SBI Gilt Fund vs ICICI Prudential Gilt Fund
SBI Gilt Fund (Direct) and ICICI Prudential Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund schemes — see the best gilt mutual funds for the full ranking.
Head to head
NAVs as of 13 Nov 2026
Growth of ₹100 (rebased over the selected window)
Common period 03 Jan 2013 – 13 Nov 2026, limited by SBI Gilt Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | SBI Gilt Fund | ICICI Prudential Gilt Fund |
|---|---|---|
| 03 Jan 2013 | ₹100.00 | ₹100.00 |
| 01 Mar 2014 | ₹106.74 | ₹101.07 |
| 27 Apr 2015 | ₹131.78 | ₹123.01 |
| 22 Jun 2016 | ₹142.93 | ₹134.61 |
| 17 Aug 2017 | ₹169.21 | ₹158.56 |
| 13 Oct 2018 | ₹170.25 | ₹161.81 |
| 09 Dec 2019 | ₹198.18 | ₹181.89 |
| 03 Feb 2021 | ₹223.71 | ₹208.26 |
| 01 Apr 2022 | ₹234.50 | ₹218.56 |
| 28 May 2023 | ₹255.64 | ₹237.23 |
| 22 Jul 2024 | ₹279.46 | ₹259.87 |
| 17 Sep 2025 | ₹301.99 | ₹285.55 |
| 13 Nov 2026 | ₹315.91 | ₹296.52 |
What differs, in plain wordsAI
| Metric | SBI · Direct NAV ₹73.28 Moderate risk ★★★★★ | ICICI Prudential · Direct NAV ₹115.91 Moderate risk ★★★★☆ | Category median Gilt Fund · 25 funds |
|---|---|---|---|
| +3.93%Best in row | +3.12% | +2.94% | |
| +6.59% | +6.54% | +6.16% | |
| +6.34%Best in row | +6.22% | +5.54% | |
| +7.34%Best in row | +7.20% | +6.70% | |
| +8.65% | +8.18% | +7.39% | |
| +6.19% | +6.25% | — | |
| +8.89%Best in row | +8.77% | +7.89% | |
| +8.63%Best in row | +8.53% | +7.77% | |
| +8.78%Best in row | +8.67% | +8.01% | |
| Risk | |||
| 2.69% | 2.54%Best in row | 3.11% | |
| 0.03 | 0.01 | -0.14 | |
| 0.05 | 0.02 | -0.20 | |
| -9.51% | -12.31% | -7.84% | |
| 0.49%Best in row | 0.58% | 0.50% | |
| ₹8,245Cr | ₹8,555Cr | ₹158.30Cr | |
| — | ₹1.00K | — | |
| — | ₹5.00K | — | |
| Sudhir Agrawal | Manish Banthia | — | |
| NAV since 03 Jan 2013 | 19 Aug 1999 | — | |
| 6.1% | 2.0% | — | |
10 rows carry the same value for every fund — show
- Benchmark
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- Alpha
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- Beta
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- Upside capture
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- Downside capture
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- Exit load
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- Lock-in
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- Top 10 weight
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — SBI Gilt Fund or ICICI Prudential Gilt Fund?
Over the last 3 years, SBI Gilt Fund returned +6.59% CAGR against ICICI Prudential Gilt Fund's +6.54%, computed from AMFI NAV history. Over 5 years: SBI Gilt Fund +6.34% vs ICICI Prudential Gilt Fund +6.22% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — SBI Gilt Fund or ICICI Prudential Gilt Fund?
SBI Gilt Fund has the lower expense ratio: SBI Gilt Fund charges 0.49% a year against ICICI Prudential Gilt Fund's 0.58%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — SBI Gilt Fund or ICICI Prudential Gilt Fund?
SBI Gilt Fund has shown higher volatility (+2.69% annualized vs ICICI Prudential Gilt Fund's +2.54%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: SBI Gilt Fund -3.23% vs ICICI Prudential Gilt Fund -3.73%.
Which fund manages more money — SBI Gilt Fund or ICICI Prudential Gilt Fund?
ICICI Prudential Gilt Fund is the larger fund: SBI Gilt Fund manages ₹8,245Cr against ICICI Prudential Gilt Fund's ₹8,555Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are SBI Gilt Fund and ICICI Prudential Gilt Fund in the same category?
Yes — both are Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.