Bandhan Gilt Fund vs ICICI Prudential Gilt Fund
Bandhan Gilt Fund (Direct) and ICICI Prudential Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund schemes — see the best gilt mutual funds for the full ranking.
Head to head
NAVs as of 05 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 02 Jan 2013 – 05 Oct 2026, limited by Bandhan Gilt Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Bandhan Gilt Fund | ICICI Prudential Gilt Fund |
|---|---|---|
| 02 Jan 2013 | ₹100.00 | ₹100.00 |
| 25 Feb 2014 | ₹107.76 | ₹100.93 |
| 19 Apr 2015 | ₹128.67 | ₹123.11 |
| 11 Jun 2016 | ₹138.44 | ₹134.39 |
| 04 Aug 2017 | ₹162.24 | ₹159.78 |
| 26 Sep 2018 | ₹161.54 | ₹161.69 |
| 19 Nov 2019 | ₹193.57 | ₹183.27 |
| 11 Jan 2021 | ₹223.41 | ₹210.10 |
| 05 Mar 2022 | ₹230.87 | ₹217.93 |
| 28 Apr 2023 | ₹242.23 | ₹235.60 |
| 20 Jun 2024 | ₹269.47 | ₹258.73 |
| 12 Aug 2025 | ₹285.41 | ₹284.31 |
| 05 Oct 2026 | ₹311.00 | ₹297.07 |
| Metric | Bandhan · Direct NAV ₹40.89 Moderate risk ★★★★☆ | ICICI Prudential · Direct NAV ₹115.85 Moderate risk ★★★★★ | Category median Gilt Fund · 25 funds |
|---|---|---|---|
| +7.28%Best in row | +3.40% | +2.33% | |
| +8.04%Best in row | +6.72% | +6.21% | |
| +6.44% | +6.36% | +5.57% | |
| +7.60%Best in row | +7.22% | +6.69% | |
| +8.60% | +8.24% | +7.42% | |
| +7.23%Best in row | +6.51% | — | |
| +8.65% | +8.79%Best in row | +7.89% | |
| +8.47% | +8.54% | +7.78% | |
| +8.56% | +8.70%Best in row | +8.04% | |
| Risk | |||
| 3.55% | 2.38%Best in row | 3.11% | |
| 0.43Best in row | 0.09 | -0.09 | |
| 0.62Best in row | 0.13 | -0.12 | |
| -7.05% | -12.31% | -7.84% | |
| 0.57% | 0.58% | 0.50% | |
| ₹1,970Cr | ₹8,858Cr | ₹175.20Cr | |
| ₹100 | ₹1.00K | — | |
| ₹1.00K | ₹5.00K | — | |
| Brijesh Shah | Manish Banthia | — | |
| 77.9% | 4.6% | — | |
11 rows carry the same value for every fund — show
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Exit load
- None
- Lock-in
- None
- Portfolio turnover
- —
- Inception
- 02 Jan 2013
- Holdings
- —
- Top 10 weight
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bandhan Gilt Fund or ICICI Prudential Gilt Fund?
Over the last 3 years, Bandhan Gilt Fund returned +8.04% CAGR against ICICI Prudential Gilt Fund's +6.72%, computed from AMFI NAV history. Over 5 years: Bandhan Gilt Fund +6.44% vs ICICI Prudential Gilt Fund +6.36% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Bandhan Gilt Fund or ICICI Prudential Gilt Fund?
Bandhan Gilt Fund has the lower expense ratio: Bandhan Gilt Fund charges 0.57% a year against ICICI Prudential Gilt Fund's 0.58%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bandhan Gilt Fund or ICICI Prudential Gilt Fund?
Bandhan Gilt Fund has shown higher volatility (+3.55% annualized vs ICICI Prudential Gilt Fund's +2.38%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bandhan Gilt Fund -4.08% vs ICICI Prudential Gilt Fund -2.65%.
Which fund manages more money — Bandhan Gilt Fund or ICICI Prudential Gilt Fund?
ICICI Prudential Gilt Fund is the larger fund: Bandhan Gilt Fund manages ₹1,970Cr against ICICI Prudential Gilt Fund's ₹8,858Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Bandhan Gilt Fund and ICICI Prudential Gilt Fund in the same category?
Yes — both are Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.