | 2.14% | 3.61% | 2.14% |
| TATA CONSULTANCY SERVICES LTD. | 1.88% | 2.09% | 1.88% |
| KOTAK MAHINDRA BANK LTD. | 3.31% | 1.61% | 1.61% |
| MAHINDRA & MAHINDRA LTD. | 3.10% | 1.40% | 1.40% |
| STATE BANK OF INDIA | 3.58% | 1.36% | 1.36% |
| OIL & NATURAL GAS CORPORATION | 1.72% | 1.35% | 1.35% |
| INFOSYS LTD. | 2.58% | 1.14% | 1.14% |
| TATA STEEL LTD. | 1.80% | 1.02% | 1.02% |
| LIC OF INDIA | 0.84% | 2.38% | 0.84% |
| ITC LTD. | 2.00% | 0.72% | 0.72% |
7 more stocks in common. 22 shared of 56 / 69 positions. Weights are shown as a share of each fund's equity book.
| Metric | UTI · Direct NAV ₹185.70 Very High risk ★★★☆☆ | ICICI Prudential · Direct NAV ₹56.67 Very High risk ★★★★★ | Category median Dividend Yield Fund · 12 funds |
|---|---|---|---|
| -4.57%Best in row | -6.44% | -3.15% | |
| +12.13% | +13.36%Best in row | +10.63% | |
| +9.40% | +14.32%Best in row | +11.57% | |
| +13.42% | +14.87%Best in row | +13.72% | |
| +12.86% | +14.26% | +12.83% | |
| +10.09% | +12.34%Best in row | — | |
| +14.98% | +17.56%Best in row | +16.80% | |
| +14.68% | +16.60%Best in row | +15.63% | |
| +14.71% | +16.88%Best in row | +15.62% | |
| Risk | |||
| 12.70%Best in row | 12.94% | 13.27% | |
| 0.44 | 0.53Best in row | 0.29 | |
| 0.61 | 0.72Best in row | 0.39 | |
| -32.69% | -44.82% | -20.22% | |
| +1.94% | +3.75%Best in row | +1.35% | |
| 0.91 | 0.89 | 0.91 | |
| 99.8% | 99.5% | 99.0% | |
| 89.5% | 78.5%Best in row | 89.3% | |
| 1.54% | 0.76%Best in row | 1.21% | |
| ₹3,760Cr | ₹6,660Cr | ₹1,292Cr | |
| Up to 1.00% | 1.00% | — | |
| ₹500 | ₹250 | — | |
| 26% | 46% | 41% | |
| Amit Premchandani | Mitul Kalawadia · 8.7y | — | |
| 01 Jun 2005 | 16 May 2014 | — | |
| 56 | 69 | — | |
| 36.2% | 43.1% | — | |
| 1.6% | 0.6% | — | |
3 rows carry the same value for every fund — show
- Benchmark
- Nifty 500 TRI
- Lock-in
- None
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — UTI - Dividend Yield Fund or ICICI Prudential Dividend Yield Fund?
Over the last 3 years, ICICI Prudential Dividend Yield Fund returned +13.36% CAGR against UTI - Dividend Yield Fund's +12.13%, computed from AMFI NAV history. Over 5 years: UTI - Dividend Yield Fund +9.40% vs ICICI Prudential Dividend Yield Fund +14.32% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — UTI - Dividend Yield Fund or ICICI Prudential Dividend Yield Fund?
ICICI Prudential Dividend Yield Fund has the lower expense ratio: UTI - Dividend Yield Fund charges 1.54% a year against ICICI Prudential Dividend Yield Fund's 0.76%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — UTI - Dividend Yield Fund or ICICI Prudential Dividend Yield Fund?
ICICI Prudential Dividend Yield Fund has shown higher volatility (+12.94% annualized vs UTI - Dividend Yield Fund's +12.70%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: UTI - Dividend Yield Fund -18.16% vs ICICI Prudential Dividend Yield Fund -15.88%.
Which fund manages more money — UTI - Dividend Yield Fund or ICICI Prudential Dividend Yield Fund?
ICICI Prudential Dividend Yield Fund is the larger fund: UTI - Dividend Yield Fund manages ₹3,760Cr against ICICI Prudential Dividend Yield Fund's ₹6,660Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are UTI - Dividend Yield Fund and ICICI Prudential Dividend Yield Fund in the same category?
Yes — both are Dividend Yield Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.