SBI 10 Year Constant Maturity Gilt Fund vs UTI 10 year Constant Maturity Gilt Fund
SBI 10 Year Constant Maturity Gilt Fund (Direct) and UTI 10 year Constant Maturity Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are 10-year Constant Maturity Gilt Fund schemes — see the best 10-year constant duration gilt mutual funds for the full ranking.
Head to head
NAVs as of 06 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 03 Aug 2022 – 06 Oct 2026, limited by UTI 10 year Constant Maturity Gilt Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | SBI 10 Year Constant Maturity Gilt Fund | UTI 10 year Constant Maturity Gilt Fund |
|---|---|---|
| 03 Aug 2022 | ₹100.00 | ₹100.00 |
| 08 Dec 2022 | ₹102.15 | ₹102.18 |
| 14 Apr 2023 | ₹104.95 | ₹105.01 |
| 19 Aug 2023 | ₹107.40 | ₹107.45 |
| 24 Dec 2023 | ₹109.92 | ₹110.01 |
| 29 Apr 2024 | ₹112.68 | ₹112.72 |
| 04 Sep 2024 | ₹117.79 | ₹117.82 |
| 09 Jan 2025 | ₹120.80 | ₹120.91 |
| 16 May 2025 | ₹127.87 | ₹127.93 |
| 20 Sep 2025 | ₹127.80 | ₹127.92 |
| 25 Jan 2026 | ₹129.16 | ₹129.29 |
| 01 Jun 2026 | ₹129.56 | ₹129.66 |
| 06 Oct 2026 | ₹131.31 | ₹131.38 |
| Metric | SBI · Direct NAV ₹68.62 Moderate risk ★★★☆☆ | UTI · Direct NAV ₹13.23 Moderate risk ★★☆☆☆ | Category median 10-year Constant Maturity Gilt Fund · 5 funds |
|---|---|---|---|
| +2.49% | +2.39% | +2.49% | |
| +6.99% | +6.97% | +6.99% | |
| +5.60% | — | +5.66% | |
| +7.42% | — | +7.33% | |
| +8.35% | +6.75% | +8.14% | |
| +6.02%Best in row | +5.88% | — | |
| +8.63%Best in row | +7.73% | +8.09% | |
| +8.46% | — | +8.29% | |
| +8.53% | — | +8.39% | |
| Risk | |||
| 2.74% | 2.75% | 2.75% | |
| 0.18 | 0.17 | 0.18 | |
| 0.26 | 0.24 | 0.26 | |
| -4.46% | -2.74% | -4.68% | |
| 0.32% | 0.33% | 0.30% | |
| ₹1,621Cr | ₹112.13Cr | ₹292.28Cr | |
| — | ₹500 | — | |
| — | ₹5.00K | — | |
| Sudhir Agrawal | Jaydeep Bhowal | — | |
| 03 Jan 2013 | 03 Aug 2022 | — | |
| 2.5% | 4.7% | — | |
10 rows carry the same value for every fund — show
- Benchmark
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- Alpha
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- Upside capture
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- Exit load
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- Lock-in
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — SBI 10 Year Constant Maturity Gilt Fund or UTI 10 year Constant Maturity Gilt Fund?
Over the last 3 years, SBI 10 Year Constant Maturity Gilt Fund returned +6.99% CAGR against UTI 10 year Constant Maturity Gilt Fund's +6.97%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — SBI 10 Year Constant Maturity Gilt Fund or UTI 10 year Constant Maturity Gilt Fund?
SBI 10 Year Constant Maturity Gilt Fund has the lower expense ratio: SBI 10 Year Constant Maturity Gilt Fund charges 0.32% a year against UTI 10 year Constant Maturity Gilt Fund's 0.33%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — SBI 10 Year Constant Maturity Gilt Fund or UTI 10 year Constant Maturity Gilt Fund?
UTI 10 year Constant Maturity Gilt Fund has shown higher volatility (+2.75% annualized vs SBI 10 Year Constant Maturity Gilt Fund's +2.74%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: SBI 10 Year Constant Maturity Gilt Fund -2.69% vs UTI 10 year Constant Maturity Gilt Fund -2.74%.
Which fund manages more money — SBI 10 Year Constant Maturity Gilt Fund or UTI 10 year Constant Maturity Gilt Fund?
SBI 10 Year Constant Maturity Gilt Fund is the larger fund: SBI 10 Year Constant Maturity Gilt Fund manages ₹1,621Cr against UTI 10 year Constant Maturity Gilt Fund's ₹112.13Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are SBI 10 Year Constant Maturity Gilt Fund and UTI 10 year Constant Maturity Gilt Fund in the same category?
Yes — both are 10-year Constant Maturity Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.