Bandhan Large Cap Fund vs WhiteOak Capital Large Cap Fund
Bandhan Large Cap Fund (Direct) and WhiteOak Capital Large Cap Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Large Cap Fund schemes — see the best large cap mutual funds for the full ranking.
Head to head
NAVs as of 05 Nov 2026
Growth of ₹100 (rebased over the selected window)
Common period 02 Dec 2022 – 05 Nov 2026, limited by WhiteOak Capital Large Cap Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | Bandhan Large Cap Fund | WhiteOak Capital Large Cap Fund | Nifty 100 TRI |
|---|---|---|---|
| 02 Dec 2022 | ₹100.00 | ₹100.00 | ₹100.00 |
| 01 Apr 2023 | ₹93.71 | ₹91.88 | ₹91.49 |
| 29 Jul 2023 | ₹108.55 | ₹106.19 | ₹104.72 |
| 26 Nov 2023 | ₹111.52 | ₹109.86 | ₹106.43 |
| 24 Mar 2024 | ₹129.26 | ₹126.16 | ₹122.09 |
| 22 Jul 2024 | ₹149.28 | ₹145.51 | ₹138.03 |
| 18 Nov 2024 | ₹145.14 | ₹144.73 | ₹132.11 |
| 18 Mar 2025 | ₹138.70 | ₹139.79 | ₹127.44 |
| 15 Jul 2025 | ₹155.46 | ₹156.30 | ₹141.72 |
| 12 Nov 2025 | ₹161.64 | ₹162.02 | ₹145.93 |
| 11 Mar 2026 | ₹150.80 | ₹150.49 | ₹135.90 |
| 09 Jul 2026 | ₹157.56 | ₹157.90 | ₹138.80 |
| 05 Nov 2026 | ₹163.44 | ₹161.62 | ₹139.10 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 42 stocks only in Bandhan Large Cap Fund
- 30 stocks in both — 52.8% of each portfolio by weight
- 34 stocks only in WhiteOak Capital Large Cap Fund
The more the circles overlap, the more the funds hold the same stocks.
Bandhan Large Cap Fund and WhiteOak Capital Large Cap Fund share 52.8% of their equity book — below the 52.9% median for Large Cap × Large Cap. These two are genuinely doing different things.
Shared holdings — Bandhan Large Cap Fund vs WhiteOak Capital Large Cap Fund
| Stock | Bandhan Large Cap Fund | WhiteOak Capital Large Cap Fund | |
|---|---|---|---|
| ICICI Bank Limited | 8.39% | 11.05% | 8.39% |
| HDFC Bank Limited | 7.57% | 7.19% | 7.19% |
| State Bank of India | 3.96% | 3.82% | 3.82% |
| Reliance Industries Limited | 5.76% | 3.41% | 3.41% |
| Mahindra & Mahindra Limited | 3.22% | 3.72% | 3.22% |
| Bharti Airtel Limited | 2.88% | 6.18% | 2.88% |
| Axis Bank Limited | 2.75% | 2.40% | 2.40% |
| Eternal Limited | 2.38% | 3.78% | 2.38% |
| Larsen & Toubro Limited | 3.21% | 2.11% | 2.11% |
| Titan Company Limited | 1.44% | 3.02% | 1.44% |
| Bharat Electronics Limited | 1.43% | 2.28% | 1.43% |
| Kotak Mahindra Bank Limited | 1.33% | 3.88% | 1.33% |
| Bajaj Finserv Limited | 2.73% | 1.25% | 1.25% |
| Sun Pharmaceutical Industries Limited | 2.83% | 1.17% | 1.17% |
| Coforge Limited | 1.17% | 1.66% | 1.17% |
15 more stocks in common. 30 shared of 72 / 64 positions. Weights are shown as a share of each fund's equity book.
What differs, in plain wordsAI
| Metric | Bandhan · Direct NAV ₹93.17 Very High risk ★★★☆☆ | WhiteOak Capital · Direct NAV ₹16.06 Very High risk ★★★★★ | Category median Large Cap Fund · 35 funds |
|---|---|---|---|
| +1.63%Best in row | +0.69% | -0.59% | |
| +15.07%Best in row | +14.89% | +11.98% | |
| +10.57% | — | +9.23% | |
| +13.74% | — | +12.62% | |
| +12.93% | +13.01% | +12.94% | |
| +11.89% | — | — | |
| +13.79% | +16.22%Best in row | +14.40% | |
| +13.63% | — | +13.70% | |
| +13.62% | — | +13.88% | |
| Risk | |||
| 13.59% | 13.52% | 13.48% | |
| 0.63 | 0.62 | 0.40 | |
| 0.89 | 0.86 | 0.56 | |
| -35.14% | -15.25% | -35.14% | |
| +3.51% | +3.63%Best in row | +1.13% | |
| 1.01 | 0.94 | 0.95 | |
| 110.7%Best in row | 107.5% | 99.8% | |
| 93.9% | 88.8%Best in row | 94.8% | |
| 1.08% | 0.91%Best in row | 1.08% | |
| ₹2,144Cr | ₹1,251Cr | ₹2,337Cr | |
| Up to 1.00% | None | — | |
| ₹1.00K | ₹500 | — | |
| — | 194% | 51% | |
| Manish Gunwani · 1.9y | Dheeresh Pathak · 2.6y | — | |
| 09 Jun 2006 | 01 Dec 2022 | — | |
| 72 | 64 | — | |
| 45.1% | 45.0% | — | |
| 0.1% | 4.1% | — | |
3 rows carry the same value for every fund — show
- Benchmark
- Nifty 100 TRI
- Lock-in
- None
- Min SIP
- ₹100
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bandhan Large Cap Fund or WhiteOak Capital Large Cap Fund?
Over the last 3 years, Bandhan Large Cap Fund returned +15.07% CAGR against WhiteOak Capital Large Cap Fund's +14.89%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — Bandhan Large Cap Fund or WhiteOak Capital Large Cap Fund?
WhiteOak Capital Large Cap Fund has the lower expense ratio: Bandhan Large Cap Fund charges 1.08% a year against WhiteOak Capital Large Cap Fund's 0.91%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bandhan Large Cap Fund or WhiteOak Capital Large Cap Fund?
Bandhan Large Cap Fund has shown higher volatility (+13.59% annualized vs WhiteOak Capital Large Cap Fund's +13.52%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bandhan Large Cap Fund -17.95% vs WhiteOak Capital Large Cap Fund -15.25%.
Which fund manages more money — Bandhan Large Cap Fund or WhiteOak Capital Large Cap Fund?
Bandhan Large Cap Fund is the larger fund: Bandhan Large Cap Fund manages ₹2,144Cr against WhiteOak Capital Large Cap Fund's ₹1,251Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Bandhan Large Cap Fund and WhiteOak Capital Large Cap Fund in the same category?
Yes — both are Large Cap Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.