Franklin India Floating Interest Rates Fund vs Bandhan Floating Interest Rates Fund
Franklin India Floating Interest Rates Fund (Direct) and Bandhan Floating Interest Rates Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Floating Interest Rates Fund schemes — see the best floater mutual funds for the full ranking.
Head to head
NAVs as of 06 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 22 Feb 2021 – 06 Oct 2026, limited by Bandhan Floating Interest Rates Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Franklin India Floating Interest Rates Fund | Bandhan Floating Interest Rates Fund |
|---|---|---|
| 22 Feb 2021 | ₹100.00 | ₹100.00 |
| 12 Aug 2021 | ₹102.36 | ₹102.12 |
| 30 Jan 2022 | ₹103.98 | ₹103.76 |
| 20 Jul 2022 | ₹105.42 | ₹105.30 |
| 07 Jan 2023 | ₹108.86 | ₹108.00 |
| 27 Jun 2023 | ₹113.01 | ₹111.87 |
| 15 Dec 2023 | ₹117.17 | ₹115.42 |
| 03 Jun 2024 | ₹121.97 | ₹119.60 |
| 21 Nov 2024 | ₹127.28 | ₹124.42 |
| 11 May 2025 | ₹133.31 | ₹130.49 |
| 29 Oct 2025 | ₹137.84 | ₹134.71 |
| 18 Apr 2026 | ₹141.84 | ₹138.33 |
| 06 Oct 2026 | ₹145.70 | ₹142.68 |
| Metric | Franklin Templeton · Direct NAV ₹48.20 Moderate risk ★★★☆☆ | Bandhan · Direct NAV ₹14.27 Moderate risk ★★★☆☆ | Category median Floating Interest Rates Fund · 12 funds |
|---|---|---|---|
| +6.22% | +6.31% | +5.98% | |
| +8.00%Best in row | +7.82% | +7.60% | |
| +7.15%Best in row | +6.80% | +6.77% | |
| +6.93% | — | +7.17% | |
| +7.09% | +6.53% | +7.09% | |
| +7.70%Best in row | +7.43% | — | |
| +6.97% | +7.18%Best in row | +7.50% | |
| +6.80%Best in row | +6.66% | +6.89% | |
| +6.88% | — | +7.61% | |
| Risk | |||
| 0.81%Best in row | 0.99% | 0.81% | |
| 1.85Best in row | 1.34 | 1.24 | |
| 3.05Best in row | 2.05 | 1.92 | |
| -1.29% | -0.68% | -1.31% | |
| 0.38% | 0.14%Best in row | 0.28% | |
| — | ₹224.02Cr | ₹2,249Cr | |
| ₹500 | ₹100 | — | |
| Sandeep Manam | Brijesh Shah | — | |
| 31 Dec 2012 | 22 Feb 2021 | — | |
| 3.0% | 8.3% | — | |
11 rows carry the same value for every fund — show
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Exit load
- None
- Lock-in
- None
- Min lumpsum
- ₹1.00K
- Portfolio turnover
- —
- Holdings
- —
- Top 10 weight
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Franklin India Floating Interest Rates Fund or Bandhan Floating Interest Rates Fund?
Over the last 3 years, Franklin India Floating Interest Rates Fund returned +8.00% CAGR against Bandhan Floating Interest Rates Fund's +7.82%, computed from AMFI NAV history. Over 5 years: Franklin India Floating Interest Rates Fund +7.15% vs Bandhan Floating Interest Rates Fund +6.80% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Franklin India Floating Interest Rates Fund or Bandhan Floating Interest Rates Fund?
Bandhan Floating Interest Rates Fund has the lower expense ratio: Franklin India Floating Interest Rates Fund charges 0.38% a year against Bandhan Floating Interest Rates Fund's 0.14%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Franklin India Floating Interest Rates Fund or Bandhan Floating Interest Rates Fund?
Bandhan Floating Interest Rates Fund has shown higher volatility (+0.99% annualized vs Franklin India Floating Interest Rates Fund's +0.81%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Franklin India Floating Interest Rates Fund -0.52% vs Bandhan Floating Interest Rates Fund -0.47%.
Are Franklin India Floating Interest Rates Fund and Bandhan Floating Interest Rates Fund in the same category?
Yes — both are Floating Interest Rates Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.