SBI Children'S Fund - Savings vs Aditya Birla Sun Life Bal Bhavishya Yojna
SBI Children'S Fund - Savings (Direct) and Aditya Birla Sun Life Bal Bhavishya Yojna (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Children’s Fund schemes — see the best children’s mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 12 Feb 2019 – 20 Aug 2026, limited by Aditya Birla Sun Life Bal Bhavishya Yojna. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | SBI Children'S Fund - Savings | Aditya Birla Sun Life Bal Bhavishya Yojna | Nifty 500 |
|---|---|---|---|
| 12 Feb 2019 | ₹100.00 | ₹100.00 | ₹100.00 |
| 29 Sep 2019 | ₹102.85 | ₹103.20 | ₹105.27 |
| 15 May 2020 | ₹100.36 | ₹91.01 | ₹84.08 |
| 30 Dec 2020 | ₹121.25 | ₹126.97 | ₹128.96 |
| 15 Aug 2021 | ₹135.67 | ₹141.26 | ₹157.59 |
| 01 Apr 2022 | ₹143.23 | ₹142.06 | ₹169.04 |
| 16 Nov 2022 | ₹146.67 | ₹148.75 | ₹175.49 |
| 03 Jul 2023 | ₹157.95 | ₹160.14 | ₹185.18 |
| 17 Feb 2024 | ₹177.27 | ₹187.51 | ₹225.93 |
| 03 Oct 2024 | ₹202.18 | ₹224.48 | ₹266.16 |
| 19 May 2025 | ₹207.38 | ₹214.99 | ₹256.19 |
| 03 Jan 2026 | ₹211.36 | ₹234.07 | ₹270.01 |
| 20 Aug 2026 | ₹228.52 | ₹239.46 | ₹263.44 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
SBI Children'S Fund - Savings and Aditya Birla Sun Life Bal Bhavishya Yojna share 0% of their equity book by weight.
| Metric | SBI · Direct NAV ₹131.02 High risk ★★★★★ | Aditya Birla Sun Life · Direct NAV ₹23.97 High risk ★★★☆☆ | Category median Children’s Fund · 13 funds |
|---|---|---|---|
| +9.74%Best in row | +7.92% | +3.68% | |
| +12.05% | +13.50%Best in row | +10.59% | |
| +11.08% | +11.42%Best in row | +9.69% | |
| +11.38% | — | +10.99% | |
| +12.10% | +12.32%Best in row | +12.10% | |
| +11.40% | +12.49%Best in row | — | |
| +12.84% | +13.85%Best in row | +12.93% | |
| +12.33% | +14.13%Best in row | +12.89% | |
| +12.63% | — | +12.63% | |
| Risk | |||
| 4.17%Best in row | 14.69% | 12.55% | |
| 1.33Best in row | 0.48 | 0.35 | |
| 1.95Best in row | 0.64 | 0.48 | |
| -14.42%Best in row | -33.92% | -27.09% | |
| +3.40%Best in row | +1.26% | -0.06% | |
| 0.27 | 0.97 | 0.88 | |
| 49.7% | 100.5%Best in row | 84.4% | |
| 11.6%Best in row | 93.5% | 77.4% | |
| 0.92%Best in row | 1.08% | 1.47% | |
| ₹138.39Cr | ₹1,174Cr | ₹999.30Cr | |
| Up to 3.00% | None | — | |
| ₹5.00K | ₹1.00K | — | |
| 175% | 1% | 43% | |
| Rama Iyer Srinivasan · 5.6y | Atul Penkar · 4.6y | — | |
| 07 Jan 2013 | 12 Feb 2019 | — | |
| 20 | 70 | — | |
| 15.1% | 30.1% | — | |
| 10.7% | 1.4% | — | |
3 rows carry the same value for every fund — show
- Benchmark
- Nifty 500
- Lock-in
- 5 years
- Min SIP
- ₹500
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — SBI Children'S Fund - Savings or Aditya Birla Sun Life Bal Bhavishya Yojna?
Over the last 3 years, Aditya Birla Sun Life Bal Bhavishya Yojna returned +13.50% CAGR against SBI Children'S Fund - Savings's +12.05%, computed from AMFI NAV history. Over 5 years: SBI Children'S Fund - Savings +11.08% vs Aditya Birla Sun Life Bal Bhavishya Yojna +11.42% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — SBI Children'S Fund - Savings or Aditya Birla Sun Life Bal Bhavishya Yojna?
SBI Children'S Fund - Savings has the lower expense ratio: SBI Children'S Fund - Savings charges 0.92% a year against Aditya Birla Sun Life Bal Bhavishya Yojna's 1.08%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — SBI Children'S Fund - Savings or Aditya Birla Sun Life Bal Bhavishya Yojna?
Aditya Birla Sun Life Bal Bhavishya Yojna has shown higher volatility (+14.69% annualized vs SBI Children'S Fund - Savings's +4.17%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: SBI Children'S Fund - Savings -4.49% vs Aditya Birla Sun Life Bal Bhavishya Yojna -18.93%.
Which fund manages more money — SBI Children'S Fund - Savings or Aditya Birla Sun Life Bal Bhavishya Yojna?
Aditya Birla Sun Life Bal Bhavishya Yojna is the larger fund: SBI Children'S Fund - Savings manages ₹138.39Cr against Aditya Birla Sun Life Bal Bhavishya Yojna's ₹1,174Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are SBI Children'S Fund - Savings and Aditya Birla Sun Life Bal Bhavishya Yojna in the same category?
Yes — both are Children’s Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.