Kotak Ultra Short to Short Term Fund vs HSBC Ultra Short to Short Term Fund
Kotak Ultra Short to Short Term Fund (Direct) and HSBC Ultra Short to Short Term Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Low Duration Fund schemes — see the best low duration mutual funds for the full ranking.
Head to head
NAVs as of 09 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 28 Nov 2022 – 09 Oct 2026, limited by HSBC Ultra Short to Short Term Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Kotak Ultra Short to Short Term Fund | HSBC Ultra Short to Short Term Fund |
|---|---|---|
| 28 Nov 2022 | ₹100.00 | ₹100.00 |
| 26 Mar 2023 | ₹102.15 | ₹102.08 |
| 21 Jul 2023 | ₹104.95 | ₹104.83 |
| 16 Nov 2023 | ₹107.26 | ₹107.26 |
| 12 Mar 2024 | ₹109.80 | ₹109.83 |
| 08 Jul 2024 | ₹112.69 | ₹112.66 |
| 03 Nov 2024 | ₹115.60 | ₹115.39 |
| 28 Feb 2025 | ₹118.30 | ₹118.08 |
| 26 Jun 2025 | ₹122.15 | ₹123.41 |
| 21 Oct 2025 | ₹124.74 | ₹125.96 |
| 16 Feb 2026 | ₹127.06 | ₹128.29 |
| 13 Jun 2026 | ₹129.45 | ₹130.80 |
| 09 Oct 2026 | ₹132.16 | ₹133.53 |
| Metric | Kotak Mahindra · Direct NAV ₹3,949.28 Low to Moderate risk ★★★★☆ | HSBC · Direct NAV ₹32.79 Low to Moderate risk ★★★★★ | Category median Low Duration Fund · 25 funds |
|---|---|---|---|
| +6.17% | +6.21% | +6.17% | |
| +7.48% | +7.85%Best in row | +7.35% | |
| +6.74% | — | +6.59% | |
| +7.29% | — | +6.76% | |
| +7.67% | +7.77% | +7.19% | |
| +7.22% | +7.65%Best in row | — | |
| +7.47% | +8.02%Best in row | +7.24% | |
| +7.31% | — | +7.04% | |
| +7.61% | — | +7.12% | |
| Risk | |||
| 0.52%Best in row | 0.90% | 0.50% | |
| 1.89Best in row | 1.50 | 1.60 | |
| 3.24 | 4.59Best in row | 2.88 | |
| -1.50% | -0.23% | -1.36% | |
| 0.41% | 0.40% | 0.34% | |
| ₹12,021Cr | ₹936.99Cr | ₹1,801Cr | |
| ₹100 | ₹500 | — | |
| ₹100 | ₹5.00K | — | |
| Deepak Agrawal | Mohd Asif Rizwi | — | |
| 02 Feb 2015 | 28 Nov 2022 | — | |
| 1.5% | 1.9% | — | |
10 rows carry the same value for every fund — show
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- Exit load
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Kotak Ultra Short to Short Term Fund or HSBC Ultra Short to Short Term Fund?
Over the last 3 years, HSBC Ultra Short to Short Term Fund returned +7.85% CAGR against Kotak Ultra Short to Short Term Fund's +7.48%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — Kotak Ultra Short to Short Term Fund or HSBC Ultra Short to Short Term Fund?
HSBC Ultra Short to Short Term Fund has the lower expense ratio: Kotak Ultra Short to Short Term Fund charges 0.41% a year against HSBC Ultra Short to Short Term Fund's 0.40%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Kotak Ultra Short to Short Term Fund or HSBC Ultra Short to Short Term Fund?
HSBC Ultra Short to Short Term Fund has shown higher volatility (+0.90% annualized vs Kotak Ultra Short to Short Term Fund's +0.52%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Kotak Ultra Short to Short Term Fund -0.24% vs HSBC Ultra Short to Short Term Fund -0.23%.
Which fund manages more money — Kotak Ultra Short to Short Term Fund or HSBC Ultra Short to Short Term Fund?
Kotak Ultra Short to Short Term Fund is the larger fund: Kotak Ultra Short to Short Term Fund manages ₹12,021Cr against HSBC Ultra Short to Short Term Fund's ₹936.99Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Kotak Ultra Short to Short Term Fund and HSBC Ultra Short to Short Term Fund in the same category?
Yes — both are Low Duration Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.