Bank of India Short Term Fund vs ICICI Prudential Short Term Fund
Bank of India Short Term Fund (Direct) and ICICI Prudential Short Term Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Short Duration Fund schemes — see the best short duration mutual funds for the full ranking.
Head to head
NAVs as of 04 Nov 2026
Growth of ₹100 (rebased over the selected window)
Common period 03 Jan 2013 – 04 Nov 2026, limited by Bank of India Short Term Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Bank of India Short Term Fund | ICICI Prudential Short Term Fund |
|---|---|---|
| 03 Jan 2013 | ₹100.00 | ₹100.00 |
| 28 Feb 2014 | ₹109.21 | ₹108.65 |
| 25 Apr 2015 | ₹122.90 | ₹124.10 |
| 19 Jun 2016 | ₹136.90 | ₹137.14 |
| 14 Aug 2017 | ₹153.55 | ₹154.96 |
| 09 Oct 2018 | ₹163.08 | ₹163.42 |
| 05 Dec 2019 | ₹144.16 | ₹183.91 |
| 29 Jan 2021 | ₹144.33 | ₹206.28 |
| 26 Mar 2022 | ₹150.25 | ₹217.17 |
| 21 May 2023 | ₹195.49 | ₹235.06 |
| 15 Jul 2024 | ₹210.54 | ₹256.87 |
| 09 Sep 2025 | ₹234.81 | ₹283.40 |
| 04 Nov 2026 | ₹248.63 | ₹302.16 |
| Metric | Bank of India · Direct NAV ₹31.19 Low to Moderate risk ★★☆☆☆ | ICICI Prudential · Direct NAV ₹70.92 Low to Moderate risk ★★★★☆ | Category median Short Duration Fund · 23 funds |
|---|---|---|---|
| +4.74% | +5.31%Best in row | +4.68% | |
| +7.59% | +7.57% | +7.29% | |
| +10.85%Best in row | +7.08% | +6.42% | |
| +5.69% | +7.69%Best in row | +6.96% | |
| +6.81% | +8.33% | +7.36% | |
| +7.98%Best in row | +7.30% | — | |
| +6.70% | +8.42%Best in row | +7.45% | |
| +5.87% | +8.26%Best in row | +7.29% | |
| +6.33% | +8.34%Best in row | +7.56% | |
| Risk | |||
| 1.48% | 0.96%Best in row | 0.97% | |
| 0.74 | 1.11Best in row | 0.79 | |
| 1.70 | 1.67 | 1.23 | |
| -19.80% | -3.38% | -2.55% | |
| 0.54% | 0.45%Best in row | 0.37% | |
| ₹266.13Cr | ₹19,244Cr | ₹1,294Cr | |
| ₹1.00K | ₹500 | — | |
| ₹5.00K | ₹500 | — | |
| Mithraem Bharucha · 5.2y | Manish Banthia | — | |
| 18 Dec 2008 | 25 Oct 2001 | — | |
| 4.3% | 3.5% | — | |
10 rows carry the same value for every fund — show
- Benchmark
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- Alpha
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- Beta
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- Upside capture
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- Downside capture
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- Exit load
- None
- Lock-in
- None
- Portfolio turnover
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- Holdings
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- Top 10 weight
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bank of India Short Term Fund or ICICI Prudential Short Term Fund?
Over the last 3 years, Bank of India Short Term Fund returned +7.59% CAGR against ICICI Prudential Short Term Fund's +7.57%, computed from AMFI NAV history. Over 5 years: Bank of India Short Term Fund +10.85% vs ICICI Prudential Short Term Fund +7.08% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Bank of India Short Term Fund or ICICI Prudential Short Term Fund?
ICICI Prudential Short Term Fund has the lower expense ratio: Bank of India Short Term Fund charges 0.54% a year against ICICI Prudential Short Term Fund's 0.45%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bank of India Short Term Fund or ICICI Prudential Short Term Fund?
Bank of India Short Term Fund has shown higher volatility (+1.48% annualized vs ICICI Prudential Short Term Fund's +0.96%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bank of India Short Term Fund -0.56% vs ICICI Prudential Short Term Fund -0.64%.
Which fund manages more money — Bank of India Short Term Fund or ICICI Prudential Short Term Fund?
ICICI Prudential Short Term Fund is the larger fund: Bank of India Short Term Fund manages ₹266.13Cr against ICICI Prudential Short Term Fund's ₹19,244Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Bank of India Short Term Fund and ICICI Prudential Short Term Fund in the same category?
Yes — both are Short Duration Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.