Bank of India Short Term Fund vs Axis Short Term Fund
Bank of India Short Term Fund (Direct) and Axis Short Term Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Short Duration Fund schemes — see the best short duration mutual funds for the full ranking.
Head to head
NAVs as of 22 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 03 Jan 2013 – 22 Oct 2026, limited by Bank of India Short Term Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Bank of India Short Term Fund | Axis Short Term Fund |
|---|---|---|
| 03 Jan 2013 | ₹100.00 | ₹100.00 |
| 27 Feb 2014 | ₹109.16 | ₹109.27 |
| 23 Apr 2015 | ₹122.88 | ₹123.38 |
| 16 Jun 2016 | ₹136.87 | ₹136.32 |
| 10 Aug 2017 | ₹153.46 | ₹151.49 |
| 04 Oct 2018 | ₹162.81 | ₹160.35 |
| 28 Nov 2019 | ₹144.40 | ₹181.37 |
| 21 Jan 2021 | ₹144.22 | ₹201.66 |
| 17 Mar 2022 | ₹150.17 | ₹212.07 |
| 11 May 2023 | ₹195.06 | ₹226.39 |
| 04 Jul 2024 | ₹210.01 | ₹245.72 |
| 28 Aug 2025 | ₹234.30 | ₹272.18 |
| 22 Oct 2026 | ₹246.90 | ₹288.88 |
| Metric | Bank of India · Direct NAV ₹30.97 Low to Moderate risk ★★☆☆☆ | Axis · Direct NAV ₹36.23 Low to Moderate risk ★★★★★ | Category median Short Duration Fund · 23 funds |
|---|---|---|---|
| +4.19% | +4.79%Best in row | +4.37% | |
| +7.46% | +7.59%Best in row | +7.25% | |
| +10.71%Best in row | +6.69% | +6.33% | |
| +5.62% | +7.36%Best in row | +6.92% | |
| +6.77% | +8.00% | +7.35% | |
| +7.96%Best in row | +7.06% | — | |
| +6.68% | +8.03%Best in row | +7.44% | |
| +5.81% | +7.89%Best in row | +7.29% | |
| +6.33% | +7.95%Best in row | +7.56% | |
| Risk | |||
| 1.47% | 0.97%Best in row | 0.97% | |
| 0.65 | 1.13Best in row | 0.77 | |
| 1.49 | 1.73Best in row | 1.17 | |
| -19.80% | -2.60% | -2.55% | |
| 0.54% | 0.40%Best in row | 0.37% | |
| ₹266.13Cr | — | ₹1,294Cr | |
| ₹1.00K | ₹100 | — | |
| ₹5.00K | ₹100 | — | |
| Mithraem Bharucha · 5.2y | Devang Shah · 14y | — | |
| 18 Dec 2008 | 22 Jan 2010 | — | |
| 4.3% | 6.2% | — | |
10 rows carry the same value for every fund — show
- Benchmark
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- Alpha
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- Beta
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- Upside capture
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- Downside capture
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- Exit load
- None
- Lock-in
- None
- Portfolio turnover
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- Holdings
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- Top 10 weight
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bank of India Short Term Fund or Axis Short Term Fund?
Over the last 3 years, Axis Short Term Fund returned +7.59% CAGR against Bank of India Short Term Fund's +7.46%, computed from AMFI NAV history. Over 5 years: Bank of India Short Term Fund +10.71% vs Axis Short Term Fund +6.69% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Bank of India Short Term Fund or Axis Short Term Fund?
Axis Short Term Fund has the lower expense ratio: Bank of India Short Term Fund charges 0.54% a year against Axis Short Term Fund's 0.40%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bank of India Short Term Fund or Axis Short Term Fund?
Bank of India Short Term Fund has shown higher volatility (+1.47% annualized vs Axis Short Term Fund's +0.97%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bank of India Short Term Fund -0.56% vs Axis Short Term Fund -0.53%.
Are Bank of India Short Term Fund and Axis Short Term Fund in the same category?
Yes — both are Short Duration Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.