Bandhan Gilt Fund vs SBI Gilt Fund
Bandhan Gilt Fund (Direct) and SBI Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund schemes — see the best gilt mutual funds for the full ranking.
Head to head
NAVs as of 12 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 03 Jan 2013 – 12 Oct 2026, limited by SBI Gilt Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Bandhan Gilt Fund | SBI Gilt Fund |
|---|---|---|
| 03 Jan 2013 | ₹100.00 | ₹100.00 |
| 26 Feb 2014 | ₹107.29 | ₹106.29 |
| 21 Apr 2015 | ₹128.42 | ₹131.73 |
| 14 Jun 2016 | ₹137.99 | ₹142.46 |
| 07 Aug 2017 | ₹161.54 | ₹169.64 |
| 30 Sep 2018 | ₹161.45 | ₹169.54 |
| 23 Nov 2019 | ₹192.76 | ₹199.21 |
| 15 Jan 2021 | ₹221.65 | ₹224.61 |
| 10 Mar 2022 | ₹230.36 | ₹233.75 |
| 04 May 2023 | ₹242.38 | ₹254.16 |
| 26 Jun 2024 | ₹268.91 | ₹277.59 |
| 19 Aug 2025 | ₹284.13 | ₹298.57 |
| 12 Oct 2026 | ₹309.99 | ₹312.71 |
| Metric | Bandhan · Direct NAV ₹40.89 Moderate risk ★★★★☆ | SBI · Direct NAV ₹72.54 Moderate risk ★★★★★ | Category median Gilt Fund · 25 funds |
|---|---|---|---|
| +7.21%Best in row | +2.85% | +1.40% | |
| +8.26%Best in row | +6.54% | +6.16% | |
| +6.42%Best in row | +6.22% | +5.46% | |
| +7.61%Best in row | +7.29% | +6.65% | |
| +8.59% | +8.63% | +7.37% | |
| +7.19%Best in row | +6.01% | — | |
| +8.65% | +8.91%Best in row | +7.89% | |
| +8.48% | +8.65%Best in row | +7.79% | |
| +8.55% | +8.81%Best in row | +8.03% | |
| Risk | |||
| 3.50% | 2.66%Best in row | 3.08% | |
| 0.50Best in row | 0.02 | -0.10 | |
| 0.73Best in row | 0.02 | -0.14 | |
| -7.05% | -9.51% | -7.84% | |
| 0.57% | 0.49%Best in row | 0.50% | |
| ₹1,800Cr | ₹8,245Cr | ₹158.30Cr | |
| ₹100 | — | — | |
| ₹1.00K | — | — | |
| Brijesh Shah | Sudhir Agrawal | — | |
| 02 Jan 2013 | 03 Jan 2013 | — | |
| 93.1% | 12.4% | — | |
10 rows carry the same value for every fund — show
- Benchmark
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- Alpha
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- Beta
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- Upside capture
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- Downside capture
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- Exit load
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- Lock-in
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- Holdings
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- Top 10 weight
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bandhan Gilt Fund or SBI Gilt Fund?
Over the last 3 years, Bandhan Gilt Fund returned +8.26% CAGR against SBI Gilt Fund's +6.54%, computed from AMFI NAV history. Over 5 years: Bandhan Gilt Fund +6.42% vs SBI Gilt Fund +6.22% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Bandhan Gilt Fund or SBI Gilt Fund?
SBI Gilt Fund has the lower expense ratio: Bandhan Gilt Fund charges 0.57% a year against SBI Gilt Fund's 0.49%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bandhan Gilt Fund or SBI Gilt Fund?
Bandhan Gilt Fund has shown higher volatility (+3.50% annualized vs SBI Gilt Fund's +2.66%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bandhan Gilt Fund -4.08% vs SBI Gilt Fund -3.23%.
Which fund manages more money — Bandhan Gilt Fund or SBI Gilt Fund?
SBI Gilt Fund is the larger fund: Bandhan Gilt Fund manages ₹1,800Cr against SBI Gilt Fund's ₹8,245Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Bandhan Gilt Fund and SBI Gilt Fund in the same category?
Yes — both are Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.