SBI Medium to Long Term Fund vs Kotak Medium to Long Term Fund
SBI Medium to Long Term Fund (Direct) and Kotak Medium to Long Term Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Medium to Long Term Fund schemes — see the best medium to long duration mutual funds for the full ranking.
Head to head
NAVs as of 06 Nov 2026
Growth of ₹100 (rebased over the selected window)
Common period 02 Jan 2013 – 06 Nov 2026, limited by SBI Medium to Long Term Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | SBI Medium to Long Term Fund | Kotak Medium to Long Term Fund |
|---|---|---|
| 02 Jan 2013 | ₹100.00 | ₹100.00 |
| 27 Feb 2014 | ₹104.21 | ₹102.58 |
| 25 Apr 2015 | ₹120.00 | ₹121.60 |
| 19 Jun 2016 | ₹130.84 | ₹131.62 |
| 14 Aug 2017 | ₹150.62 | ₹149.10 |
| 10 Oct 2018 | ₹155.19 | ₹150.33 |
| 05 Dec 2019 | ₹176.50 | ₹171.57 |
| 29 Jan 2021 | ₹202.14 | ₹197.38 |
| 27 Mar 2022 | ₹211.50 | ₹204.16 |
| 22 May 2023 | ₹228.10 | ₹218.06 |
| 16 Jul 2024 | ₹247.36 | ₹238.29 |
| 11 Sep 2025 | ₹269.32 | ₹258.71 |
| 06 Nov 2026 | ₹284.05 | ₹272.87 |
What differs, in plain wordsAI
| Metric | SBI · Direct NAV ₹80.63 Moderate risk ★★★★★ | Kotak Mahindra · Direct NAV ₹90.94 Moderate risk ★★★☆☆ | Category median Medium to Long Term Fund · 13 funds |
|---|---|---|---|
| +4.16% | +4.13% | +3.67% | |
| +6.88% | +7.08%Best in row | +6.76% | |
| +6.26% | +6.17% | +5.96% | |
| +7.47%Best in row | +6.77% | +6.55% | |
| +7.83% | +7.52% | +7.40% | |
| +6.47% | +6.45% | — | |
| +8.23%Best in row | +7.85% | +7.58% | |
| +8.13%Best in row | +7.63% | +7.39% | |
| +8.20%Best in row | +7.74% | +7.50% | |
| Risk | |||
| 1.93%Best in row | 2.16% | 2.09% | |
| 0.20 | 0.27Best in row | 0.12 | |
| 0.28 | 0.38Best in row | 0.17 | |
| -8.54% | -9.92% | -9.88% | |
| 0.78% | 0.74%Best in row | 0.69% | |
| ₹2,050Cr | ₹1,791Cr | ₹373.73Cr | |
| Up to 1.00% | None | — | |
| ₹500 | ₹100 | — | |
| ₹5.00K | ₹100 | — | |
| Mohit Jain · 1.4y | Abhishek Bisen | — | |
| 25 Nov 1998 | 25 Nov 1999 | — | |
| 13.7% | 18.3% | — | |
9 rows carry the same value for every fund — show
- Benchmark
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- Alpha
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- Beta
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- Upside capture
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- Lock-in
- None
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- Holdings
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- Top 10 weight
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — SBI Medium to Long Term Fund or Kotak Medium to Long Term Fund?
Over the last 3 years, Kotak Medium to Long Term Fund returned +7.08% CAGR against SBI Medium to Long Term Fund's +6.88%, computed from AMFI NAV history. Over 5 years: SBI Medium to Long Term Fund +6.26% vs Kotak Medium to Long Term Fund +6.17% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — SBI Medium to Long Term Fund or Kotak Medium to Long Term Fund?
Kotak Medium to Long Term Fund has the lower expense ratio: SBI Medium to Long Term Fund charges 0.78% a year against Kotak Medium to Long Term Fund's 0.74%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — SBI Medium to Long Term Fund or Kotak Medium to Long Term Fund?
Kotak Medium to Long Term Fund has shown higher volatility (+2.16% annualized vs SBI Medium to Long Term Fund's +1.93%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: SBI Medium to Long Term Fund -1.59% vs Kotak Medium to Long Term Fund -2.25%.
Which fund manages more money — SBI Medium to Long Term Fund or Kotak Medium to Long Term Fund?
SBI Medium to Long Term Fund is the larger fund: SBI Medium to Long Term Fund manages ₹2,050Cr against Kotak Medium to Long Term Fund's ₹1,791Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are SBI Medium to Long Term Fund and Kotak Medium to Long Term Fund in the same category?
Yes — both are Medium to Long Term Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.