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SBI Gilt Fund vs Axis Gilt Fund

SBI Gilt Fund (Direct) and Axis Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund schemes — see the best gilt mutual funds for the full ranking.

Head to head

NAVs as of 12 Oct 2026

SBI Gilt FundDirectAxis Gilt FundDirect2 of 4 funds

Growth of ₹100 (rebased over the selected window)

Common period 03 Jan 2013 – 12 Oct 2026, limited by SBI Gilt Fund. Every series is rebased to ₹100 at the start of this window.

View as table
Growth of ₹100, sampled across the common period
DateSBI Gilt FundAxis Gilt Fund
03 Jan 2013₹100.00₹100.00
26 Feb 2014₹106.29₹99.95
21 Apr 2015₹131.73₹118.07
14 Jun 2016₹142.46₹128.04
07 Aug 2017₹169.64₹145.58
30 Sep 2018₹169.54₹145.12
23 Nov 2019₹199.21₹169.29
15 Jan 2021₹224.61₹193.22
10 Mar 2022₹233.75₹199.31
04 May 2023₹254.16₹212.20
26 Jun 2024₹277.59₹232.83
19 Aug 2025₹298.57₹252.13
12 Oct 2026₹312.71₹263.49
SBI Gilt Fund, Axis Gilt Fund compared on return, risk, benchmark-relative, cost and portfolio metrics, against the Gilt Fund median.
Metric
SBI · Direct
NAV ₹72.54
Moderate risk
★★★★★
Axis · Direct
NAV ₹28.23
Moderate risk
★★★★★
Category median
Gilt Fund · 25 funds
+2.85%Best in row+2.45%+1.40%
+6.54%+6.96%Best in row+6.16%
+6.22%Best in row+5.81%+5.46%
+7.29%Best in row+6.71%+6.65%
+8.63%+7.30%+7.37%
+6.01%+5.98%—
+8.91%Best in row+7.89%+7.89%
+8.65%Best in row+7.71%+7.79%
+8.81%Best in row+7.79%+8.03%
Risk
2.66%Best in row2.97%3.08%
0.020.15Best in row-0.10
0.020.22Best in row-0.14
-9.51%-11.13%-7.84%
0.49%0.46%Best in row0.50%
₹8,245Cr₹373.07Cr₹158.30Cr
—₹1.00K—
—₹5.00K—
Sudhir AgrawalDevang Shah—
03 Jan 201302 Jan 2013—
12.4%3.0%—
10 rows carry the same value for every fund — show
Benchmark
—
Alpha
—
Beta
—
Upside capture
—
Downside capture
—
Exit load
None
Lock-in
None
Portfolio turnover
—
Holdings
—
Top 10 weight
—

Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.

Frequently asked questions

Which fund has delivered higher returns — SBI Gilt Fund or Axis Gilt Fund?

Over the last 3 years, Axis Gilt Fund returned +6.96% CAGR against SBI Gilt Fund's +6.54%, computed from AMFI NAV history. Over 5 years: SBI Gilt Fund +6.22% vs Axis Gilt Fund +5.81% CAGR. Past returns don't guarantee future performance.

Which fund is cheaper — SBI Gilt Fund or Axis Gilt Fund?

Axis Gilt Fund has the lower expense ratio: SBI Gilt Fund charges 0.49% a year against Axis Gilt Fund's 0.46%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.

Which fund is riskier — SBI Gilt Fund or Axis Gilt Fund?

Axis Gilt Fund has shown higher volatility (+2.97% annualized vs SBI Gilt Fund's +2.66%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: SBI Gilt Fund -3.23% vs Axis Gilt Fund -2.96%.

Which fund manages more money — SBI Gilt Fund or Axis Gilt Fund?

SBI Gilt Fund is the larger fund: SBI Gilt Fund manages ₹8,245Cr against Axis Gilt Fund's ₹373.07Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.

Are SBI Gilt Fund and Axis Gilt Fund in the same category?

Yes — both are Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.

Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.