Bank of India Flexi Cap Fund vs 360 ONE Flexicap Fund
Bank of India Flexi Cap Fund (Direct) and 360 ONE Flexicap Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Flexi Cap Fund schemes — see the best flexi cap mutual funds for the full ranking.
Head to head
NAVs as of 23 Sep 2026
Growth of ₹100 (rebased over the selected window)
Common period 06 Jul 2023 – 23 Sep 2026, limited by 360 ONE Flexicap Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | Bank of India Flexi Cap Fund | 360 ONE Flexicap Fund | Nifty 500 |
|---|---|---|---|
| 06 Jul 2023 | ₹100.00 | ₹100.00 | ₹100.00 |
| 12 Oct 2023 | ₹111.09 | ₹106.46 | ₹104.34 |
| 18 Jan 2024 | ₹130.50 | ₹119.95 | ₹116.29 |
| 25 Apr 2024 | ₹150.66 | ₹131.73 | ₹124.99 |
| 01 Aug 2024 | ₹172.27 | ₹156.01 | ₹140.80 |
| 07 Nov 2024 | ₹168.88 | ₹155.32 | ₹136.60 |
| 13 Feb 2025 | ₹146.30 | ₹141.26 | ₹125.21 |
| 21 May 2025 | ₹158.41 | ₹151.49 | ₹136.15 |
| 27 Aug 2025 | ₹161.18 | ₹152.59 | ₹136.38 |
| 03 Dec 2025 | ₹168.31 | ₹157.86 | ₹142.06 |
| 11 Mar 2026 | ₹161.58 | ₹145.88 | ₹132.03 |
| 17 Jun 2026 | ₹178.13 | ₹161.06 | ₹138.42 |
| 23 Sep 2026 | ₹187.63 | ₹172.87 | ₹137.38 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
Bank of India Flexi Cap Fund and 360 ONE Flexicap Fund share 13% of their equity book by weight.
Shared holdings — Bank of India Flexi Cap Fund vs 360 ONE Flexicap Fund
| Stock | Bank of India Flexi Cap Fund | 360 ONE Flexicap Fund | |
|---|---|---|---|
| ICICI Bank Ltd | 4.45% | 5.27% | 4.45% |
| Bharti Airtel Ltd | 2.76% | 2.69% | 2.69% |
| State Bank of India | 5.65% | 1.49% | 1.49% |
| Tata Motors Ltd | 1.15% | 3.48% | 1.15% |
| Vedanta Aluminium Metal Ltd | 0.99% | 1.05% | 0.99% |
| Britannia Industries Ltd | 1.52% | 0.88% | 0.88% |
| ICICI Prudential Asset Management Company Ltd. | 0.80% | 1.41% | 0.80% |
| CreditAccess Grameen Ltd | 1.15% | 0.47% | 0.47% |
| Zomato Ltd | 0.32% | 3.91% | 0.32% |
9 shared of 64 / 56 positions. Weights are shown as a share of each fund's equity book.
| Metric | Bank of India · Direct NAV ₹42.63 Very High risk ★★★★☆ | 360 One · Direct NAV ₹17.37 Very High risk ★★★★☆ | Category median Flexi Cap Fund · 47 funds |
|---|---|---|---|
| +11.22%Best in row | +10.46% | +2.38% | |
| +19.91%Best in row | +18.31% | +12.22% | |
| +16.68% | — | +10.65% | |
| +26.13%Best in row | +18.55% | +13.94% | |
| +18.26%Best in row | +13.59% | — | |
| +24.97%Best in row | +18.32% | +16.46% | |
| +22.02% | — | +15.75% | |
| Risk | |||
| 17.68% | 15.23%Best in row | 14.23% | |
| 0.76 | 0.78 | 0.39 | |
| 1.00 | 1.06Best in row | 0.52 | |
| -23.73% | -18.12%Best in row | -29.87% | |
| +8.42%Best in row | +7.24% | +2.36% | |
| 1.10 | 0.97 | 0.97 | |
| 127.1%Best in row | 115.2% | 100.7% | |
| 89.1% | 78.6%Best in row | 88.0% | |
| 0.85%Best in row | 0.92% | 0.92% | |
| ₹2,414Cr | ₹2,018Cr | ₹4,167Cr | |
| ₹5.00K | ₹1.00K | — | |
| 37% | 74% | 36% | |
| Alok Singh | Ashish Ongari | — | |
| 01 Jul 2020 | 06 Jul 2023 | — | |
| 64 | 56 | — | |
| 30.5% | 34.5% | — | |
| 6.0% | 3.4% | — | |
6 rows carry the same value for every fund — show
- 10Y return (CAGR)
- —
- 10Y rolling avg
- —
- Benchmark
- Nifty 500
- Exit load
- Up to 1.00%
- Lock-in
- None
- Min SIP
- ₹1.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bank of India Flexi Cap Fund or 360 ONE Flexicap Fund?
Over the last 3 years, Bank of India Flexi Cap Fund returned +19.91% CAGR against 360 ONE Flexicap Fund's +18.31%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — Bank of India Flexi Cap Fund or 360 ONE Flexicap Fund?
Bank of India Flexi Cap Fund has the lower expense ratio: Bank of India Flexi Cap Fund charges 0.85% a year against 360 ONE Flexicap Fund's 0.92%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bank of India Flexi Cap Fund or 360 ONE Flexicap Fund?
Bank of India Flexi Cap Fund has shown higher volatility (+17.68% annualized vs 360 ONE Flexicap Fund's +15.23%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bank of India Flexi Cap Fund -23.73% vs 360 ONE Flexicap Fund -18.12%.
Which fund manages more money — Bank of India Flexi Cap Fund or 360 ONE Flexicap Fund?
Bank of India Flexi Cap Fund is the larger fund: Bank of India Flexi Cap Fund manages ₹2,414Cr against 360 ONE Flexicap Fund's ₹2,018Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Bank of India Flexi Cap Fund and 360 ONE Flexicap Fund in the same category?
Yes — both are Flexi Cap Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.