ICICI Prudential Gilt Fund vs UTI - Gilt Fund
ICICI Prudential Gilt Fund (Direct) and UTI - Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund schemes — see the best gilt mutual funds for the full ranking.
Head to head
NAVs as of 27 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 03 Jan 2013 – 25 Aug 2026, limited by UTI - Gilt Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | ICICI Prudential Gilt Fund | UTI - Gilt Fund |
|---|---|---|
| 03 Jan 2013 | ₹100.00 | ₹100.00 |
| 22 Feb 2014 | ₹101.11 | ₹103.82 |
| 13 Apr 2015 | ₹122.69 | ₹127.67 |
| 02 Jun 2016 | ₹133.88 | ₹135.15 |
| 22 Jul 2017 | ₹158.91 | ₹163.11 |
| 10 Sep 2018 | ₹160.88 | ₹163.41 |
| 30 Oct 2019 | ₹182.30 | ₹189.76 |
| 18 Dec 2020 | ₹208.53 | ₹210.28 |
| 06 Feb 2022 | ₹214.08 | ₹214.79 |
| 29 Mar 2023 | ₹232.44 | ₹227.45 |
| 17 May 2024 | ₹255.74 | ₹247.97 |
| 06 Jul 2025 | ₹285.01 | ₹272.86 |
| 25 Aug 2026 | ₹301.17 | ₹286.70 |
| Metric | ICICI Prudential · Direct NAV ₹117.59 Moderate risk ★★★★★ | UTI · Direct NAV ₹68.55 Moderate risk ★★★★☆ | Category median Gilt Fund · 25 funds |
|---|---|---|---|
| +6.57% | +6.87%Best in row | +5.40% | |
| +7.53%Best in row | +6.99% | +6.68% | |
| +6.98%Best in row | +5.95% | +5.88% | |
| +7.69%Best in row | +7.14% | +7.06% | |
| +8.42%Best in row | +8.03% | +7.52% | |
| +7.38%Best in row | +6.56% | — | |
| +8.83%Best in row | +8.15% | +7.92% | |
| +8.59%Best in row | +7.89% | +7.82% | |
| +8.77%Best in row | +8.09% | +8.09% | |
| Risk | |||
| 2.30%Best in row | 2.61% | 3.11% | |
| 0.45Best in row | 0.19 | 0.06 | |
| 0.65Best in row | 0.26 | 0.08 | |
| -12.31% | -8.10%Best in row | -7.84% | |
| 0.58%Best in row | 0.69% | 0.50% | |
| ₹8,858Cr | ₹510.86Cr | ₹303.41Cr | |
| ₹1.00K | ₹2.02K | — | |
| ₹5.00K | ₹500 | — | |
| Manish Banthia | Pankaj Pathak | — | |
| 02 Jan 2013 | 03 Jan 2013 | — | |
| 1.4% | 15.0% | — | |
10 rows carry the same value for every fund — show
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- Exit load
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- Top 10 weight
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — ICICI Prudential Gilt Fund or UTI - Gilt Fund?
Over the last 3 years, ICICI Prudential Gilt Fund returned +7.53% CAGR against UTI - Gilt Fund's +6.99%, computed from AMFI NAV history. Over 5 years: ICICI Prudential Gilt Fund +6.98% vs UTI - Gilt Fund +5.95% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — ICICI Prudential Gilt Fund or UTI - Gilt Fund?
ICICI Prudential Gilt Fund has the lower expense ratio: ICICI Prudential Gilt Fund charges 0.58% a year against UTI - Gilt Fund's 0.69%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — ICICI Prudential Gilt Fund or UTI - Gilt Fund?
UTI - Gilt Fund has shown higher volatility (+2.61% annualized vs ICICI Prudential Gilt Fund's +2.30%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: ICICI Prudential Gilt Fund -2.65% vs UTI - Gilt Fund -3.24%.
Which fund manages more money — ICICI Prudential Gilt Fund or UTI - Gilt Fund?
ICICI Prudential Gilt Fund is the larger fund: ICICI Prudential Gilt Fund manages ₹8,858Cr against UTI - Gilt Fund's ₹510.86Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are ICICI Prudential Gilt Fund and UTI - Gilt Fund in the same category?
Yes — both are Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.