Nippon India Nivesh Lakshya Long Term Fund vs SBI Long Term Fund
Nippon India Nivesh Lakshya Long Term Fund (Direct) and SBI Long Term Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Long Term Fund schemes — see the best long duration mutual funds for the full ranking.
Head to head
NAVs as of 06 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 28 Dec 2022 – 06 Oct 2026, limited by SBI Long Term Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Nippon India Nivesh Lakshya Long Term Fund | SBI Long Term Fund |
|---|---|---|
| 28 Dec 2022 | ₹100.00 | ₹100.00 |
| 22 Apr 2023 | ₹103.17 | ₹103.63 |
| 15 Aug 2023 | ₹104.99 | ₹105.71 |
| 08 Dec 2023 | ₹106.43 | ₹106.80 |
| 31 Mar 2024 | ₹112.50 | ₹113.58 |
| 24 Jul 2024 | ₹115.78 | ₹117.08 |
| 16 Nov 2024 | ₹118.95 | ₹119.73 |
| 11 Mar 2025 | ₹121.12 | ₹122.07 |
| 04 Jul 2025 | ₹124.96 | ₹124.74 |
| 27 Oct 2025 | ₹125.49 | ₹125.21 |
| 18 Feb 2026 | ₹124.42 | ₹125.42 |
| 13 Jun 2026 | ₹125.28 | ₹125.93 |
| 06 Oct 2026 | ₹125.88 | ₹126.87 |
| Metric | Nippon India · Direct NAV ₹18.42 Moderate risk ★★★☆☆ | SBI · Direct NAV ₹12.68 Moderate risk ★★★☆☆ | Category median Long Term Fund · 11 funds |
|---|---|---|---|
| +0.35% | +1.04%Best in row | +0.93% | |
| +6.32% | +6.51%Best in row | +6.32% | |
| +5.44% | — | +5.39% | |
| +7.74% | +6.51% | +6.07% | |
| +5.21%Best in row | +4.58% | — | |
| +6.96%Best in row | +6.66% | +6.66% | |
| +6.88% | — | +7.39% | |
| Risk | |||
| 3.78% | 3.71% | 3.95% | |
| -0.05 | 0.00Best in row | -0.04 | |
| -0.07 | 0.01Best in row | -0.06 | |
| -5.84% | -4.45% | -5.63% | |
| 0.33% | 0.32% | 0.32% | |
| ₹6,197Cr | ₹1,380Cr | ₹101.86Cr | |
| ₹100 | ₹500 | — | |
| Pranay Sinha · 5.6y | Ardhendu Bhattacharya | — | |
| 09 Jul 2018 | 28 Dec 2022 | — | |
| 3.2% | 13.8% | — | |
13 rows carry the same value for every fund — show
- 10Y return (CAGR)
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- 10Y rolling avg
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- Benchmark
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- Alpha
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- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Exit load
- None
- Lock-in
- None
- Min lumpsum
- ₹5.00K
- Portfolio turnover
- —
- Holdings
- —
- Top 10 weight
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Nippon India Nivesh Lakshya Long Term Fund or SBI Long Term Fund?
Over the last 3 years, SBI Long Term Fund returned +6.51% CAGR against Nippon India Nivesh Lakshya Long Term Fund's +6.32%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — Nippon India Nivesh Lakshya Long Term Fund or SBI Long Term Fund?
SBI Long Term Fund has the lower expense ratio: Nippon India Nivesh Lakshya Long Term Fund charges 0.33% a year against SBI Long Term Fund's 0.32%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Nippon India Nivesh Lakshya Long Term Fund or SBI Long Term Fund?
Nippon India Nivesh Lakshya Long Term Fund has shown higher volatility (+3.78% annualized vs SBI Long Term Fund's +3.71%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Nippon India Nivesh Lakshya Long Term Fund -5.12% vs SBI Long Term Fund -4.45%.
Which fund manages more money — Nippon India Nivesh Lakshya Long Term Fund or SBI Long Term Fund?
Nippon India Nivesh Lakshya Long Term Fund is the larger fund: Nippon India Nivesh Lakshya Long Term Fund manages ₹6,197Cr against SBI Long Term Fund's ₹1,380Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Nippon India Nivesh Lakshya Long Term Fund and SBI Long Term Fund in the same category?
Yes — both are Long Term Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.